Education First Credit Union, Inc.
Verified rate book
Current Education First Credit Union, Inc. rates
13 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 3.990% APR | 3.990% | — | Standard |
| Up to 66-Month Auto Loan (2022–2024)auto_any_66mo | 3.990% APR | 3.990% | 66 mo | Standard |
| Up to 66-Month Auto Loan (2025–2026)auto_any_66mo | 3.990% APR | 3.990% | 66 mo | Standard |
| Up to 66-Month Auto Loan (2019–2021)auto_any_66mo | 4.740% APR | 4.740% | 66 mo | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Debt Consolidation ($2,500 – $4,999 / up to 36 Months)personal_unsecured_36mo | 9.990% APR | 9.990% | 36 mo | Standard |
| Debt Consolidation ($5,000-$7,499 / up to 48 Months)personal_unsecured_48mo | 9.990% APR | 9.990% | 48 mo | Standard |
| Debt Consolidation ($1,000-$2,499 / up to 24 Months)personal_unsecured_24mo | 9.990% APR | 9.990% | 24 mo | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.990% APR | 9.990% | — | Standard |
| Debt Consolidation ($7,500 and over / up to 60 Months)personal_unsecured_60mo | 9.990% APR | 9.990% | 60 mo | Standard |
| Home Improvement Loan ($1,000 – $15,000 / Up to 84 months)personal_unsecured_84mo | 10.490% APR | 10.490% | 84 mo | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Savings Minimum Opening Balance: $5.00share_savings | 0.05% APY | 0.05% | — | Standard |
| IRA Savings Minimum Opening Balance: $5.00ira | 0.05% APY | 0.05% | — | Standard |
| Holiday Savings Accountsavings | 0.05% APY | 0.05% | — | Specialty offer |
Auto loans available from 3.99% APR. Personal loan rates from 9.99% APR. Savings and certificate yields up to 0.05% APY.
Source: RateAPI.dev, verified from Education First Credit Union, Inc.'s official website
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About Education First Credit Union, Inc.
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 12.1K
- Assets
- $149.1M
- Founded
- 1936
- Locations reported
- 3
- NCUA charter
- 68447
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Education First Credit Union, Inc.
Membership eligibility from Education First Credit Union, Inc.'s own published criteria. How we verify this.
Membership via occupations (Current or retired school employees)
- LocationFranklin — OH
- OccupationCurrent or retired school employees
Verified from Education First Credit Union, Inc.'s membership page. Final membership determination is always made by the credit union.
Work at Education First Credit Union, Inc.?
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Frequently Asked Questions
What rates does Education First Credit Union, Inc. offer?
Education First Credit Union, Inc. currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Education First Credit Union, Inc. rates updated?
RateAPI verifies Education First Credit Union, Inc.'s rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Education First Credit Union, Inc.'s rate data?
Rate data is collected directly from Education First Credit Union, Inc.'s official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Education First Credit Union, Inc.'s auto loan rates?
As of August 4, 2026, Education First Credit Union, Inc. offers auto loans from 3.99% APR.
What is Education First Credit Union, Inc.'s personal loan rate?
As of August 4, 2026, Education First Credit Union, Inc. offers personal loans from 9.99% APR.
What is Education First Credit Union, Inc.'s best CD rate?
As of August 4, 2026, Education First Credit Union, Inc. offers savings and certificate (CD) yields up to 0.05% APY.
Related Rate Data
Compare Education First Credit Union, Inc.'s rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Education First Credit Union, Inc.
curl "https://api.rateapi.dev/credit-unions/ohio/education-first-credit-union-inc" \
-H "Authorization: Bearer YOUR_API_KEY"