First Ohio Community Credit Union
Verified rate book
Current First Ohio Community Credit Union rates
30 published offers verified as of August 4, 2026.
Auto & vehicle rates
20 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| USED AUTO '19-'26 up to 42 mthauto_used_42mo | 4.450% APR | 4.450% | 42 mo · used | Standard |
| USED AUTO '19-'26 up to 66 mthauto_used_66mo | 4.600% APR | 4.600% | 66 mo · used | Standard |
| USED AUTO '19-'26 up to 72 mthauto_used_72mo | 4.750% APR | 4.750% | 72 mo · used | Standard |
| NEW AUTO '19-'26 up to 76 mthsauto_new_76mo | 4.850% APR | 4.850% | 76 mo · new | Standard |
| USED AUTO '19-'26 up to 76 mthauto_used_76mo | 4.850% APR | 4.850% | 76 mo · used | Standard |
| USED AUTO '16-'18 up to 66 mthauto_used_66mo | 5.900% APR | 5.900% | 66 mo · used | Standard |
| USED AUTO '15 & older up to 54auto_used | 6.500% APR | 6.500% | used | Standard |
| NEW CYCLE '19-'26 up to 48 mthauto_new_48mo | 6.550% APR | 6.550% | 48 mo · new | Standard |
| NEW RV '19-'26 up to 48 mthsrv_new_48mo | 6.550% APR | 6.550% | 48 mo · new | Standard |
| NEW BOAT '19-'26 up to 48 mthsboat_new_48mo | 6.550% APR | 6.550% | 48 mo · new | Standard |
| NEW CYCLE '19-'26 up to 66 mthauto_new_66mo | 6.550% APR | 6.550% | 66 mo · new | Standard |
| NEW CYCLE '19-'26 up to 72 mthauto_new_72mo | 7.000% APR | 7.000% | 72 mo · new | Standard |
| NEW RV '19-'26 up to 66 mthsrv_new_66mo | 7.000% APR | 7.000% | 66 mo · new | Standard |
| NEW BOAT '19-'26 up to 66 mthsboat_new_66mo | 7.500% APR | 7.500% | 66 mo · new | Standard |
| USED RV '18 & older - 48mthsrv_used_48mo | 7.750% APR | 7.750% | 48 mo · used | Standard |
| USED BOAT '18 & Older - 48 mthboat_used_48mo | 7.750% APR | 7.750% | 48 mo · used | Standard |
| USED CYCLE '18 & older - 48mthauto_used_48mo | 7.750% APR | 7.750% | 48 mo · used | Standard |
| USED RV '18 & older - 60 mthsrv_used_60mo | 8.000% APR | 8.000% | 60 mo · used | Standard |
| USED CYCLE '18 & older - 60mthauto_used_60mo | 8.000% APR | 8.000% | 60 mo · used | Standard |
| USED BOAT '18 & older - 60mthsboat_used_60mo | 8.000% APR | 8.000% | 60 mo · used | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 10-Year Home Equity Loan (Fixed)heloc_fixed | 6.000% APR | 5.990% | — | Standard |
| 15-Year Home Equity Loan (Fixed)heloc_fixed | 6.990% APR | 6.990% | — | Standard |
| HELOC (Variable)heloc_variable | 7.250% APR | 7.250% | — | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| SHARED SECUREDpersonal_secured | 3.000% APR | 3.000% | — | Standard |
| Certificate-Secured Loanpersonal_secured | 6.000% APR | 6.000% | — | Standard |
| SIGNATURE LOAN - 12 mthspersonal_unsecured_12mo | 10.500% APR | 10.500% | 12 mo | Standard |
| SIGNATURE LOAN - 24 mthspersonal_unsecured_24mo | 11.500% APR | 11.500% | 24 mo | Standard |
| SIGNATURE LOAN - 36 mthspersonal_unsecured_36mo | 12.500% APR | 12.500% | 36 mo | Standard |
| SIGNATURE LOAN - 48 mthspersonal_unsecured_48mo | 13.500% APR | 13.500% | 48 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 9.900% APR | 9.900% | — | Standard |
Vehicle loans available from 4.45% APR for 42 months. HELOC rates from 6% APR. Personal loan rates from 3% APR. Credit card rates from 9.9% APR.
Source: RateAPI.dev, verified from First Ohio Community Credit Union's official website
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About First Ohio Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.3K
- Assets
- $45.9M
- Founded
- 1937
- Locations reported
- 2
- NCUA charter
- 2454
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join First Ohio Community Credit Union
Membership eligibility from First Ohio Community Credit Union's own published criteria. How we verify this.
Community charter: live/work in Stark, OH
- LocationStark — OH
Cost to join: About $5.
Verified from First Ohio Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at First Ohio Community Credit Union?
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Frequently Asked Questions
What rates does First Ohio Community Credit Union offer?
First Ohio Community Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are First Ohio Community Credit Union rates updated?
RateAPI verifies First Ohio Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get First Ohio Community Credit Union's rate data?
Rate data is collected directly from First Ohio Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are First Ohio Community Credit Union's auto, rv & boat loan rates?
As of August 4, 2026, First Ohio Community Credit Union offers vehicle loans from 4.45% APR.
What is First Ohio Community Credit Union's HELOC rate?
As of August 4, 2026, First Ohio Community Credit Union offers home equity lines of credit from 6% APR.
What is First Ohio Community Credit Union's personal loan rate?
As of August 4, 2026, First Ohio Community Credit Union offers personal loans from 3% APR.
Related Rate Data
Compare First Ohio Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for First Ohio Community Credit Union
curl "https://api.rateapi.dev/credit-unions/ohio/first-ohio-community" \
-H "Authorization: Bearer YOUR_API_KEY"