Oc Credit Union

Garfield Hts, Ohio
Last verified: August 4, 2026
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Verified rate book

Current Oc Credit Union rates

7 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

1 offer
Oc Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Refi / Lease Buyoutauto_any_84mo5.280% APR4.990%84 moStandard

HELOC rates

1 offer
Oc Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.500% APR6.500%Standard

Personal loan rates

1 offer
Oc Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured13.500% APR13.500%Standard

Credit card rates

1 offer
Oc Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card10.990% APR10.990%Standard

Savings & CD rates

3 offers
Oc Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
PROMOTIONAL MONEY MARKETmoney_market3.75% APY3.75%Standard
84-Month Certificateshare_certificate_84mo3.75% APY3.75%84 moStandard
Certificateshare_certificate3.95% APY3.95%Standard

Auto loans available from 5.28% APR for 84 months. HELOC rates from 6.5% APR. Personal loan rates from 13.5% APR. Credit card rates from 10.99% APR. Savings and certificate yields up to 3.95% APY.

Source: RateAPI.dev, verified from Oc Credit Union's official website

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About Oc Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
14.1K
Assets
$310.8M
Founded
1954
Locations reported
5
NCUA charter
9208
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Oc Credit Union

Membership eligibility from Oc Credit Union's own published criteria. How we verify this.

Membership via the Ohio Catholic Foundation

  • LocationOH
  • AssociationOhio Catholic Foundation

Cost to join: About $5.

Verified from Oc Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Oc Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Oc Credit Union ranks against Ohio peers.

Frequently Asked Questions

What rates does Oc Credit Union offer?

Oc Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Oc Credit Union rates updated?

RateAPI verifies Oc Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Oc Credit Union's rate data?

Rate data is collected directly from Oc Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Oc Credit Union's auto loan rates?

As of August 4, 2026, Oc Credit Union offers auto loans from 5.28% APR.

What is Oc Credit Union's HELOC rate?

As of August 4, 2026, Oc Credit Union offers home equity lines of credit from 6.5% APR.

What is Oc Credit Union's personal loan rate?

As of August 4, 2026, Oc Credit Union offers personal loans from 13.5% APR.

What is Oc Credit Union's best CD rate?

As of August 4, 2026, Oc Credit Union offers savings and certificate (CD) yields up to 3.95% APY.

Related Rate Data

Compare Oc Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Oc Credit Union
curl "https://api.rateapi.dev/credit-unions/ohio/oc" \
  -H "Authorization: Bearer YOUR_API_KEY"