Educational Community Alliance Credit Union
Verified rate book
Current Educational Community Alliance Credit Union rates
9 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| First-Time Homebuyer Program (Discounted)30 year fixed | 6.500% APR | 6.500% | — | Standard |
| First-Time Homebuyer Program30 year fixed | 6.750% APR | 6.750% | — | Standard |
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New/Used Vehicle Loan (Cars and Trucks)auto_any | 3.990% APR | 3.990% | any | Standard |
| New/Used Vehicle Loan (Motorcycles and Mobility)motorcycle_any | 5.490% APR | 5.490% | any | Standard |
| New/Used Vehicle (Recreational)powersports_any | 7.740% APR | 7.740% | any | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 4.990% APR | 4.990% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature/Personal Loanpersonal_unsecured | 10.990% APR | 10.990% | — | Standard |
Student loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Education/Student Loanstudent | 7.990% APR | 7.990% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 12-Month Certificatecd_12mo | 3.93% APY | 3.93% | 12 mo | Standard |
As of August 4, 2026, Educational Community Alliance Credit Union offers a 30-year fixed mortgage at 6.5% APR. Vehicle loans available from 3.99% APR. HELOC rates from 4.99% APR. Personal loan rates from 10.99% APR. Savings and certificate yields up to 3.93% APY.
Source: RateAPI.dev, verified from Educational Community Alliance Credit Union's official website
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About Educational Community Alliance Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 5.3K
- Assets
- $68.9M
- Founded
- 1934
- Locations reported
- 2
- NCUA charter
- 68181
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Educational Community Alliance Credit Union
Membership eligibility from Educational Community Alliance Credit Union's own published criteria. How we verify this.
Membership via occupations (education industry)
- Occupationeducation industry
Cost to join: About $5.
Verified from Educational Community Alliance Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Educational Community Alliance Credit Union offer?
Educational Community Alliance Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and student loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Educational Community Alliance Credit Union rates updated?
RateAPI verifies Educational Community Alliance Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Educational Community Alliance Credit Union's rate data?
Rate data is collected directly from Educational Community Alliance Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Educational Community Alliance Credit Union's mortgage rate?
As of August 4, 2026, Educational Community Alliance Credit Union offers a 30-year fixed mortgage at 6.5% APR.
What are Educational Community Alliance Credit Union's auto, motorcycle & powersports loan rates?
As of August 4, 2026, Educational Community Alliance Credit Union offers vehicle loans from 3.99% APR.
What is Educational Community Alliance Credit Union's HELOC rate?
As of August 4, 2026, Educational Community Alliance Credit Union offers home equity lines of credit from 4.99% APR.
What is Educational Community Alliance Credit Union's personal loan rate?
As of August 4, 2026, Educational Community Alliance Credit Union offers personal loans from 10.99% APR.
What is Educational Community Alliance Credit Union's best CD rate?
As of August 4, 2026, Educational Community Alliance Credit Union offers savings and certificate (CD) yields up to 3.93% APY.
Related Rate Data
Compare Educational Community Alliance Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Educational Community Alliance Credit Union rates
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# Get rates for Educational Community Alliance Credit Union
curl "https://api.rateapi.dev/credit-unions/ohio/educational-community-alliance" \
-H "Authorization: Bearer YOUR_API_KEY"