Bmi Credit Union
Verified rate book
Current Bmi Credit Union rates
49 published offers verified as of August 4, 2026.
Mortgage rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30 Year Fixed 430 year fixed | 6.500% APR | 6.500% | — | Standard |
| 15 Year Fixed 215 year fixed | 5.875% APR | 5.875% | — | Standard |
| 3/1 ARM 53 1 arm | 5.250% APR | 5.250% | — | Standard |
| 5/1 ARM 65 1 arm | 5.375% APR | 5.375% | — | Standard |
| 3/3 ARM 83 3 arm | 5.500% APR | 5.500% | — | Standard |
| 5/5 ARM 95 5 arm | 5.625% APR | 5.625% | — | Standard |
| 7/1 ARM7 1 arm | 5.750% APR | 5.750% | — | Standard |
| 10/1 ARM10 1 arm | 5.875% APR | 5.875% | — | Standard |
| 20 Year Fixed 320 year fixed | 6.500% APR | 6.500% | — | Standard |
| Mortgageother | 6.097% APR | 6.097% | — | Standard |
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month Auto Loanauto_any_24mo | 5.040% APR | 5.040% | 24 mo | Standard |
| Auto Loanauto | 5.040% APR | 5.040% | — | Standard |
| 36-Month Auto Loanauto_any_36mo | 5.140% APR | 5.140% | 36 mo | Standard |
| 48-Month Auto Loanauto_any_48mo | 5.240% APR | 5.240% | 48 mo | Standard |
| 60-Month Auto Loanauto_any_60mo | 5.340% APR | 5.340% | 60 mo | Standard |
| 72-Month Auto Loanauto_any_72mo | 5.440% APR | 5.440% | 72 mo | Standard |
| 84-Month Auto Loanauto_any_84mo | 6.040% APR | 6.040% | 84 mo | Standard |
| Motorcycle Loanmotorcycle | 6.240% APR | 6.240% | — | Standard |
| Boat / RVboat | 6.240% APR | 6.240% | — | Standard |
| ATV / Waverunnerpowersports | 7.240% APR | 7.240% | — | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Explore Your Home Equity Optionsheloc | 6.750% APR | 6.750% | — | Standard |
| HELOC 2heloc_variable | 6.750% APR | 6.750% | — | Standard |
| Closed End Home Equity Loan 3heloc_fixed | 7.750% APR | 7.750% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Line of Credit 2ploc_variable | 8.750% APR | 8.750% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 8.990% APR | 8.990% | — | Standard |
| Debt Consolidation Loanpersonal | 8.990% APR | 8.990% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 8.990% APR | 8.990% | — | Standard |
Savings & CD rates
22 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Regular Share Savingsshare_savings | 0.05% APY | 0.05% | — | Standard |
| BMI Change Jar: Tier 2savings | 0.05% APY | 0.05% | — | Standard |
| Holiday Clubsavings | 0.25% APY | 0.25% | — | Specialty offer |
| Plus Money Market: Tier 1money_market | 1.39% APY | 1.39% | — | Standard |
| Plus Money Market: Tier 2money_market | 1.59% APY | 1.59% | — | Standard |
| Plus Money Market: Tier 3money_market | 1.88% APY | 1.88% | — | Standard |
| Platinum Plus Money Marketmoney_market | 2.12% APY | 2.12% | — | Standard |
| 3-Month Certificateshare_certificate_3mo | 2.37% APY | 2.37% | 3 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 3.25% APY | 3.25% | 6 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 3.34% APY | 3.34% | 12 mo | Standard |
| 18-Month Certificateshare_certificate_18mo | 3.34% APY | 3.34% | 18 mo | Standard |
| 24 Month Bump Certificatecd_24mo | 3.34% APY | 3.30% | 24 mo | Standard |
| 60-Month Certificateshare_certificate_60mo | 3.35% APY | 3.35% | 60 mo | Standard |
| 54-Month Certificateshare_certificate_54mo | 3.35% APY | 3.35% | 54 mo | Standard |
| 36 Month Bump Certificatecd_36mo | 3.39% APY | 3.35% | 36 mo | Standard |
| 30-Month Certificateshare_certificate_30mo | 3.40% APY | 3.40% | 30 mo | Standard |
| 48-Month Certificateshare_certificate_48mo | 3.40% APY | 3.40% | 48 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 3.40% APY | 3.40% | 24 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 3.45% APY | 3.45% | 36 mo | Standard |
| 42-Month Certificateshare_certificate_42mo | 3.45% APY | 3.45% | 42 mo | Standard |
| BMI Change Jar: Tier 1savings | 3.50% APY | 3.45% | — | Standard |
| Youth Certificatecd_12mo | 3.70% APY | 3.70% | 12 mo | Eligibility restricted |
As of August 4, 2026, Bmi Credit Union offers a 30-year fixed mortgage at 6.5% APR. Vehicle loans available from 5.04% APR for 24 months. HELOC rates from 6.75% APR. Personal loan rates from 8.75% APR. Credit card rates from 8.99% APR. Savings and certificate yields up to 3.50% APY.
Source: RateAPI.dev, verified from Bmi Credit Union's official website
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About Bmi Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 46.8K
- Assets
- $730.7M
- Founded
- 1936
- Locations reported
- 6
- NCUA charter
- 1199
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Bmi Credit Union
Membership eligibility from Bmi Credit Union's own published criteria. How we verify this.
Community charter: live/work in Franklin, Licking, Fairfield +5 more, OH
- LocationFranklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, Morrow — OH
Verified from Bmi Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Bmi Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Bmi Credit Union ranks against Ohio peers.
Frequently Asked Questions
What rates does Bmi Credit Union offer?
Bmi Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Bmi Credit Union rates updated?
RateAPI verifies Bmi Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Bmi Credit Union's rate data?
Rate data is collected directly from Bmi Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Bmi Credit Union's mortgage rate?
As of August 4, 2026, Bmi Credit Union offers a 30-year fixed mortgage at 6.5% APR.
What are Bmi Credit Union's auto, boat, motorcycle & powersports loan rates?
As of August 4, 2026, Bmi Credit Union offers vehicle loans from 5.04% APR.
What is Bmi Credit Union's HELOC rate?
As of August 4, 2026, Bmi Credit Union offers home equity lines of credit from 6.75% APR.
What is Bmi Credit Union's personal loan rate?
As of August 4, 2026, Bmi Credit Union offers personal loans from 8.75% APR.
What is Bmi Credit Union's best CD rate?
As of August 4, 2026, Bmi Credit Union offers savings and certificate (CD) yields up to 3.50% APY.
Related Rate Data
Compare Bmi Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Bmi Credit Union rates
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# Get rates for Bmi Credit Union
curl "https://api.rateapi.dev/credit-unions/ohio/bmi" \
-H "Authorization: Bearer YOUR_API_KEY"