TCP Credit Union

Rural Hall, North Carolina
Last verified: August 4, 2026
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Verified rate book

Current TCP Credit Union rates

19 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

4 offers
TCP Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Used Auto Loanauto_used4.850% APR4.850%usedStandard
84-Month Used Auto Loanauto_used_84mo5.950% APR5.950%84 mo · usedStandard
Motorcycle Loanmotorcycle10.750% APR10.750%Standard
RV / Camperrv10.750% APR10.750%Standard

Personal loan rates

1 offer
TCP Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal Loanpersonal4.850% APR4.850%Standard

Credit card rates

2 offers
TCP Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card14.250% APR14.250%Standard
Platinum Credit Cardcredit_card_platinum14.250% APR14.250%Standard

Savings & CD rates

12 offers
TCP Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Interest Checking (Variable Rate)savings0.10% APY0.10%Standard
Money Marketmoney_market0.65% APY0.65%Standard
Individual Retirement Account (Variable Rate)ira2.11% APY2.10%Standard
Share Term Certificate - 48 Month (Fixed Rate)cd_48mo3.23% APY3.20%48 moStandard
Share Term Certificate - 60 Month (Fixed Rate)cd_60mo3.34% APY3.30%60 moStandard
Share Term Certificate - 6 Month (Fixed Rate)cd_6mo3.54% APY3.50%6 moStandard
Share Term Certificate - 9 Month (Fixed Rate)cd_9mo3.54% APY3.50%9 moStandard
Share Term Certificate - 36 Month (Fixed Rate)cd_36mo3.64% APY3.60%36 moStandard
Share Term Certificate - 15 Month (Fixed Rate)cd_15mo3.80% APY3.75%15 moStandard
Share Term Certificate - 12 Month (Fixed Rate)cd_12mo3.80% APY3.75%12 moStandard
Share Term Certificate - 18 Month (Fixed Rate)cd_18mo3.85% APY3.80%18 moStandard
Share Term Certificate - 24 Month (Fixed Rate)cd_24mo3.90% APY3.85%24 moStandard

Vehicle loans available from 4.85% APR. Personal loan rates from 4.85% APR. Credit card rates from 14.25% APR. Savings and certificate yields up to 3.90% APY.

Source: RateAPI.dev, verified from TCP Credit Union's official website

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About TCP Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.1K
Assets
$16M
Founded
1980
Locations reported
1
NCUA charter
65384
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join TCP Credit Union

Membership eligibility from TCP Credit Union's own published criteria. How we verify this.

Membership via employers (Siemens-Energy +1 more)

  • LocationForsyth, Stokes, Surry
  • EmployerSiemens-Energy, TCP Credit Union

Cost to join: About $25.

Verified from TCP Credit Union's membership page. Final membership determination is always made by the credit union.

Work at TCP Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where TCP Credit Union ranks against North Carolina peers.

Frequently Asked Questions

What rates does TCP Credit Union offer?

TCP Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are TCP Credit Union rates updated?

RateAPI verifies TCP Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get TCP Credit Union's rate data?

Rate data is collected directly from TCP Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are TCP Credit Union's auto, rv & motorcycle loan rates?

As of August 4, 2026, TCP Credit Union offers vehicle loans from 4.85% APR.

What is TCP Credit Union's personal loan rate?

As of August 4, 2026, TCP Credit Union offers personal loans from 4.85% APR.

What is TCP Credit Union's best CD rate?

As of August 4, 2026, TCP Credit Union offers savings and certificate (CD) yields up to 3.90% APY.

Related Rate Data

Compare TCP Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track TCP Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for TCP Credit Union
curl "https://api.rateapi.dev/credit-unions/north-carolina/tcp" \
  -H "Authorization: Bearer YOUR_API_KEY"