Shuford Credit Union

Hickory, North Carolina
Last verified: August 4, 2026
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Verified rate book

Current Shuford Credit Union rates

21 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

2 offers
Shuford Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
5 Year ARM No mortgage insurance required (PMI)5 1 arm5.500% APR5.500%Standard
Mobile Homes (Double Wide only)other7.990% APR7.990%Standard

Auto & vehicle rates

1 offer
Shuford Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
180-Month RV Loanrv_any_180mo10.990% APR10.990%180 moStandard

Personal loan rates

3 offers
Shuford Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured3.150% APR3.150%Standard
H/E Line of Creditploc_variable7.250% APR7.250%180 moStandard
Unsecured Lines of Creditpersonal_unsecured8.750% APR8.750%Standard

Credit card rates

1 offer
Shuford Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card9.990% APR9.990%Standard

Savings & CD rates

9 offers
Shuford Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Sharessavings0.10% APY0.10%Standard
Superior Checking*savings0.15% APY0.15%Standard
IRAsira1.00% APY1.00%Standard
($500.00 - $24,999.99)savings1.00% APY1.00%Standard
($25,000.00 And Up)savings1.50% APY1.50%Standard
6-Month Certificatecd_6mo3.00% APY3.00%6 moStandard
12-Month Certificatecd_12mo3.25% APY3.25%12 moStandard
24-Month Certificatecd_24mo3.50% APY3.50%24 moStandard
18-Month Certificatecd_18mo3.75% APY3.75%18 moStandard

Other rates

5 offers
Shuford Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Fixed H/Eother4.990% %4.990%Standard
Lending Alternatives (Up to 48 Months)other5.000% %5.000%Standard
Lending Alternatives (49-60 Months)other5.250% %5.250%Standard
Lending Alternatives (61-72 Months)other5.500% %5.500%Standard
Lending Alternatives (61- 72 Months)other6.750% %6.750%Standard

As of August 4, 2026, Shuford Credit Union offers a 5 1 arm mortgage at 5.5% APR. Rv loans available from 10.99% APR for 180 months. Personal loan rates from 3.15% APR. Credit card rates from 9.99% APR. Savings and certificate yields up to 3.75% APY.

Source: RateAPI.dev, verified from Shuford Credit Union's official website

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About Shuford Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4.4K
Assets
$36.3M
Founded
1967
Locations reported
2
NCUA charter
24811
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Shuford Credit Union

Membership eligibility from Shuford Credit Union's own published criteria. How we verify this.

Membership via employers (Shurtape Administration Office +7 more)

  • EmployerShurtape Administration Office, Shurtape Corporate Office, Shurtape Highland Plant, Shurtape Stony Point Plant, Shurtape Dist. Center Plant, Shurtape Hudson Plant, Century ( former Classic Leather ) Furniture Plant, Vanguard Furniture Plant

Verified from Shuford Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Shuford Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Shuford Credit Union ranks against North Carolina peers.

Frequently Asked Questions

What rates does Shuford Credit Union offer?

Shuford Credit Union currently offers mortgage, RV loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Shuford Credit Union rates updated?

RateAPI verifies Shuford Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Shuford Credit Union's rate data?

Rate data is collected directly from Shuford Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Shuford Credit Union's mortgage rate?

As of August 4, 2026, Shuford Credit Union offers a 5 1 arm mortgage at 5.5% APR.

What are Shuford Credit Union's rv loan rates?

As of August 4, 2026, Shuford Credit Union offers rv loans from 10.99% APR.

What is Shuford Credit Union's personal loan rate?

As of August 4, 2026, Shuford Credit Union offers personal loans from 3.15% APR.

What is Shuford Credit Union's best CD rate?

As of August 4, 2026, Shuford Credit Union offers savings and certificate (CD) yields up to 3.75% APY.

Related Rate Data

Compare Shuford Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

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terminal
# Get rates for Shuford Credit Union
curl "https://api.rateapi.dev/credit-unions/north-carolina/shuford" \
  -H "Authorization: Bearer YOUR_API_KEY"