Watertown Postal Credit Union
Verified rate book
Current Watertown Postal Credit Union rates
3 published offers verified as of August 3, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 5.000% APR | 5.000% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Secured Personal Loanpersonal_secured | 5.750% APR | 5.750% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 6.000% APR | 6.000% | — | Standard |
Auto loans available from 5% APR. Personal loan rates from 5.75% APR.
Source: RateAPI.dev, verified from Watertown Postal Credit Union's official website
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About Watertown Postal Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 491
- Assets
- $5.6M
- Founded
- 1949
- Locations reported
- 1
- NCUA charter
- 6112
- Charter type
- Federal credit union
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Watertown Postal Credit Union
Membership eligibility from Watertown Postal Credit Union's own published criteria. How we verify this.
Membership criteria are published on Watertown Postal Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Watertown Postal Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Watertown Postal Credit Union?
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Frequently Asked Questions
What rates does Watertown Postal Credit Union offer?
Watertown Postal Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Watertown Postal Credit Union rates updated?
RateAPI verifies Watertown Postal Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Watertown Postal Credit Union's rate data?
Rate data is collected directly from Watertown Postal Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Watertown Postal Credit Union's auto loan rates?
As of August 3, 2026, Watertown Postal Credit Union offers auto loans from 5% APR.
What is Watertown Postal Credit Union's personal loan rate?
As of August 3, 2026, Watertown Postal Credit Union offers personal loans from 5.75% APR.
Related Rate Data
Compare Watertown Postal Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Watertown Postal Credit Union rates
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# Get rates for Watertown Postal Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/watertown-postal" \
-H "Authorization: Bearer YOUR_API_KEY"