Ufirst Credit Union

Plattsburgh, New York
Last verified: August 4, 2026
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Verified rate book

Current Ufirst Credit Union rates

10 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

6 offers
Ufirst Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.750% APR4.750%Standard
73-108 Months (greater than $20,001)auto_any_108mo6.000% APR6.000%108 moStandard
61-72 Months (greater than $20,001)auto_any_72mo6.000% APR6.000%72 moStandard
73-84 Months (greater than $25,001)auto_any_84mo6.500% APR6.500%84 moStandard
109-144 Months (greater than $25,001)auto_any_144mo6.500% APR6.500%144 moStandard
145-180 Months (greater than $30,001)auto_any_180mo7.000% APR7.000%180 moStandard

Personal loan rates

1 offer
Ufirst Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Holiday Loanpersonal10.000% APR10.000%Standard

Credit card rates

1 offer
Ufirst Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card7.900% APR7.900%Standard

Savings & CD rates

2 offers
Ufirst Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Certificatecd0.70% APY0.70%Standard
High-Yield Money Marketmoney_market4.00% APY4.00%Standard

Auto loans available from 4.75% APR. Personal loan rates from 10% APR. Credit card rates from 7.9% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Ufirst Credit Union's official website

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About Ufirst Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
10.4K
Assets
$125.9M
Founded
1971
Locations reported
4
NCUA charter
20613
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Ufirst Credit Union

Membership eligibility from Ufirst Credit Union's own published criteria. How we verify this.

Membership criteria are published on Ufirst Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationClinton — NY

Verified from Ufirst Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Ufirst Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Ufirst Credit Union ranks against New York peers.

Frequently Asked Questions

What rates does Ufirst Credit Union offer?

Ufirst Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Ufirst Credit Union rates updated?

RateAPI verifies Ufirst Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Ufirst Credit Union's rate data?

Rate data is collected directly from Ufirst Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Ufirst Credit Union's auto loan rates?

As of August 4, 2026, Ufirst Credit Union offers auto loans from 4.75% APR.

What is Ufirst Credit Union's personal loan rate?

As of August 4, 2026, Ufirst Credit Union offers personal loans from 10% APR.

What is Ufirst Credit Union's best CD rate?

As of August 4, 2026, Ufirst Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Ufirst Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Ufirst Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/ufirst" \
  -H "Authorization: Bearer YOUR_API_KEY"