U. H. S. Employees Credit Union

Johnson City, New York
Last verified: August 4, 2026
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Verified rate book

Current U. H. S. Employees Credit Union rates

7 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

7 offers
U. H. S. Employees Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.409% APR6.250%Standard
VA 30 Year Fixed - Conforming30 year fixed6.409% APR6.250%Standard
FHA 30-Year Fixed - Conforming30 year fixed6.689% APR6.000%Standard
Jumbo 30-Year Fixed30 year fixed7.099% APR7.000%Standard
15-Year Fixed15 year fixed5.883% APR5.625%Standard
Jumbo 15-Year Fixed15 year fixed7.411% APR7.250%Standard
20-Year Fixed20 year fixed6.208% APR6.000%Standard

As of August 4, 2026, U. H. S. Employees Credit Union offers a 30-year fixed mortgage at 6.409% APR.

Source: RateAPI.dev, verified from U. H. S. Employees Credit Union's official website

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About U. H. S. Employees Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.1K
Assets
$25M
Founded
1974
Locations reported
3
NCUA charter
21586
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Financial counseling
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join U. H. S. Employees Credit Union

Membership eligibility from U. H. S. Employees Credit Union's own published criteria. How we verify this.

Membership via employers (UHS)

  • EmployerUHS

Cost to join: About $500.

Verified from U. H. S. Employees Credit Union's membership page. Final membership determination is always made by the credit union.

Work at U. H. S. Employees Credit Union?

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Frequently Asked Questions

What rates does U. H. S. Employees Credit Union offer?

U. H. S. Employees Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are U. H. S. Employees Credit Union rates updated?

RateAPI verifies U. H. S. Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get U. H. S. Employees Credit Union's rate data?

Rate data is collected directly from U. H. S. Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is U. H. S. Employees Credit Union's mortgage rate?

As of August 4, 2026, U. H. S. Employees Credit Union offers a 30-year fixed mortgage at 6.409% APR.

Related Rate Data

Compare U. H. S. Employees Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for U. H. S. Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/u-h-s-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"