Town of Hempstead Employees Credit Union

North Baldwin, New York
Last verified: August 3, 2026
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Verified rate book

Current Town of Hempstead Employees Credit Union rates

4 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

1 offer
Town of Hempstead Employees Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed5.500% APR5.500%Standard

Auto & vehicle rates

1 offer
Town of Hempstead Employees Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.690% APR4.690%Standard

Personal loan rates

1 offer
Town of Hempstead Employees Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
84-Month Debt Consolidation Loanpersonal_unsecured_84mo9.900% APR9.900%84 moStandard

Credit card rates

1 offer
Town of Hempstead Employees Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Credit Card — Intro Ratecredit_card1.990% APR1.990%Introductory offer

As of August 3, 2026, Town of Hempstead Employees Credit Union offers a 30-year fixed mortgage at 5.5% APR. Auto loans available from 4.69% APR. Personal loan rates from 9.9% APR.

Source: RateAPI.dev, verified from Town of Hempstead Employees Credit Union's official website

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About Town of Hempstead Employees Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
9.7K
Assets
$149.1M
Founded
1963
Locations reported
2
NCUA charter
15539
Charter type
Federal credit union

Services and member support

  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Town of Hempstead Employees Credit Union

Membership eligibility from Town of Hempstead Employees Credit Union's own published criteria. How we verify this.

Membership via employers (Town of Hempstead, New York +10 more) or the Baldwin Chamber of Commerce or occupations (Volunteer Firefighters within the Town of He…

  • EmployerTown of Hempstead, New York, Village of Atlantic Beach, New York, Village of East Rockaway, New York, Village of Freeport, New York, Village of Hempstead, New York, Village of Island Park, New York, Village of Lynbrook, New York, Sanitary districts within the Town of Hempstead, Library districts within the Town of Hempstead, South Shore Association For Independent Living, Inc, Bellerose Terrace Fire District
  • AssociationBaldwin Chamber of Commerce
  • OccupationVolunteer Firefighters within the Town of Hempstead

Verified from Town of Hempstead Employees Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Town of Hempstead Employees Credit Union offer?

Town of Hempstead Employees Credit Union currently offers mortgage, Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Town of Hempstead Employees Credit Union rates updated?

RateAPI verifies Town of Hempstead Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Town of Hempstead Employees Credit Union's rate data?

Rate data is collected directly from Town of Hempstead Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Town of Hempstead Employees Credit Union's mortgage rate?

As of August 3, 2026, Town of Hempstead Employees Credit Union offers a 30-year fixed mortgage at 5.5% APR.

What are Town of Hempstead Employees Credit Union's auto loan rates?

As of August 3, 2026, Town of Hempstead Employees Credit Union offers auto loans from 4.69% APR.

What is Town of Hempstead Employees Credit Union's personal loan rate?

As of August 3, 2026, Town of Hempstead Employees Credit Union offers personal loans from 9.9% APR.

Related Rate Data

Compare Town of Hempstead Employees Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Town of Hempstead Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/town-of-hempstead-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"