Nassau Financial Credit Union
Verified rate book
Current Nassau Financial Credit Union rates
41 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed Mortgageother | 6.250% APR | 6.250% | — | Standard |
Auto & vehicle rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto (up to 90 % LTV)auto_new_60mo | 5.140% APR | 5.140% | 60 mo · new | Standard |
| Used Auto (up to 90 % LTV)auto_used_60mo | 5.390% APR | 5.390% | 60 mo · used | Standard |
| New Auto (up to 90 % LTV)auto_new_84mo | 5.840% APR | 5.840% | 84 mo · new | Standard |
| Recreational Loan Rates (24 to 60 Months)powersports_any_60mo | 6.240% APR | 6.240% | 60 mo | Standard |
| Used Auto (up to 90 % LTV)auto_used_84mo | 6.290% APR | 6.290% | 84 mo · used | Standard |
| Recreational Loan Rates (72 Months)powersports_any_72mo | 6.360% APR | 6.360% | 72 mo | Standard |
| Classic Car Loanauto_any_60mo | 6.490% APR | 6.490% | 60 mo | Standard |
| Recreational Loan Rates (84 Months)powersports_any_84mo | 6.610% APR | 6.610% | 84 mo | Standard |
| Recreational Loan Rates (120 Months)powersports_any_120mo | 6.610% APR | 6.610% | 120 mo | Standard |
| New Auto (up to 90 % LTV)auto_new_96mo | 6.740% APR | 6.740% | 96 mo · new | Standard |
| Recreational Loan Rates (180 Months)powersports_any_180mo | 6.740% APR | 6.740% | 180 mo | Standard |
| Recreational Loan Rates (240 Months)powersports_any_240mo | 6.860% APR | 6.860% | 240 mo | Standard |
| Recreational Loan Rates (40 Months)powersports_any_40mo | 7.360% APR | 7.360% | 40 mo | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Line-of-Credit 1 (10-year access period)heloc | 5.990% APR | 5.990% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 6.500% APR | 6.500% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Certificate Securedpersonal_secured_60mo | 3.500% APR | 3.500% | 60 mo | Standard |
| 120-Month Share-Secured Loanpersonal_secured_120mo | 3.500% APR | 3.500% | 120 mo | Standard |
| Personal Line of Creditploc_variable | 8.490% APR | 8.490% | — | Standard |
| 60-Month Signature Loanpersonal_unsecured_60mo | 8.490% APR | 8.490% | 60 mo | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Visa Platinum Pluscredit_card_platinum | 4.990% APR | 4.990% | — | Standard |
| Secured Credit Cardcredit_card_secured | 12.990% APR | 12.990% | — | Standard |
Savings & CD rates
18 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Club Accountsavings | 0.01% APY | 0.01% | — | Specialty offer |
| SmartSaver IRAira | 0.05% APY | 0.05% | — | Standard |
| Youth Savers Pro/Age 0 thru 11savings | 0.05% APY | 0.05% | — | Eligibility restricted |
| Youth Savers Pro/ Age 12 thru 22savings | 0.05% APY | 0.05% | — | Eligibility restricted |
| Saver's Edgesavings | 0.15% APY | 0.15% | — | Standard |
| SmartSaver IRAira | 0.15% APY | 0.15% | — | Standard |
| BaZing Checkingsavings | 1.00% APY | 1.00% | — | Standard |
| 6-Month Certificatecd_6mo | 1.00% APY | 1.00% | 6 mo | Standard |
| 18-Month Certificatecd_18mo | 1.00% APY | 1.00% | 18 mo | Standard |
| 24-Month Certificatecd_24mo | 1.24% APY | 1.24% | 24 mo | Standard |
| 12-Month Certificatecd_12mo | 1.24% APY | 1.24% | 12 mo | Standard |
| 48-Month Certificatecd_48mo | 2.23% APY | 2.23% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 2.71% APY | 2.71% | 60 mo | Standard |
| 36-Month Certificatecd_36mo | 2.96% APY | 2.96% | 36 mo | Standard |
| BaZing+ Checkingsavings | 3.00% APY | 3.00% | — | Standard |
| 7 Months 1cd_7mo | 3.44% APY | 3.44% | 7 mo | Standard |
| 7 Months 1 (New Money)cd_7mo | 3.68% APY | 3.68% | 7 mo | Standard |
| Vibe Youth Checkingsavings | 5.00% APY | 5.00% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| As Low As 5.14%other | 5.390% % | 5.390% | — | Standard |
As of August 4, 2026, Nassau Financial Credit Union offers mortgage rates from 6.25% APR. Vehicle loans available from 5.14% APR for 60 months. HELOC rates from 5.99% APR. Personal loan rates from 3.5% APR. Credit card rates from 4.99% APR. Savings and certificate yields up to 5.00% APY.
Source: RateAPI.dev, verified from Nassau Financial Credit Union's official website
Loading branch locator…
About Nassau Financial Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 14.3K
- Assets
- $336.4M
- Founded
- 1936
- Locations reported
- 6
- NCUA charter
- 1404
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Nassau Financial Credit Union
Membership eligibility from Nassau Financial Credit Union's own published criteria. How we verify this.
Membership criteria are published on Nassau Financial Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationNassau, Suffolk — NY
Verified from Nassau Financial Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Nassau Financial Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Nassau Financial Credit Union ranks against New York peers.
Frequently Asked Questions
What rates does Nassau Financial Credit Union offer?
Nassau Financial Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Nassau Financial Credit Union rates updated?
RateAPI verifies Nassau Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Nassau Financial Credit Union's rate data?
Rate data is collected directly from Nassau Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Nassau Financial Credit Union's mortgage rate?
As of August 4, 2026, Nassau Financial Credit Union offers mortgage rates from 6.25% APR.
What are Nassau Financial Credit Union's auto & powersports loan rates?
As of August 4, 2026, Nassau Financial Credit Union offers vehicle loans from 5.14% APR.
What is Nassau Financial Credit Union's HELOC rate?
As of August 4, 2026, Nassau Financial Credit Union offers home equity lines of credit from 5.99% APR.
What is Nassau Financial Credit Union's personal loan rate?
As of August 4, 2026, Nassau Financial Credit Union offers personal loans from 3.5% APR.
What is Nassau Financial Credit Union's best CD rate?
As of August 4, 2026, Nassau Financial Credit Union offers savings and certificate (CD) yields up to 5.00% APY.
Related Rate Data
Compare Nassau Financial Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Nassau Financial Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Nassau Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/nassau-financial" \
-H "Authorization: Bearer YOUR_API_KEY"