Tonawanda Valley Credit Union

Batavia, New York
Last verified: July 29, 2026
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Verified rate book

Current Tonawanda Valley Credit Union rates

17 published offers verified as of July 29, 2026.

How we verify rates

Mortgage rates

2 offers
Tonawanda Valley Credit Union mortgage rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed7.020% APR7.020%Standard
15-Year Fixed15 year fixed6.500% APR6.500%Standard

Auto & vehicle rates

5 offers
Tonawanda Valley Credit Union auto & vehicle rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
Automobile & Motorcyclemotorcycle_any_36mo4.740% APR4.740%Standard
36-Month Auto Loanauto_any_36mo4.740% APR4.740%36 moStandard
Boat Loanboat_any_120mo6.490% APR6.490%Standard
Camper/RV Loanrv_any_120mo6.490% APR6.490%Standard
RV Loanrv7.250% APR7.250%Standard

Personal loan rates

7 offers
Tonawanda Valley Credit Union personal loan rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured2.490% APR2.490%Standard
Home Improvement Loanpersonal6.400% APR6.400%Standard
Other Securedpersonal_secured7.250% APR7.250%Standard
Unsecured Personal Loanpersonal_unsecured8.990% APR8.990%Standard
Debt Consolidation Loanpersonal10.500% APR10.500%Standard
Personal Line of Creditploc_variable14.000% APR14.000%Standard
Paycheck Pluspersonal20.000% APR20.000%Standard

Credit card rates

3 offers
Tonawanda Valley Credit Union credit card rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
Rewards VISA Signaturecredit_card_rewards6.000% APR6.000%Standard
Platinum Rewards VISAcredit_card_rewards13.800% APR13.800%Standard
Platinum Credit Cardcredit_card_platinum18.000% APR18.000%Standard

As of July 29, 2026, Tonawanda Valley Credit Union offers a 30-year fixed mortgage at 7.02% APR. Vehicle loans available from 4.74% APR. Personal loan rates from 2.49% APR. Credit card rates from 6% APR.

Source: RateAPI.dev, verified from Tonawanda Valley Credit Union's official website

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About Tonawanda Valley Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
13K
Assets
$167M
Founded
1975
Locations reported
1
NCUA charter
22167
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Tonawanda Valley Credit Union

Membership eligibility from Tonawanda Valley Credit Union's own published criteria. How we verify this.

Membership criteria are published on Tonawanda Valley Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationGenesee — NY

Verified from Tonawanda Valley Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Tonawanda Valley Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Tonawanda Valley Credit Union ranks against New York peers.

Frequently Asked Questions

What rates does Tonawanda Valley Credit Union offer?

Tonawanda Valley Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified July 29, 2026 directly from the credit union's official website.

How often are Tonawanda Valley Credit Union rates updated?

RateAPI verifies Tonawanda Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 29, 2026.

Where does RateAPI get Tonawanda Valley Credit Union's rate data?

Rate data is collected directly from Tonawanda Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Tonawanda Valley Credit Union's mortgage rate?

As of July 29, 2026, Tonawanda Valley Credit Union offers a 30-year fixed mortgage at 7.02% APR.

What are Tonawanda Valley Credit Union's auto, rv, boat & motorcycle loan rates?

As of July 29, 2026, Tonawanda Valley Credit Union offers vehicle loans from 4.74% APR.

What is Tonawanda Valley Credit Union's personal loan rate?

As of July 29, 2026, Tonawanda Valley Credit Union offers personal loans from 2.49% APR.

Related Rate Data

Compare Tonawanda Valley Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Tonawanda Valley Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/tonawanda-valley" \
  -H "Authorization: Bearer YOUR_API_KEY"