Suffolk Credit Union

Medford, New York
Last verified: August 3, 2026
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Verified rate book

Current Suffolk Credit Union rates

65 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

12 offers
Suffolk Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.579% APR6.500%—Standard
30 Year Fixed HIGH BALANCE -JUMBO30 year fixed6.946% APR6.875%—Standard
30 Year Fixed HIGH BALANCE -JUMBO $832,750 - $3M30 year fixed6.946% APR6.875%—Standard
15-Year Fixed15 year fixed6.248% APR6.125%—Standard
10-Year Fixed10 year fixed6.299% APR6.125%—Standard
7yr/6mo SOFR ARM7 1 arm6.412% APR6.000%—Standard
7yr/6mo SOFR ARM up to $3M7 1 arm6.412% APR6.000%—Standard
10yr/6mo SOFR ARM up to $3M10 1 arm6.424% APR6.375%—Standard
10yr/6mo SOFR ARM10 1 arm6.424% APR6.375%—Standard
20-Year Fixed20 year fixed6.477% APR6.375%—Standard
5yr/6mo SOFR ARM5 1 arm6.575% APR6.000%—Standard
5yr/6mo SOFR ARM up to $3M5 1 arm6.575% APR6.000%—Standard

Auto & vehicle rates

22 offers
Suffolk Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto5.390% APR5.390%—Standard
NEW - Cars/EV/Trucks/Vansauto_new_60mo5.390% APR5.390%60 mo · newStandard
USED - Cars/EV/Trucks/Vansauto_used_60mo5.490% APR5.490%60 mo · usedStandard
NEW - Cars/EV/Trucks/Vansauto_new_84mo5.790% APR5.790%84 mo · newStandard
USED - Cars/EV/Trucks/Vansauto_used_84mo5.890% APR5.890%84 mo · usedStandard
NEW - Cars/EV/Trucks/Vansauto_new_96mo6.390% APR6.390%96 mo · newStandard
60-Month New Motorcycle Loanmotorcycle_new_60mo6.490% APR6.490%60 mo · newStandard
60-Month Used Motorcycle Loanmotorcycle_used_60mo6.990% APR6.990%60 mo · usedStandard
60-Month New Boat Loanboat_new_60mo7.240% APR7.240%60 mo · newStandard
120-Month New Boat Loanboat_new_120mo7.740% APR7.740%120 mo · newStandard
180-Month New Boat Loanboat_new_180mo8.240% APR8.240%180 mo · newStandard
60-Month New RV Loanrv_new_60mo8.240% APR8.240%60 mo · newStandard
60-Month Used Boat Loanboat_used_60mo8.240% APR8.240%60 mo · usedStandard
120-Month New RV Loanrv_new_120mo8.740% APR8.740%120 mo · newStandard
120-Month Used Boat Loanboat_used_120mo8.740% APR8.740%120 mo · usedStandard
240-Month New Boat Loanboat_new_240mo8.740% APR8.740%240 mo · newStandard
180-Month New RV Loanrv_new_180mo9.240% APR9.240%180 mo · newStandard
180-Month Used Boat Loanboat_used_180mo9.240% APR9.240%180 mo · usedStandard
240-Month Used Boat Loanboat_used_240mo9.740% APR9.740%240 mo · usedStandard
60-Month Used RV Loanrv_used_60mo10.740% APR10.740%60 mo · usedStandard
120-Month Used RV Loanrv_used_120mo11.240% APR11.240%120 mo · usedStandard
180-Month Used RV Loanrv_used_180mo11.740% APR11.740%180 mo · usedStandard

HELOC rates

7 offers
Suffolk Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
15-Month Intro HELOCheloc_variable5.440% APR5.440%—Standard
Home Equity Line-of-Creditheloc5.440% APR5.440%—Standard
HELOCheloc_variable5.440% APR5.440%—Standard
HELOCheloc6.750% APR6.750%—Standard
HELOC (Variable)heloc_variable6.750% APR6.750%—Standard
Fixed Rate Home Equity First Mortgageheloc_fixed7.650% APR7.650%—Standard
Home Equity Loan (Fixed)heloc_fixed7.900% APR7.900%—Standard

Personal loan rates

4 offers
Suffolk Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
120-Month Share-Secured Loanpersonal_secured_120mo3.000% APR3.000%120 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo10.040% APR10.040%60 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo10.040% APR10.040%60 moStandard
Personal Line-of-Creditploc_variable11.750% APR11.750%—Standard

Credit card rates

3 offers
Suffolk Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Credit Cardcredit_card_platinum11.490% APR11.490%—Standard
Rewards Credit Cardcredit_card_rewards13.240% APR13.240%—Standard
Secured Credit Cardcredit_card_secured18.000% APR18.000%—Standard

Savings & CD rates

14 offers
Suffolk Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
12-Month Certificatecd_12mo1.25% APY1.24%12 moStandard
3-Month Certificatecd_3mo1.50% APY1.48%3 moStandard
11-Month Liquid Certificatecd_11mo1.90% APY1.88%11 moStandard
Money Marketmoney_market2.50% APY2.50%—Standard
60-Month Certificatecd_60mo2.50% APY2.47%60 moStandard
48-Month Certificatecd_48mo2.50% APY2.47%48 moStandard
6-Month Certificatecd_6mo2.75% APY2.71%6 moStandard
18-Month Certificatecd_18mo2.75% APY2.72%18 moStandard
36-Month Certificatecd_36mo3.00% APY2.95%36 moStandard
24-Month Certificatecd_24mo3.00% APY2.95%24 moStandard
7-Month Certificatecd_7mo4.00% APY3.92%7 moStandard
13-Month Certificatecd_13mo4.00% APY3.92%13 moStandard
7-Month IRA Certificateira_cd_7mo4.00% APY4.00%7 moStandard
7-Month IRA Certificateira_cd_7mo4.00% APY4.00%7 moStandard

Other rates

3 offers
Suffolk Credit Union other rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
SECOND HOME PROGRAMother6.617% %6.500%—Standard
Easy Everyday Loanother7.840% %7.840%—Standard
Buy Now, Pay Laterother15.000% %15.000%—Standard

As of August 3, 2026, Suffolk Credit Union offers a 30-year fixed mortgage at 6.579% APR. Vehicle loans available from 5.39% APR. HELOC rates from 5.44% APR. Personal loan rates from 3% APR. Credit card rates from 11.49% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Suffolk Credit Union's official website

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About Suffolk Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
72.6K
Assets
$2.1B
Founded
1967
Locations reported
10
NCUA charter
17914
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

TeachersFarmingville · FARMINGVILLE · NY · 11738About 3.0 miles awayIslandSelden · Selden · NY · 11784About 4.3 miles awayFourleafPatchogue · Patchogue · NY · 11772About 4.4 miles awayN Y TeamEilleen Young Financial Family Center · Ronkonkoma · NY · 11779About 7.0 miles awayPeople's AllianceRonkonkoma · Ronkonkoma · NY · 11779-7644About 7.0 miles awayJovia FinancialNesconset · Nesconset · NY · 11767-2425About 8.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Suffolk Credit Union

Membership eligibility from Suffolk Credit Union's own published criteria. How we verify this.

Community charter: live/work in Nassau, Suffolk

  • LocationNassau, Suffolk

Cost to join: About $5.

Verified from Suffolk Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Suffolk Credit Union?

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Frequently Asked Questions

What rates does Suffolk Credit Union offer?

Suffolk Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Suffolk Credit Union rates updated?

RateAPI verifies Suffolk Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Suffolk Credit Union's rate data?

Rate data is collected directly from Suffolk Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Suffolk Credit Union's mortgage rate?

As of August 3, 2026, Suffolk Credit Union offers a 30-year fixed mortgage at 6.579% APR.

What are Suffolk Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 3, 2026, Suffolk Credit Union offers vehicle loans from 5.39% APR.

What is Suffolk Credit Union's HELOC rate?

As of August 3, 2026, Suffolk Credit Union offers home equity lines of credit from 5.44% APR.

What is Suffolk Credit Union's personal loan rate?

As of August 3, 2026, Suffolk Credit Union offers personal loans from 3% APR.

What is Suffolk Credit Union's best CD rate?

As of August 3, 2026, Suffolk Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Suffolk Credit Union's rates against national credit-union benchmarks.

More New York credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Suffolk Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/suffolk" \
  -H "Authorization: Bearer YOUR_API_KEY"
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