Island Credit Union
Verified rate book
Current Island Credit Union rates
11 published offers verified as of August 4, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.566% APR | 6.500% | — | Standard |
| 15-Year Fixed15 year fixed | 6.116% APR | 6.000% | — | Standard |
| 5/1 ARM5 1 arm | 6.515% APR | 6.125% | — | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 5.240% APR | 5.240% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 7.900% APR | 7.900% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecure Personal Loanpersonal_unsecured | 9.990% APR | 9.990% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 3.390% APR | 3.390% | — | Advertised floor |
Savings & CD rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Certificatecd_36mo | 2.75% APY | 2.75% | 36 mo | Standard |
| 9-Month Certificatecd_9mo | 3.65% APY | 3.65% | 9 mo | Standard |
| Stars & Stripes Certificatecd | 3.75% APY | 3.75% | — | Standard |
| Stars & Stripes Certificatecd_25mo | 3.75% APY | 3.75% | 25 mo | Standard |
As of August 4, 2026, Island Credit Union offers a 30-year fixed mortgage at 6.566% APR. HELOC rates from 5.24% APR. Personal loan rates from 9.99% APR. Savings and certificate yields up to 3.75% APY.
Source: RateAPI.dev, verified from Island Credit Union's official website
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About Island Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 50.6K
- Assets
- $1.4B
- Founded
- 1955
- Locations reported
- 8
- NCUA charter
- 10023
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Island Credit Union
Membership eligibility from Island Credit Union's own published criteria. How we verify this.
Membership criteria are published on Island Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationNassau, Suffolk — NY
Verified from Island Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Island Credit Union offer?
Island Credit Union currently offers mortgage, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Island Credit Union rates updated?
RateAPI verifies Island Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Island Credit Union's rate data?
Rate data is collected directly from Island Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Island Credit Union's mortgage rate?
As of August 4, 2026, Island Credit Union offers a 30-year fixed mortgage at 6.566% APR.
What is Island Credit Union's HELOC rate?
As of August 4, 2026, Island Credit Union offers home equity lines of credit from 5.24% APR.
What is Island Credit Union's personal loan rate?
As of August 4, 2026, Island Credit Union offers personal loans from 9.99% APR.
What is Island Credit Union's best CD rate?
As of August 4, 2026, Island Credit Union offers savings and certificate (CD) yields up to 3.75% APY.
Related Rate Data
Compare Island Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Island Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Island Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/island" \
-H "Authorization: Bearer YOUR_API_KEY"