Niagara-Wheatfield Credit Union
Verified rate book
Current Niagara-Wheatfield Credit Union rates
12 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used Vehicles up to 36 monthsauto_any_36mo | 3.990% APR | 3.990% | 36 mo · any | Standard |
| New & Used Vehicles up to 84 monthsauto_any_84mo | 5.250% APR | 5.250% | 84 mo · any | Standard |
| RV Loanrv | 7.000% APR | 7.000% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 6.350% APR | 6.350% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 3.000% APR | 3.000% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.500% APR | 9.500% | — | Standard |
| Personal Line of Creditploc_variable | 10.000% APR | 10.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Master cardcredit_card | 8.900% APR | 8.900% | — | Standard |
Savings & CD rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $5.00-$3,000.00savings | 0.10% APY | 0.10% | — | Standard |
| $3,000.01 And Oversavings | 0.15% APY | 0.15% | — | Standard |
| 12-Month Certificatecd_12mo | 0.20% APY | 0.20% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 0.30% APY | 0.30% | 24 mo | Standard |
Vehicle loans available from 3.99% APR for 36 months. HELOC rates from 6.35% APR. Personal loan rates from 3% APR. Credit card rates from 8.9% APR. Savings and certificate yields up to 0.30% APY.
Source: RateAPI.dev, verified from Niagara-Wheatfield Credit Union's official website
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About Niagara-Wheatfield Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.8K
- Assets
- $21.5M
- Founded
- 1960
- Locations reported
- 2
- NCUA charter
- 14040
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Niagara-Wheatfield Credit Union
Membership eligibility from Niagara-Wheatfield Credit Union's own published criteria. How we verify this.
Membership criteria are published on Niagara-Wheatfield Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Niagara-Wheatfield Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Niagara-Wheatfield Credit Union?
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Frequently Asked Questions
What rates does Niagara-Wheatfield Credit Union offer?
Niagara-Wheatfield Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Niagara-Wheatfield Credit Union rates updated?
RateAPI verifies Niagara-Wheatfield Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Niagara-Wheatfield Credit Union's rate data?
Rate data is collected directly from Niagara-Wheatfield Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Niagara-Wheatfield Credit Union's auto & rv loan rates?
As of August 4, 2026, Niagara-Wheatfield Credit Union offers vehicle loans from 3.99% APR.
What is Niagara-Wheatfield Credit Union's HELOC rate?
As of August 4, 2026, Niagara-Wheatfield Credit Union offers home equity lines of credit from 6.35% APR.
What is Niagara-Wheatfield Credit Union's personal loan rate?
As of August 4, 2026, Niagara-Wheatfield Credit Union offers personal loans from 3% APR.
What is Niagara-Wheatfield Credit Union's best CD rate?
As of August 4, 2026, Niagara-Wheatfield Credit Union offers savings and certificate (CD) yields up to 0.30% APY.
Related Rate Data
Compare Niagara-Wheatfield Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Niagara-Wheatfield Credit Union rates
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# Get rates for Niagara-Wheatfield Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/niagara-wheatfield" \
-H "Authorization: Bearer YOUR_API_KEY"