Alliance Niagara Credit Union
Verified rate book
Current Alliance Niagara Credit Union rates
16 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 2.900% APR | 2.900% | new | Standard |
| Used Auto Loanauto_used | 4.490% APR | 4.490% | used | Standard |
| 120-Month New RV Loanrv_new_120mo | 6.500% APR | 6.500% | 120 mo · new | Standard |
| 120-Month Used RV Loanrv_used_120mo | 8.500% APR | 8.500% | 120 mo · used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Secured (Fixed Rate)personal_secured | 2.500% APR | 2.500% | — | Standard |
| Home Improvement Loanpersonal | 9.750% APR | 9.750% | — | Standard |
| Signature Loans (Overdraft / Personal)personal_unsecured | 12.250% APR | 12.250% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 8.900% APR | 8.900% | — | Standard |
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Christmas Clubsavings | 0.60% APY | 0.60% | — | Specialty offer |
| Savingssavings | 0.75% APY | 0.75% | — | Standard |
| IRA Saversira | 1.25% APY | 1.25% | — | Standard |
| 24-Month Certificatecd_24mo | 2.75% APY | 2.75% | 24 mo | Standard |
| 12-Month Certificatecd_12mo | 3.00% APY | 3.00% | 12 mo | Standard |
| 6-Month Certificatecd_6mo | 3.50% APY | 3.50% | 6 mo | Standard |
| Certificates 3cd | 3.50% APY | 3.50% | — | Standard |
Vehicle loans available from 2.9% APR. HELOC rates from 6.75% APR. Personal loan rates from 2.5% APR. Credit card rates from 8.9% APR. Savings and certificate yields up to 3.50% APY.
Source: RateAPI.dev, verified from Alliance Niagara Credit Union's official website
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About Alliance Niagara Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.1K
- Assets
- $23.1M
- Founded
- 1967
- Locations reported
- 1
- NCUA charter
- 18409
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Mobile check deposit
- Mobile payments
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Alliance Niagara Credit Union
Membership eligibility from Alliance Niagara Credit Union's own published criteria. How we verify this.
Membership criteria are published on Alliance Niagara Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Alliance Niagara Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Alliance Niagara Credit Union?
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Frequently Asked Questions
What rates does Alliance Niagara Credit Union offer?
Alliance Niagara Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Alliance Niagara Credit Union rates updated?
RateAPI verifies Alliance Niagara Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Alliance Niagara Credit Union's rate data?
Rate data is collected directly from Alliance Niagara Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Alliance Niagara Credit Union's auto & rv loan rates?
As of August 4, 2026, Alliance Niagara Credit Union offers vehicle loans from 2.9% APR.
What is Alliance Niagara Credit Union's HELOC rate?
As of August 4, 2026, Alliance Niagara Credit Union offers home equity lines of credit from 6.75% APR.
What is Alliance Niagara Credit Union's personal loan rate?
As of August 4, 2026, Alliance Niagara Credit Union offers personal loans from 2.5% APR.
What is Alliance Niagara Credit Union's best CD rate?
As of August 4, 2026, Alliance Niagara Credit Union offers savings and certificate (CD) yields up to 3.50% APY.
Related Rate Data
Compare Alliance Niagara Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Alliance Niagara Credit Union rates
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# Get rates for Alliance Niagara Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/alliance-niagara" \
-H "Authorization: Bearer YOUR_API_KEY"