Lower East Side People's Credit Union
Verified rate book
Current Lower East Side People's Credit Union rates
18 published offers verified as of August 4, 2026.
Mortgage rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 5.500% APR | 5.500% | — | Standard |
| 15-Year Fixed15 year fixed | 5.000% APR | 5.000% | — | Standard |
| 5/1 ARM5 1 arm | 5.000% APR | 5.000% | — | Standard |
| 10/1 ARM10 1 arm | 5.250% APR | 5.250% | — | Standard |
| Mortgage Loanother | 5.500% APR | 5.500% | — | Standard |
| Commercial Real Estateother | 5.990% APR | 5.990% | — | Standard |
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 3.490% APR | 3.490% | — | Standard |
| 84-Month New Auto Loanauto_new_84mo | 3.490% APR | 3.490% | 84 mo · new | Advertised floor |
| Used Auto Loanauto_used | 4.000% APR | 3.990% | used | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 10.240% APR | 10.240% | — | Standard |
| Overdraft Protection Lines of Credit (OP-LOC)personal | 11.740% APR | 11.740% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 13.000% APR | 13.000% | — | Standard |
| Secured Credit Cardcredit_card_secured | 13.000% APR | 13.000% | — | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Money Marketmoney_market | 0.50% APY | 0.50% | — | Standard |
| Holiday Accountsavings | 1.00% APY | 1.00% | — | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Business Loanbusiness | 4.990% % | 4.990% | — | Standard |
| Small Business Loan (non-SBA)business | 11.000% % | 11.000% | — | Standard |
| Secured and SUSU Loanother | 4.000% % | 4.000% | — | Standard |
As of August 4, 2026, Lower East Side People's Credit Union offers a 30-year fixed mortgage at 5.5% APR. Auto loans available from 3.49% APR. Personal loan rates from 10.24% APR. Credit card rates from 13% APR. Savings and certificate yields up to 1.00% APY.
Source: RateAPI.dev, verified from Lower East Side People's Credit Union's official website
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About Lower East Side People's Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 8.7K
- Assets
- $90.3M
- Founded
- 1986
- Locations reported
- 5
- NCUA charter
- 24232
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Lower East Side People's Credit Union
Membership eligibility from Lower East Side People's Credit Union's own published criteria. How we verify this.
Community charter: live/work in New York
- AssociationIndividuals affiliated with one of our Select Partner Groups in NYC
- OccupationIndividuals who live, work, volunteer, worship, attend school, or belong to an organization located in: Lower East Side, East Harlem, Central Harlem, North Shore, Individuals who live or work within CDFI investment areas in New York City, NYC residents who earn less than $50,000 annually
Cost to join: About $30 (a $5 membership fee plus a $25 minimum deposit).
Verified from Lower East Side People's Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Lower East Side People's Credit Union offer?
Lower East Side People's Credit Union currently offers mortgage, Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Lower East Side People's Credit Union rates updated?
RateAPI verifies Lower East Side People's Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Lower East Side People's Credit Union's rate data?
Rate data is collected directly from Lower East Side People's Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Lower East Side People's Credit Union's mortgage rate?
As of August 4, 2026, Lower East Side People's Credit Union offers a 30-year fixed mortgage at 5.5% APR.
What are Lower East Side People's Credit Union's auto loan rates?
As of August 4, 2026, Lower East Side People's Credit Union offers auto loans from 3.49% APR.
What is Lower East Side People's Credit Union's personal loan rate?
As of August 4, 2026, Lower East Side People's Credit Union offers personal loans from 10.24% APR.
What is Lower East Side People's Credit Union's best CD rate?
As of August 4, 2026, Lower East Side People's Credit Union offers savings and certificate (CD) yields up to 1.00% APY.
Related Rate Data
Compare Lower East Side People's Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Lower East Side People's Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/lower-east-side-peoples" \
-H "Authorization: Bearer YOUR_API_KEY"