Lockport Schools & Community Credit Union

Verified rate book

Current Lockport Schools & Community Credit Union rates

14 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

2 offers
Lockport Schools & Community Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.750% APR4.750%Standard
RV and Boatsrv6.000% APR6.000%Standard

HELOC rates

2 offers
Lockport Schools & Community Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loanheloc6.500% APR6.500%Standard
HELOC (Variable)heloc_variable6.750% APR6.750%Standard

Personal loan rates

3 offers
Lockport Schools & Community Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured3.500% APR3.500%Standard
Personal Line of Creditploc_variable8.900% APR8.900%Standard
Signature Loanpersonal_unsecured9.000% APR9.000%Standard

Savings & CD rates

7 offers
Lockport Schools & Community Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share & Club Accountsavings0.10% APY0.10%Specialty offer
I.R.A. Share Accountira0.30% APY0.30%Standard
36-Month Certificatecd_36mo2.52% APY2.50%36 moStandard
12-Month Certificatecd_12mo2.55% APY2.50%12 moStandard
24-Month Certificatecd_24mo2.79% APY2.75%24 moStandard
6-Month Certificatecd_6mo3.00% APY3.00%6 moStandard
36-Month Certificatecd_36mo3.03% APY3.00%36 moStandard

Vehicle loans available from 4.75% APR. HELOC rates from 6.5% APR. Personal loan rates from 3.5% APR. Savings and certificate yields up to 3.03% APY.

Source: RateAPI.dev, verified from Lockport Schools & Community Credit Union's official website

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About Lockport Schools & Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.7K
Assets
$26.4M
Founded
1966
Locations reported
2
NCUA charter
17372
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Lockport Schools & Community Credit Union

Membership eligibility from Lockport Schools & Community Credit Union's own published criteria. How we verify this.

Community charter: live/work in Lockport, NY

  • LocationNY

Verified from Lockport Schools & Community Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Lockport Schools & Community Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Lockport Schools & Community Credit Union ranks against New York peers.

Frequently Asked Questions

What rates does Lockport Schools & Community Credit Union offer?

Lockport Schools & Community Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Lockport Schools & Community Credit Union rates updated?

RateAPI verifies Lockport Schools & Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Lockport Schools & Community Credit Union's rate data?

Rate data is collected directly from Lockport Schools & Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Lockport Schools & Community Credit Union's auto & rv loan rates?

As of August 4, 2026, Lockport Schools & Community Credit Union offers vehicle loans from 4.75% APR.

What is Lockport Schools & Community Credit Union's HELOC rate?

As of August 4, 2026, Lockport Schools & Community Credit Union offers home equity lines of credit from 6.5% APR.

What is Lockport Schools & Community Credit Union's personal loan rate?

As of August 4, 2026, Lockport Schools & Community Credit Union offers personal loans from 3.5% APR.

What is Lockport Schools & Community Credit Union's best CD rate?

As of August 4, 2026, Lockport Schools & Community Credit Union offers savings and certificate (CD) yields up to 3.03% APY.

Related Rate Data

Compare Lockport Schools & Community Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Lockport Schools & Community Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/lockport-schools-community" \
  -H "Authorization: Bearer YOUR_API_KEY"