Co-Operative Credit Union

Woodridge, New York
Last verified: August 4, 2026
Work at Co-Operative Credit Union? Claim this profile →

Verified rate book

Current Co-Operative Credit Union rates

63 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

12 offers
Co-Operative Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Yr. Fixed (360 months)30 year fixed6.650% APR6.650%—Standard
Compare low mortgage rates (30-Yr. Fixed)30 year fixed7.000% APR7.000%—Standard
Compare low mortgage rates (15-Yr. Fixed)15 year fixed6.125% APR6.125%—Standard
15-Yr. Fixed (180 months)15 year fixed8.510% APR8.510%—Standard
Compare low mortgage rates (5/6 ARM)5 1 arm6.000% APR6.000%—Standard
Compare low mortgage rates (7/6 ARM)7 1 arm6.125% APR6.125%—Standard
5/6 ARM5 1 arm6.240% APR6.240%—Standard
7/6 ARM7 1 arm6.260% APR6.260%—Standard
Compare low mortgage rates (10/6 ARM)10 1 arm6.375% APR6.375%—Standard
10/6 ARM10 1 arm6.388% APR6.388%—Standard
Compare low mortgage rates (20-Yr. Fixed)20 year fixed6.875% APR6.875%—Standard
20-Yr. Fixed (240 months)20 year fixed7.680% APR7.680%—Standard

Auto & vehicle rates

8 offers
Co-Operative Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Tesla New Vehicleauto_new_60mo5.490% APR5.490%60 mo · newStandard
Tesla Used Vehicleauto_used_60mo5.840% APR5.840%60 mo · usedStandard
60-Month Auto Loan, Refinanceauto_any_60mo6.140% APR6.140%60 moStandard
120-Month RV Loanrv_any_120mo6.740% APR6.740%120 moStandard
144-Month RV Loanrv_any_144mo7.240% APR7.240%144 moStandard
180-Month RV Loanrv_any_180mo7.490% APR7.490%180 moStandard
240-Month RV Loanrv_any_240mo7.740% APR7.740%240 moStandard
Used Vehicle Rate 10-15 yearsauto_used_60mo9.140% APR9.140%60 mo · usedStandard

HELOC rates

1 offer
Co-Operative Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC Interest Onlyheloc_variable3.990% APR3.990%—Standard

Personal loan rates

4 offers
Co-Operative Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
12-Month Unsecured Personal Loanpersonal_unsecured_12mo8.990% APR8.990%12 moStandard
24-Month Unsecured Personal Loanpersonal_unsecured_24mo9.990% APR9.990%24 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo10.990% APR10.990%48 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo11.990% APR11.990%60 moStandard

Credit card rates

1 offer
Co-Operative Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Alliant Cashback Visa Signature Credit Cardcredit_card_cash_back15.740% APR15.740%—Standard

Savings & CD rates

37 offers
Co-Operative Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
$1,000 monthly direct deposit, eStatementssavings0.25% APY0.25%—Standard
$2,500 monthly direct deposit, eStatementssavings1.00% APY1.00%—Standard
$5,000 monthly direct deposit, $10,000 average daily balance of all deposit shares, eStatementssavings2.00% APY2.00%—Standard
Balance $100+savings2.97% APY2.97%—Standard
Traditional, Roth and SEP IRAira2.97% APY2.97%—Standard
Balance $100-$99,999.99savings2.97% APY2.97%—Standard
3-Month Certificatecd_3mo3.06% APY3.06%3 moStandard
Certificateshare_certificate3.06% APY3.06%—Standard
3-Month IRA Certificateira_cd_3mo3.10% APY3.10%3 moStandard
3-Month Certificateshare_certificate_3mo3.10% APY3.10%3 moStandard
Jumbo Certificateshare_certificate_3mo3.10% APY3.10%3 moStandard
Regular Certificateshare_certificate3.10% APY3.06%—Standard
Jumbo IRA Certificate*ira_cd_3mo3.10% APY3.10%3 moStandard
Balance $100,000+savings3.30% APY3.30%—Standard
Jumbo High-Rate Checkingsavings3.35% APY3.35%—Standard
18-Month Certificatecd_18mo3.54% APY3.54%18 moStandard
36-Month Certificatecd_36mo3.54% APY3.54%36 moStandard
Jumbo Certificateshare_certificate3.54% APY3.60%—Standard
24-Month Certificatecd_24mo3.54% APY3.54%24 moStandard
6-Month Certificatecd_6mo3.54% APY3.54%6 moStandard
Five Year Certificate (Rate)cd3.59% APY3.59%—Standard
48-Month Certificatecd_48mo3.59% APY3.59%48 moStandard
60-Month Certificatecd_60mo3.59% APY3.59%60 moStandard
6-Month IRA Certificateira_cd_6mo3.60% APY3.60%6 moStandard
Jumbo Certificateshare_certificate_6mo3.60% APY3.60%6 moStandard
Jumbo IRA Certificate*ira_cd_6mo3.60% APY3.60%6 moStandard
Regular Certificateshare_certificate_11mo3.60% APY3.54%11 moStandard
Jumbo IRA Certificate*ira_cd_18mo3.65% APY3.65%18 moStandard
48-Month IRA Certificateira_cd_48mo3.65% APY3.65%48 moStandard
48-Month Certificateshare_certificate_48mo3.65% APY3.65%48 moStandard
One Year Certificate (Rate)cd3.69% APY3.69%—Standard
12-Month Certificatecd_12mo3.69% APY3.69%12 moStandard
Jumbo IRA Certificate*ira_cd_24mo3.70% APY3.70%24 moStandard
12-Month IRA Certificateira_cd_12mo3.75% APY3.75%12 moStandard
Regular Certificateshare_certificate_17mo3.75% APY3.69%17 moStandard
Jumbo Certificateshare_certificate_12mo3.80% APY3.80%12 moStandard
Jumbo IRA Certificate*ira_cd_12mo3.80% APY3.80%12 moStandard

As of August 4, 2026, Co-Operative Credit Union offers a 30-year fixed mortgage at 6.65% APR. Vehicle loans available from 5.49% APR for 60 months. HELOC rates from 3.99% APR. Personal loan rates from 8.99% APR. Credit card rates from 15.74% APR. Savings and certificate yields up to 3.80% APY.

Source: RateAPI.dev, verified from Co-Operative Credit Union's official website

Loading branch locator…

About Co-Operative Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
402
Assets
$3.5M
Founded
1936
Locations reported
1
NCUA charter
1134
Charter type
Federal credit union

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Hudson ValleyEllenville · Ellenville · NY · 12428About 6.4 miles awayUsallianceEllenville · Napanoch · NY · 12458About 10.5 miles awayHeritage FinancialHeritage Financial CU · Pine Bush · NY · 12566About 14.7 miles awayMid-Hudson ValleyMiddletown Branch · Middletown · NY · 10940-2147About 19.5 miles awayTegCrystal Run · Middletown · NY · 10941About 19.9 miles awaySing Sing EmployeesMaria Coutant · New Windsor · NY · 12553About 31.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Co-Operative Credit Union

Membership eligibility from Co-Operative Credit Union's own published criteria. How we verify this.

Membership criteria are published on Co-Operative Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Co-Operative Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Co-Operative Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Co-Operative Credit Union ranks against New York peers.

Claim this profileHow scorecards work

Frequently Asked Questions

What rates does Co-Operative Credit Union offer?

Co-Operative Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Co-Operative Credit Union rates updated?

RateAPI verifies Co-Operative Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Co-Operative Credit Union's rate data?

Rate data is collected directly from Co-Operative Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Co-Operative Credit Union's mortgage rate?

As of August 4, 2026, Co-Operative Credit Union offers a 30-year fixed mortgage at 6.65% APR.

What are Co-Operative Credit Union's auto & rv loan rates?

As of August 4, 2026, Co-Operative Credit Union offers vehicle loans from 5.49% APR.

What is Co-Operative Credit Union's HELOC rate?

As of August 4, 2026, Co-Operative Credit Union offers home equity lines of credit from 3.99% APR.

What is Co-Operative Credit Union's personal loan rate?

As of August 4, 2026, Co-Operative Credit Union offers personal loans from 8.99% APR.

What is Co-Operative Credit Union's best CD rate?

As of August 4, 2026, Co-Operative Credit Union offers savings and certificate (CD) yields up to 3.80% APY.

Related Rate Data

Compare Co-Operative Credit Union's rates against national credit-union benchmarks.

More New York credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Co-Operative Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move.

Daily rate email

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Co-Operative Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/co-operative" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude