Chen-del-O Credit Union

Franklin, New York
Last verified: August 4, 2026
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Verified rate book

Current Chen-del-O Credit Union rates

25 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

24 offers
Chen-del-O Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
24-Month New Auto Loan (2025)auto_new_24mo5.190% APR5.190%24 mo · newStandard
36-Month New Auto Loan (2025)auto_new_36mo5.590% APR5.590%36 mo · newStandard
48-Month New Auto Loan (2025)auto_new_48mo5.690% APR5.690%48 mo · newStandard
60-Month New Auto Loan (2025)auto_new_60mo5.790% APR5.790%60 mo · newStandard
72-Month New Auto Loan (2025)auto_new_72mo5.990% APR5.990%72 mo · newStandard
2023 - 2024 Onlyauto_any_72mo6.490% APR6.490%72 moStandard
2021 - Downauto_any_24mo6.790% APR6.790%24 moStandard
2021 - Downauto_any_36mo6.990% APR6.990%36 moStandard
2021 - Downauto_any_48mo7.090% APR7.090%48 moStandard
2021 - Downauto_any_60mo7.290% APR7.290%60 moStandard
48-Month New Auto Loan (2022)auto_new_48mo8.590% APR8.590%48 mo · newStandard
48-Month Used Auto Loan (2021 and Older)auto_used_48mo8.790% APR8.790%48 mo · usedStandard
60-Month New Auto Loan (2022)auto_new_60mo8.790% APR8.790%60 mo · newStandard
72-Month New Auto Loan (2022)auto_new_72mo8.990% APR8.990%72 mo · newStandard
60-Month Used Auto Loan (2021 and Older)auto_used_60mo8.990% APR8.990%60 mo · usedStandard
84-Month New Auto Loan (2022)auto_new_84mo9.090% APR9.090%84 mo · newStandard
72-Month Used Auto Loan (2021 and Older)auto_used_72mo9.190% APR9.190%72 mo · usedStandard
84-Month Used Auto Loan (2021 and Older)auto_used_84mo9.590% APR9.590%84 mo · usedStandard
96-Month New Auto Loan (2022)auto_new_96mo9.590% APR9.590%96 mo · newStandard
96-Month Used Auto Loan (2021 and Older)auto_used_96mo9.750% APR9.750%96 mo · usedStandard
120-Month New Auto Loan (2022)auto_new_120mo9.790% APR9.790%120 mo · newStandard
120-Month Used Auto Loan (2021 and Older)auto_used_120mo9.950% APR9.950%120 mo · usedStandard
180-Month New Auto Loan (2022)auto_new_180mo9.990% APR9.990%180 mo · newStandard
180-Month Used Auto Loan (2021 and Older)auto_used_180mo10.150% APR10.150%180 mo · usedStandard

Other rates

1 offer
Chen-del-O Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
96 months (Over $25,000.00)other13.350% %13.350%Standard

Auto loans available from 5.19% APR for 24 months.

Source: RateAPI.dev, verified from Chen-del-O Credit Union's official website

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About Chen-del-O Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.7K
Assets
$34.7M
Founded
1954
Locations reported
3
NCUA charter
9517
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

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Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Chen-del-O Credit Union

Membership eligibility from Chen-del-O Credit Union's own published criteria. How we verify this.

Membership via the New York Credit Union Foundation

  • AssociationNew York Credit Union Foundation

Verified from Chen-del-O Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Chen-del-O Credit Union?

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Frequently Asked Questions

What rates does Chen-del-O Credit Union offer?

Chen-del-O Credit Union currently offers Auto loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Chen-del-O Credit Union rates updated?

RateAPI verifies Chen-del-O Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Chen-del-O Credit Union's rate data?

Rate data is collected directly from Chen-del-O Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Chen-del-O Credit Union's auto loan rates?

As of August 4, 2026, Chen-del-O Credit Union offers auto loans from 5.19% APR.

Related Rate Data

Compare Chen-del-O Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Chen-del-O Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/chen-del-o" \
  -H "Authorization: Bearer YOUR_API_KEY"