Academic Credit Union
Verified rate book
Current Academic Credit Union rates
22 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 84-Month New Auto Loanauto_new_84mo | 4.750% APR | 4.750% | 84 mo · new | Standard |
| 60-Month Used Auto Loanauto_used_60mo | 6.000% APR | 6.000% | 60 mo · used | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Loan $500.00 minimum up to $14,999.00personal_unsecured_60mo | 7.000% APR | 7.000% | 60 mo | Standard |
| 60-Month Personal Line of Creditploc_variable | 9.000% APR | 9.000% | 60 mo | Standard |
| 108-Month Debt Consolidation Loanpersonal_unsecured_108mo | 9.000% APR | 9.000% | 108 mo | Standard |
| Secured Personal Loanpersonal_secured | 10.900% APR | 10.900% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 10.900% APR | 10.900% | — | Standard |
| Goldcredit_card | 12.400% APR | 12.400% | — | Standard |
| Classiccredit_card | 15.400% APR | 15.400% | — | Standard |
Savings & CD rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| IRA Shares, Club Accounts, Custodial, and Trust Accountira | 0.05% APY | 0.05% | — | Eligibility restricted |
| Primary Sharessavings | 0.05% APY | 0.05% | — | Standard |
| Money Marketsmoney_market | 0.40% APY | 0.40% | — | Standard |
| 6 Months FLEX Certificateshare_certificate_6mo | 2.00% APY | 2.00% | 6 mo | Standard |
| 12 Month Liquid Certificateshare_certificate_12mo | 3.15% APY | 3.15% | 12 mo | Standard |
| 12 Month FLEX Certificateshare_certificate_12mo | 3.25% APY | 3.25% | 12 mo | Standard |
| 12-Month Certificatecd_12mo | 3.25% APY | 3.25% | 12 mo | Standard |
| 15 Month Traditional Certificateshare_certificate_15mo | 3.45% APY | 3.45% | 15 mo | Standard |
| 60-Month Certificatecd_60mo | 3.50% APY | 3.50% | 60 mo | Standard |
| 36 Month Traditional Certificateshare_certificate_36mo | 3.50% APY | 3.50% | 36 mo | Standard |
| 36-Month Certificatecd_36mo | 3.50% APY | 3.50% | 36 mo | Standard |
| 24 Month Traditional Certificateshare_certificate_24mo | 3.50% APY | 3.50% | 24 mo | Standard |
| 18 Month Traditional Certificateshare_certificate_18mo | 3.50% APY | 3.50% | 18 mo | Standard |
Auto loans available from 4.75% APR for 84 months. Personal loan rates from 7% APR. Credit card rates from 10.9% APR. Savings and certificate yields up to 3.50% APY.
Source: RateAPI.dev, verified from Academic Credit Union's official website
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About Academic Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.4K
- Assets
- $36.1M
- Founded
- 1979
- Locations reported
- 1
- NCUA charter
- 23425
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Academic Credit Union
Membership eligibility from Academic Credit Union's own published criteria. How we verify this.
Membership criteria are published on Academic Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Academic Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Academic Credit Union?
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Frequently Asked Questions
What rates does Academic Credit Union offer?
Academic Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Academic Credit Union rates updated?
RateAPI verifies Academic Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Academic Credit Union's rate data?
Rate data is collected directly from Academic Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Academic Credit Union's auto loan rates?
As of August 4, 2026, Academic Credit Union offers auto loans from 4.75% APR.
What is Academic Credit Union's personal loan rate?
As of August 4, 2026, Academic Credit Union offers personal loans from 7% APR.
What is Academic Credit Union's best CD rate?
As of August 4, 2026, Academic Credit Union offers savings and certificate (CD) yields up to 3.50% APY.
Related Rate Data
Compare Academic Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Academic Credit Union rates
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# Get rates for Academic Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/academic" \
-H "Authorization: Bearer YOUR_API_KEY"