Zia Credit Union

Los Alamos, New Mexico
Last verified: August 4, 2026
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Verified rate book

Current Zia Credit Union rates

7 published offers verified as of August 4, 2026.

How we verify rates

Credit card rates

2 offers
Zia Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
VISA - Signaturecredit_card_platinum15.240% APR15.240%Standard
Rewardsother1.500% APR1.500%Standard

Savings & CD rates

4 offers
Zia Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Kasasa Saversavings0.05% APY0.05%Standard
Kasasa Cashsavings3.00% APY3.00%Standard
12-Month Certificatecd_12mo4.88% APY4.88%12 moStandard
Youth Certificateshare_certificate_12mo5.00% APY4.88%12 moEligibility restricted

Other rates

1 offer
Zia Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Cash Advancesother2.000% %2.000%Standard

Credit card rates from 15.24% APR. Savings and certificate yields up to 4.88% APY.

Source: RateAPI.dev, verified from Zia Credit Union's official website

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About Zia Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
14.2K
Assets
$273.6M
Founded
1955
Locations reported
3
NCUA charter
60467
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Zia Credit Union

Membership eligibility from Zia Credit Union's own published criteria. How we verify this.

Membership criteria are published on Zia Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationBernalillo, Doña Ana, Los Alamos, Mora, Rio Arriba, San Miguel, Sandoval, Santa Fe, Sierra, Socorro, Taos, Torrance, Valencia

Cost to join: About $35 (a $10 membership fee plus a $25 minimum deposit).

Verified from Zia Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Zia Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Zia Credit Union ranks against New Mexico peers.

Frequently Asked Questions

What rates does Zia Credit Union offer?

Zia Credit Union currently offers credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Zia Credit Union rates updated?

RateAPI verifies Zia Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Zia Credit Union's rate data?

Rate data is collected directly from Zia Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Zia Credit Union's best CD rate?

As of August 4, 2026, Zia Credit Union offers savings and certificate (CD) yields up to 4.88% APY.

Related Rate Data

Compare Zia Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Zia Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Zia Credit Union
curl "https://api.rateapi.dev/credit-unions/new-mexico/zia" \
  -H "Authorization: Bearer YOUR_API_KEY"