Sandia Area Credit Union
Verified rate book
Current Sandia Area Credit Union rates
12 published offers verified as of August 3, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Land Loanother | 8.500% APR | 8.500% | — | Standard |
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Auto Loan, Refinanceauto_any_36mo | 3.890% APR | 3.890% | 36 mo | Standard |
| Auto Loanauto | 4.190% APR | 4.190% | — | Standard |
| New & Used Auto Loanauto_any | 4.190% APR | 4.190% | any | Standard |
| RV Loanrv | 7.490% APR | 7.490% | — | Standard |
HELOC rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 6.750% APR | 6.750% | — | Standard |
| Home Equity Installment Loanheloc | 6.750% APR | 6.750% | — | Standard |
| Home Equity Lines of Creditheloc | 7.250% APR | 7.250% | — | Standard |
| HELOC (Variable)heloc_variable | 7.250% APR | 7.250% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month Unsecured Personal Loanpersonal_unsecured_48mo | 10.250% APR | 10.250% | 48 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 10.750% APR | 10.750% | 60 mo | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 6-Month Certificatecd_6mo | 3.65% APY | 3.65% | 6 mo | Standard |
As of August 3, 2026, Sandia Area Credit Union offers mortgage rates from 8.5% APR. Vehicle loans available from 3.89% APR for 36 months. HELOC rates from 6.75% APR. Personal loan rates from 10.25% APR. Savings and certificate yields up to 3.65% APY.
Source: RateAPI.dev, verified from Sandia Area Credit Union's official website
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About Sandia Area Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 70.2K
- Assets
- $1.4B
- Founded
- 1956
- Locations reported
- 8
- NCUA charter
- 11316
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Sandia Area Credit Union
Membership eligibility from Sandia Area Credit Union's own published criteria. How we verify this.
Membership via the Permaculture Advocates
- LocationBernalillo, Sandoval, Santa Fe, Valencia, Torrance, Cibola, Rio Arriba, Mora, San Miguel, Los Alamos
- AssociationPermaculture Advocates
Cost to join: About $5.
Verified from Sandia Area Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Sandia Area Credit Union?
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Frequently Asked Questions
What rates does Sandia Area Credit Union offer?
Sandia Area Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Sandia Area Credit Union rates updated?
RateAPI verifies Sandia Area Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Sandia Area Credit Union's rate data?
Rate data is collected directly from Sandia Area Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Sandia Area Credit Union's mortgage rate?
As of August 3, 2026, Sandia Area Credit Union offers mortgage rates from 8.5% APR.
What are Sandia Area Credit Union's auto & rv loan rates?
As of August 3, 2026, Sandia Area Credit Union offers vehicle loans from 3.89% APR.
What is Sandia Area Credit Union's HELOC rate?
As of August 3, 2026, Sandia Area Credit Union offers home equity lines of credit from 6.75% APR.
What is Sandia Area Credit Union's personal loan rate?
As of August 3, 2026, Sandia Area Credit Union offers personal loans from 10.25% APR.
What is Sandia Area Credit Union's best CD rate?
As of August 3, 2026, Sandia Area Credit Union offers savings and certificate (CD) yields up to 3.65% APY.
Related Rate Data
Compare Sandia Area Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Sandia Area Credit Union rates
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# Get rates for Sandia Area Credit Union
curl "https://api.rateapi.dev/credit-unions/new-mexico/sandia-area" \
-H "Authorization: Bearer YOUR_API_KEY"