U-1st Community Credit Union

Carlsbad, New Mexico
Last verified: August 4, 2026
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Verified rate book

Current U-1st Community Credit Union rates

3 published offers verified as of August 4, 2026.

How we verify rates

Savings & CD rates

3 offers
U-1st Community Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
24-Month Certificatecd_24mo1.28% APY1.25%24 moStandard
6-Month Certificatecd_6mo2.78% APY2.75%6 moStandard
12-Month Certificatecd_12mo3.03% APY3.00%12 moStandard

Savings and certificate yields up to 3.03% APY.

Source: RateAPI.dev, verified from U-1st Community Credit Union's official website

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About U-1st Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
867
Assets
$9.5M
Founded
1955
Locations reported
2
NCUA charter
10580
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile payments
  • Financial counseling
  • Financial education
  • Credit-builder products
  • Payday Alternative Loans I
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join U-1st Community Credit Union

Membership eligibility from U-1st Community Credit Union's own published criteria. How we verify this.

Community charter: live/work in Eddy County, NM

  • LocationEddy County — NM

Cost to join: About $26.

Verified from U-1st Community Credit Union's membership page. Final membership determination is always made by the credit union.

Work at U-1st Community Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where U-1st Community Credit Union ranks against New Mexico peers.

Frequently Asked Questions

What rates does U-1st Community Credit Union offer?

U-1st Community Credit Union is a credit union in New Mexico. Rate data is currently being verified.

How often are U-1st Community Credit Union rates updated?

RateAPI verifies U-1st Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get U-1st Community Credit Union's rate data?

Rate data is collected directly from U-1st Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is U-1st Community Credit Union's best CD rate?

As of August 4, 2026, U-1st Community Credit Union offers savings and certificate (CD) yields up to 3.03% APY.

Related Rate Data

Compare U-1st Community Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

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# Get rates for U-1st Community Credit Union
curl "https://api.rateapi.dev/credit-unions/new-mexico/u-1st-community" \
  -H "Authorization: Bearer YOUR_API_KEY"