Estacado Credit Union
Verified rate book
Current Estacado Credit Union rates
12 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| ($50,000 Min.)auto_any_84mo | 6.250% APR | 6.250% | 84 mo | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Energy Efficiency Loans*personal | 8.900% APR | 8.900% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.490% APR | 9.490% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 9.900% APR | 9.900% | — | Standard |
| Traditionalcredit_card | 12.250% APR | 12.250% | — | Standard |
Savings & CD rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Certificatecd_60mo | 3.20% APY | 3.20% | 60 mo | Standard |
| ($10,000 Min.)savings | 4.75% APY | 4.75% | — | Standard |
| ($20,000 Min.)savings | 4.99% APY | 4.99% | — | Standard |
| ($50,000 Min.)savings | 5.25% APY | 5.25% | — | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| ($80,000 Min.)other | 7.750% % | 7.750% | — | Standard |
| Loan to Value Max.(MSRP/NADA Retail)other | 15.000% % | 15.000% | — | Standard |
| Loan to Value Max. (MSRP/NADA Retail)other | 15.000% % | 15.000% | — | Standard |
Auto loans available from 6.25% APR for 84 months. Personal loan rates from 8.9% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 5.25% APY.
Source: RateAPI.dev, verified from Estacado Credit Union's official website
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About Estacado Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 8.8K
- Assets
- $119.3M
- Founded
- 1953
- Locations reported
- 4
- NCUA charter
- 8299
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Estacado Credit Union
Membership eligibility from Estacado Credit Union's own published criteria. How we verify this.
Community charter: live/work in Lea County, Gaines County, Yoakum County +1 more
- LocationLea County, Gaines County, Yoakum County, Cochran County
- Occupationstudent of New Mexico Junior College, student of University of the Southwest
Cost to join: About $26 (a $1 membership fee plus a $25 minimum deposit).
Verified from Estacado Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Estacado Credit Union?
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Frequently Asked Questions
What rates does Estacado Credit Union offer?
Estacado Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Estacado Credit Union rates updated?
RateAPI verifies Estacado Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Estacado Credit Union's rate data?
Rate data is collected directly from Estacado Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Estacado Credit Union's auto loan rates?
As of August 4, 2026, Estacado Credit Union offers auto loans from 6.25% APR.
What is Estacado Credit Union's personal loan rate?
As of August 4, 2026, Estacado Credit Union offers personal loans from 8.9% APR.
What is Estacado Credit Union's best CD rate?
As of August 4, 2026, Estacado Credit Union offers savings and certificate (CD) yields up to 5.25% APY.
Related Rate Data
Compare Estacado Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Estacado Credit Union rates
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# Get rates for Estacado Credit Union
curl "https://api.rateapi.dev/credit-unions/new-mexico/estacado" \
-H "Authorization: Bearer YOUR_API_KEY"