Rio Grande Credit Union
Verified rate book
Current Rio Grande Credit Union rates
28 published offers verified as of August 4, 2026.
Mortgage rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed Mortgages up to 80% LTV30 year fixed | 6.352% APR | 6.250% | — | Standard |
| Fixed Mortgage Rates up to 90%LTV30 year fixed | 6.855% APR | 6.750% | — | Standard |
| Fixed Mortgages up to 80% LTV15 year fixed | 5.665% APR | 5.500% | — | Standard |
| Fixed Mortgage Rates up to 90%LTV15 year fixed | 6.042% APR | 5.875% | — | Standard |
| Fixed Mortgages up to 80% LTV10 year fixed | 5.484% APR | 5.250% | — | Standard |
| Fixed Mortgage Rates up to 90%LTV10 year fixed | 5.735% APR | 5.500% | — | Standard |
| 20-Year Fixed20 year fixed | 5.882% APR | 5.750% | — | Standard |
| Get Pre-Qualified - Your First Step to Homeownership! (10 Year)other | 5.484% APR | 5.250% | — | Standard |
| Get Pre-Qualified - Your First Step to Homeownership! (15 Year)other | 5.665% APR | 5.500% | — | Standard |
| Get Pre-Qualified - Your First Step to Homeownership! (20 Year)other | 5.882% APR | 5.750% | — | Standard |
| Get Pre-Qualified - Your First Step to Homeownership! (30 Year)other | 6.352% APR | 6.250% | — | Standard |
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Auto Loanauto_any_36mo | 4.950% APR | 4.950% | 36 mo | Standard |
| 48-Month Auto Loanauto_any_48mo | 5.650% APR | 5.650% | 48 mo | Standard |
| 65-Month Auto Loanauto_any_65mo | 5.750% APR | 5.750% | 65 mo | Standard |
| 75-Month Auto Loanauto_any_75mo | 5.850% APR | 5.850% | 75 mo | Standard |
| 84-Month Auto Loanauto_any_84mo | 6.050% APR | 6.050% | 84 mo | Standard |
HELOC rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 6.750% APR | 6.750% | — | Standard |
| Choose Your Rateheloc | 6.750% APR | 6.750% | — | Standard |
| 10-Year Home Equity Loan (Fixed)heloc_fixed | 6.750% APR | 6.750% | — | Standard |
| 15-Year Home Equity Loan (Fixed)heloc_fixed | 7.000% APR | 7.000% | — | Standard |
| 20-Year Home Equity Loan (Fixed)heloc_fixed | 7.750% APR | 7.750% | — | Standard |
Personal loan rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month Signature Loanpersonal_unsecured_24mo | 9.990% APR | 9.990% | 24 mo | Standard |
| 12-Month Signature Loanpersonal_unsecured_12mo | 9.990% APR | 9.990% | 12 mo | Standard |
| 36-Month Signature Loanpersonal_unsecured_36mo | 10.750% APR | 10.750% | 36 mo | Standard |
| 48-Month Signature Loanpersonal_unsecured_48mo | 11.500% APR | 11.500% | 48 mo | Standard |
| 60-Month Signature Loanpersonal_unsecured_60mo | 12.500% APR | 12.500% | 60 mo | Standard |
| 72-Month Signature Loanpersonal_unsecured_72mo | 14.240% APR | 14.240% | 72 mo | Standard |
| 84-Month Signature Loanpersonal_unsecured_84mo | 14.740% APR | 14.740% | 84 mo | Standard |
As of August 4, 2026, Rio Grande Credit Union offers a 30-year fixed mortgage at 6.352% APR. Auto loans available from 4.95% APR for 36 months. HELOC rates from 6.75% APR. Personal loan rates from 9.99% APR.
Source: RateAPI.dev, verified from Rio Grande Credit Union's official website
Loading branch locator…
About Rio Grande Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 50.8K
- Assets
- $665.9M
- Founded
- 1952
- Locations reported
- 8
- NCUA charter
- 62573
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Rio Grande Credit Union
Membership eligibility from Rio Grande Credit Union's own published criteria. How we verify this.
Membership criteria are published on Rio Grande Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Rio Grande Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Rio Grande Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Rio Grande Credit Union ranks against New Mexico peers.
Frequently Asked Questions
What rates does Rio Grande Credit Union offer?
Rio Grande Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Rio Grande Credit Union rates updated?
RateAPI verifies Rio Grande Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Rio Grande Credit Union's rate data?
Rate data is collected directly from Rio Grande Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Rio Grande Credit Union's mortgage rate?
As of August 4, 2026, Rio Grande Credit Union offers a 30-year fixed mortgage at 6.352% APR.
What are Rio Grande Credit Union's auto loan rates?
As of August 4, 2026, Rio Grande Credit Union offers auto loans from 4.95% APR.
What is Rio Grande Credit Union's HELOC rate?
As of August 4, 2026, Rio Grande Credit Union offers home equity lines of credit from 6.75% APR.
What is Rio Grande Credit Union's personal loan rate?
As of August 4, 2026, Rio Grande Credit Union offers personal loans from 9.99% APR.
Related Rate Data
Compare Rio Grande Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Rio Grande Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when New Mexico credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Rio Grande Credit Union
curl "https://api.rateapi.dev/credit-unions/new-mexico/rio-grande" \
-H "Authorization: Bearer YOUR_API_KEY"