Railroad Employees Credit Union

Belen, New Mexico
Last verified: August 4, 2026
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Verified rate book

Current Railroad Employees Credit Union rates

16 published offers verified as of August 4, 2026.

How we verify rates

Savings & CD rates

16 offers
Railroad Employees Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Checking Dividendssavings0.15% APY0.15%Standard
Up to $9,999.99savings0.35% APY0.35%Standard
$10,000.00 To $74,999.99savings0.45% APY0.45%Standard
Money Market (Monthly)money_market0.55% APY0.55%Standard
$75,000.00 +savings0.55% APY0.55%Standard
IRAira1.15% APY1.15%Standard
48-Month Savingsshare_savings3.10% APY3.10%48 moStandard
48-Month Savingsshare_savings3.14% APY3.14%48 moStandard
36-Month Savingsshare_savings3.40% APY3.40%36 moStandard
36-Month Savingsshare_savings3.44% APY3.44%36 moStandard
24-Month Savingsshare_savings3.50% APY3.50%24 moStandard
24-Month Savingsshare_savings3.55% APY3.55%24 moStandard
6-Month Savingsshare_savings3.75% APY3.75%6 moStandard
12-Month Savingsshare_savings3.80% APY3.80%12 moStandard
6-Month Savingsshare_savings3.80% APY3.80%6 moStandard
12-Month Savingsshare_savings3.85% APY3.85%12 moStandard

Savings and certificate yields up to 3.85% APY.

Source: RateAPI.dev, verified from Railroad Employees Credit Union's official website

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About Railroad Employees Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.7K
Assets
$79.5M
Founded
1955
Locations reported
1
NCUA charter
62841
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Railroad Employees Credit Union

Membership eligibility from Railroad Employees Credit Union's own published criteria. How we verify this.

Membership criteria are published on Railroad Employees Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Railroad Employees Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Railroad Employees Credit Union?

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Frequently Asked Questions

What rates does Railroad Employees Credit Union offer?

Railroad Employees Credit Union is a credit union in New Mexico. Rate data is currently being verified.

How often are Railroad Employees Credit Union rates updated?

RateAPI verifies Railroad Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Railroad Employees Credit Union's rate data?

Rate data is collected directly from Railroad Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Railroad Employees Credit Union's best CD rate?

As of August 4, 2026, Railroad Employees Credit Union offers savings and certificate (CD) yields up to 3.85% APY.

Related Rate Data

Compare Railroad Employees Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Railroad Employees Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Railroad Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/new-mexico/railroad-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"