Loco Credit Union

Alamogordo, New Mexico
Last verified: August 4, 2026
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Verified rate book

Current Loco Credit Union rates

12 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

5 offers
Loco Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Repossessionsauto3.000% APR3.000%Standard
Auto Loanauto4.950% APR4.950%Standard
RV Loanrv5.750% APR5.750%Standard
Motorcycles, ATV'smotorcycle6.000% APR6.000%Standard
Utility Trailerpowersports8.750% APR8.750%Standard

Personal loan rates

6 offers
Loco Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share Certificate Securedpersonal_secured3.250% APR3.250%Standard
Celebration Event Share Secured Loanpersonal_secured4.000% APR4.000%Standard
Holiday Loanpersonal8.250% APR8.250%Standard
Vacation Loanpersonal8.500% APR8.500%Standard
Signature / Line of Creditploc_variable10.750% APR10.750%Standard
Payday Loan – Payroll Deduction Only**personal18.750% APR18.750%Standard

Other rates

1 offer
Loco Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Wha What? Loanother12.750% %12.750%Standard

Vehicle loans available from 3% APR. Personal loan rates from 3.25% APR.

Source: RateAPI.dev, verified from Loco Credit Union's official website

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About Loco Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4.3K
Assets
$62M
Founded
1953
Locations reported
1
NCUA charter
66117
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Loco Credit Union

Membership eligibility from Loco Credit Union's own published criteria. How we verify this.

Membership criteria are published on Loco Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Loco Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Loco Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Loco Credit Union ranks against New Mexico peers.

Frequently Asked Questions

What rates does Loco Credit Union offer?

Loco Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Loco Credit Union rates updated?

RateAPI verifies Loco Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Loco Credit Union's rate data?

Rate data is collected directly from Loco Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Loco Credit Union's auto, rv, motorcycle & powersports loan rates?

As of August 4, 2026, Loco Credit Union offers vehicle loans from 3% APR.

What is Loco Credit Union's personal loan rate?

As of August 4, 2026, Loco Credit Union offers personal loans from 3.25% APR.

Related Rate Data

Compare Loco Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Loco Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Loco Credit Union
curl "https://api.rateapi.dev/credit-unions/new-mexico/loco" \
  -H "Authorization: Bearer YOUR_API_KEY"