Southern Middlesex Co TCHRS Credit Union
Verified rate book
Current Southern Middlesex Co TCHRS Credit Union rates
16 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 84-Month New Auto Loanauto_new_84mo | 5.950% APR | 5.950% | 84 mo · new | Standard |
| Used Car:2025,2024,2023,2022auto_used_72mo | 6.950% APR | 6.950% | 72 mo · used | Standard |
| Used Car 2021,2020,2019,2018auto_used_48mo | 7.950% APR | 7.950% | 48 mo · used | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 2.000% APR | 2.000% | — | Standard |
Savings & CD rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| TIER 1savings | 1.75% APY | 1.74% | — | Standard |
| TIER 2savings | 2.00% APY | 1.98% | — | Standard |
| 6-Month Certificatecd_6mo | 3.85% APY | 3.78% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 4.00% APY | 3.93% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 4.00% APY | 3.93% | 18 mo | Standard |
| 24-Month Certificatecd_24mo | 4.15% APY | 4.07% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 4.15% APY | 4.07% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 4.20% APY | 4.12% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 4.25% APY | 4.17% | 60 mo | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| TIER 3other | 2.250% % | 2.230% | — | Standard |
| 2 or more years in the Districtother | 9.950% % | 9.950% | — | Standard |
| First Year in the Districtother | 9.950% % | 9.950% | — | Standard |
Auto loans available from 5.95% APR for 84 months. Personal loan rates from 2% APR. Savings and certificate yields up to 4.25% APY.
Source: RateAPI.dev, verified from Southern Middlesex Co TCHRS Credit Union's official website
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About Southern Middlesex Co TCHRS Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.9K
- Assets
- $47.6M
- Founded
- 1939
- Locations reported
- 1
- NCUA charter
- 3126
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Southern Middlesex Co TCHRS Credit Union
Membership eligibility from Southern Middlesex Co TCHRS Credit Union's own published criteria. How we verify this.
Membership via employers (Cranbury public school district +13 more)
- EmployerCranbury public school district, East Brunswick public school district, Highland Park public school district, Middlesex County Magnet School – East Brunswick Campus, Milltown public school district, Monroe public school district, New Brunswick public school district, North Brunswick public school district, Old Bridge public school district, Sayreville public school district, South Brunswick public school district, South River public school district, Spotswood public school district, Jamesburg public school district
Verified from Southern Middlesex Co TCHRS Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Southern Middlesex Co TCHRS Credit Union?
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Frequently Asked Questions
What rates does Southern Middlesex Co TCHRS Credit Union offer?
Southern Middlesex Co TCHRS Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Southern Middlesex Co TCHRS Credit Union rates updated?
RateAPI verifies Southern Middlesex Co TCHRS Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Southern Middlesex Co TCHRS Credit Union's rate data?
Rate data is collected directly from Southern Middlesex Co TCHRS Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Southern Middlesex Co TCHRS Credit Union's auto loan rates?
As of August 4, 2026, Southern Middlesex Co TCHRS Credit Union offers auto loans from 5.95% APR.
What is Southern Middlesex Co TCHRS Credit Union's personal loan rate?
As of August 4, 2026, Southern Middlesex Co TCHRS Credit Union offers personal loans from 2% APR.
What is Southern Middlesex Co TCHRS Credit Union's best CD rate?
As of August 4, 2026, Southern Middlesex Co TCHRS Credit Union offers savings and certificate (CD) yields up to 4.25% APY.
Related Rate Data
Compare Southern Middlesex Co TCHRS Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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