Members 1st of NJ Credit Union

Vineland, New Jersey
Last verified: August 4, 2026
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Verified rate book

Current Members 1st of NJ Credit Union rates

59 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

20 offers
Members 1st of NJ Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New and Used Vehicle Rates (up to 4 years old) (1-38 months)auto_any_38mo4.800% APR4.800%38 mo · anyStandard
New and Used Vehicle Rates (up to 4 years old) (39-50 months)auto_any_50mo5.050% APR5.050%50 mo · anyStandard
New and Used Vehicle Rates (up to 4 years old) (51-62 months)auto_any_62mo5.300% APR5.300%62 mo · anyStandard
Used Vehicle Rates (Models 2018-2021) (1-38 months)auto_used_38mo5.450% APR5.450%38 mo · usedStandard
63-74 months ($15,000+) New Vehicles Onlyauto_new_74mo5.800% APR5.800%74 mo · newStandard
Used Vehicle Rates (Models 2018-2021) (39-50 months)auto_used_50mo5.800% APR5.800%50 mo · usedStandard
New and Used Vehicle Rates (up to 4 years old) (63-74 months ($15,000+) New Vehicles Only)auto_any_74mo5.800% APR5.800%74 mo · anyStandard
Used Vehicle Rates (Models 2018-2021) (51-62 months)auto_used_62mo6.050% APR6.050%62 mo · usedStandard
New and Used Vehicle Rates (up to 4 years old) (75-84 months ($25,000+))auto_any_84mo6.050% APR6.050%84 mo · anyStandard
75-84 Months ($25,000+)auto_any_84mo6.050% APR6.050%84 moStandard
Up to 144-Month RV Loan (2022–2026)rv_any_144mo6.500% APR6.500%144 moStandard
Motorcycle Loan (2022–2026)motorcycle6.650% APR6.650%—Standard
Auto Loan (2022–2026)auto6.650% APR6.650%—Standard
Up to 144-Month RV Loan (2018–2021)rv_any_144mo7.450% APR7.450%144 moStandard
Auto Loan (2018–2021)auto7.700% APR7.700%—Standard
Motorcycle Loan (2018–2021)motorcycle7.700% APR7.700%—Standard
Auto Loan (2017)auto8.000% APR8.000%—Standard
Used Vehicle Rates (Models Up to 2017) (1-38 Months)auto_used_38mo8.450% APR8.450%38 mo · usedStandard
Used Vehicle Rates (Models Up to 2017) (39-50 Months)auto_used_50mo8.800% APR8.800%50 mo · usedStandard
Used Vehicle Rates (Models Up to 2017) (51-62 Months)auto_used_62mo9.050% APR9.050%62 mo · usedStandard

HELOC rates

1 offer
Members 1st of NJ Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity (80% LTV, Score 730+)heloc4.750% APR4.750%—Standard

Personal loan rates

2 offers
Members 1st of NJ Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal Loans (1-60 months)personal_unsecured_60mo9.300% APR9.300%60 moStandard
Personal Loans (Line of Credit - Revolving)ploc_variable12.250% APR12.250%—Standard

Credit card rates

1 offer
Members 1st of NJ Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card10.500% APR10.500%—Standard

Savings & CD rates

35 offers
Members 1st of NJ Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Checking ($300+)savings0.01% APY0.01%—Standard
Savings ($99.01–$1,999)share_savings0.05% APY0.05%—Standard
KOFE, Christmas, & Vacation Clubssavings0.05% APY0.05%—Standard
$99.01 – $1999.00savings0.05% APY0.05%—Standard
$1999.01 And Oversavings0.10% APY0.10%—Standard
Savings ($1,999.01+)share_savings0.10% APY0.10%—Standard
$99.01 – $1,999.00savings0.35% APY0.35%—Standard
$1,999.01 – $4,999.00savings0.45% APY0.45%—Standard
Money Market ($9,999.01–$24,999)money_market0.50% APY0.50%—Standard
$9,999.01 – $24,999.00savings0.50% APY0.50%—Standard
$4,999.01 And Oversavings0.55% APY0.55%—Standard
$24,999.00 +savings0.75% APY0.75%—Standard
Money Market ($24,999+)money_market0.75% APY0.75%—Standard
48 Months ($1,000 min.)cd_48mo1.99% APY1.99%48 moStandard
12 Months ($1,000.00 min.)cd_12mo1.99% APY1.99%12 moStandard
18 Months ($1,000.00 min.)cd_18mo1.99% APY1.99%18 moStandard
24 Months ($1,000.00 min.)cd_24mo1.99% APY1.99%24 moStandard
30 Months ($1,000 min.)cd_30mo1.99% APY1.99%30 moStandard
36 Months ($1,000.00 min.)cd_36mo1.99% APY1.99%36 moStandard
Share and IRA CD Rates (12 Months ($1,000.00 min.))ira_cd_12mo1.99% APY1.99%12 moStandard
Share and IRA CD Rates (18 Months ($1,000.00 min.))ira_cd_18mo1.99% APY1.99%18 moStandard
Share and IRA CD Rates (24 Months ($1,000.00 min.))ira_cd_24mo1.99% APY1.99%24 moStandard
Share and IRA CD Rates (30 Months ($1,000 min.))ira_cd_30mo1.99% APY1.99%30 moStandard
Share and IRA CD Rates (36 Months ($1,000.00 min.))ira_cd_36mo1.99% APY1.99%36 moStandard
Share and IRA CD Rates (48 Months ($1,000 min.))ira_cd_48mo1.99% APY1.99%48 moStandard
Share and IRA CD Rates (9 Months ($1,000 min.))ira_cd_9mo2.24% APY2.24%9 moStandard
9 Months ($1,000 min.)cd_9mo2.24% APY2.24%9 moStandard
Share and IRA CD Rates (3 Months ($500 min.))ira_cd_3mo3.20% APY3.20%3 moStandard
3 Months ($500 min.)cd_3mo3.20% APY3.20%3 moStandard
Share and IRA CD Rates (60 Months ($1,000.00 min.))ira_cd_60mo3.25% APY3.25%60 moStandard
6 Months ($500 min.)cd_6mo3.25% APY3.25%6 moStandard
Share and IRA CD Rates (6 Months ($500 min.))ira_cd_6mo3.25% APY3.25%6 moStandard
60 Months ($1,000.00 min.)cd_60mo3.25% APY3.25%60 moStandard
7 Months ($1,000.00 min.)cd_7mo3.75% APY3.75%7 moStandard
Share and IRA CD Rates (7 Months ($1,000.00 min.))ira_cd_7mo3.75% APY3.75%7 moStandard

Vehicle loans available from 4.8% APR for 38 months. HELOC rates from 4.75% APR. Personal loan rates from 9.3% APR. Credit card rates from 10.5% APR. Savings and certificate yields up to 3.75% APY.

Source: RateAPI.dev, verified from Members 1st of NJ Credit Union's official website

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About Members 1st of NJ Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
13K
Assets
$133.3M
Founded
1938
Locations reported
4
NCUA charter
2574
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Payday Alternative Loans I
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Bay AtlanticElmer · Vineland · NJ · 08360-6312Branch in the same ZIPFirst HarvestVineland · Vineland · NJ · 08360Branch in the same ZIPAtlantic City Electric Co EmpMays Landing · Mays Landing · NJ · 08330-2260About 13.8 miles awayBridgeton OnizedBridgeton Office · Bridgeton · NJ · 08302About 14.2 miles awayEdifiGlassboro · Glassboro · NJ · 08028-1438About 15.2 miles awayJersey ShoreHammonton · Hammonton · NJ · 08037About 15.6 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Members 1st of NJ Credit Union

Membership eligibility from Members 1st of NJ Credit Union's own published criteria. How we verify this.

Membership criteria are published on Members 1st of NJ Credit Union's website. Check the membership page below to confirm whether you qualify.

Cost to join: About $5.

Verified from Members 1st of NJ Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Members 1st of NJ Credit Union?

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Frequently Asked Questions

What rates does Members 1st of NJ Credit Union offer?

Members 1st of NJ Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Members 1st of NJ Credit Union rates updated?

RateAPI verifies Members 1st of NJ Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Members 1st of NJ Credit Union's rate data?

Rate data is collected directly from Members 1st of NJ Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Members 1st of NJ Credit Union's auto, rv & motorcycle loan rates?

As of August 4, 2026, Members 1st of NJ Credit Union offers vehicle loans from 4.8% APR.

What is Members 1st of NJ Credit Union's HELOC rate?

As of August 4, 2026, Members 1st of NJ Credit Union offers home equity lines of credit from 4.75% APR.

What is Members 1st of NJ Credit Union's personal loan rate?

As of August 4, 2026, Members 1st of NJ Credit Union offers personal loans from 9.3% APR.

What is Members 1st of NJ Credit Union's best CD rate?

As of August 4, 2026, Members 1st of NJ Credit Union offers savings and certificate (CD) yields up to 3.75% APY.

Related Rate Data

Compare Members 1st of NJ Credit Union's rates against national credit-union benchmarks.

More New Jersey credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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