Edifi Credit Union

Rancocas, New Jersey
Last verified: August 4, 2026
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Verified rate book

Current Edifi Credit Union rates

56 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

5 offers
Edifi Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.990% APR4.990%—Standard
New/Untitled (2025-2026)auto_new4.990% APR4.990%newStandard
Pre-owned (2022-2025)auto_used4.990% APR4.990%usedStandard
Boat & RVboat5.490% APR5.490%—Standard
Used Auto Loan (2017–2021)auto_used7.250% APR7.250%usedStandard

HELOC rates

2 offers
Edifi Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed5.990% APR5.990%—Standard
Home Equity Loanheloc5.990% APR5.990%—Standard

Personal loan rates

4 offers
Edifi Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured10.990% APR10.990%—Standard
Vacation Loan Min/Max Borrowed Up to $3,500 Max Repayment Term Up to 24 months APR* as low as 10.99%personal_unsecured_24mo10.990% APR10.990%24 moStandard
Vacation Loanpersonal_unsecured_24mo10.990% APR10.990%24 moStandard
Personal Min/Max Borrowed $500 - $25,000 Max Repayment Term Up to 60 months APR* as low as 10.99%other10.990% APR10.990%—Standard

Credit card rates

3 offers
Edifi Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card7.990% APR7.990%—Standard
Rewards Credit Cardcredit_card_rewards9.990% APR9.990%—Standard
Credit Cardcredit_card9.990% APR9.990%—Standard

Savings & CD rates

42 offers
Edifi Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Summer Pay Clubsavings0.05% APY0.05%—Standard
IRA Regular Shareira0.20% APY0.20%—Standard
Money Marketmoney_market0.65% APY0.65%—Standard
Certificatecd3.04% APY3.04%—Standard
30-Month IRA Certificateira_cd_30mo3.04% APY3.04%30 moStandard
24-Month IRA Certificateira_cd_24mo3.04% APY3.04%24 moStandard
60-Month IRA Certificateira_cd_60mo3.04% APY3.04%60 moStandard
48-Month IRA Certificateira_cd_48mo3.04% APY3.04%48 moStandard
24-Month Certificatecd_24mo3.04% APY3.04%24 moStandard
30-Month Certificatecd_30mo3.04% APY3.04%30 moStandard
36-Month Certificatecd_36mo3.04% APY3.04%36 moStandard
48-Month Certificatecd_48mo3.04% APY3.04%48 moStandard
60-Month Certificatecd_60mo3.04% APY3.04%60 moStandard
36-Month IRA Certificateira_cd_36mo3.04% APY3.04%36 moStandard
Jumbo 30 Month Certificatecd_30mo3.14% APY3.14%30 moStandard
IRA Jumbo 36 Month Certificateira_cd_36mo3.14% APY3.14%36 moStandard
Jumbo 36 Month Certificatecd_36mo3.14% APY3.14%36 moStandard
Jumbo 48 Month Certificatecd_48mo3.14% APY3.14%48 moStandard
IRA Jumbo 30 Month Certificateira_cd_30mo3.14% APY3.14%30 moStandard
Jumbo 60 Month Certificatecd_60mo3.14% APY3.14%60 moStandard
IRA Jumbo 48 Month Certificateira_cd_48mo3.14% APY3.14%48 moStandard
IRA Jumbo 60 Month Certificateira_cd_60mo3.14% APY3.14%60 moStandard
Jumbo 24 Month Certificatecd_24mo3.14% APY3.14%24 moStandard
IRA Jumbo 24 Month Certificateira_cd_24mo3.14% APY3.14%24 moStandard
3-Month Certificatecd_3mo3.30% APY3.30%3 moStandard
18-Month IRA Certificateira_cd_18mo3.30% APY3.30%18 moStandard
6-Month IRA Certificateira_cd_6mo3.30% APY3.30%6 moStandard
6-Month Certificatecd_6mo3.30% APY3.30%6 moStandard
18-Month Certificatecd_18mo3.30% APY3.30%18 moStandard
3-Month IRA Certificateira_cd_3mo3.30% APY3.30%3 moStandard
IRA Jumbo 18 Month Certificateira_cd_18mo3.40% APY3.40%18 moStandard
Jumbo 18 Month Certificatecd_18mo3.40% APY3.40%18 moStandard
Jumbo 3 Month Certificatecd_3mo3.40% APY3.40%3 moStandard
Jumbo 6 Month Certificatecd_6mo3.40% APY3.40%6 moStandard
IRA Jumbo 3 Month Certificateira_cd_3mo3.40% APY3.40%3 moStandard
IRA Jumbo 6 Month Certificateira_cd_6mo3.40% APY3.40%6 moStandard
12-Month IRA Certificateira_cd_12mo3.56% APY3.56%12 moStandard
12-Month Certificatecd_12mo3.56% APY3.56%12 moStandard
Jumbo 12 Month Certificatecd_12mo3.66% APY3.66%12 moStandard
IRA Jumbo 12 Month Certificateira_cd_12mo3.66% APY3.66%12 moStandard
IRA Money Fund**ira4.00% APY4.00%—Standard
GrowWise Savingssavings7.00% APY7.00%—Standard

Vehicle loans available from 4.99% APR. HELOC rates from 5.99% APR. Personal loan rates from 10.99% APR. Credit card rates from 7.99% APR. Savings and certificate yields up to 7.00% APY.

Source: RateAPI.dev, verified from Edifi Credit Union's official website

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About Edifi Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
25.4K
Assets
$258.7M
Founded
1958
Locations reported
8
NCUA charter
12679
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Andrews Federal Credit UnionBurlington · Burlington · NJ · 08016About 4.0 miles awayAmerican HeritageMoorestown · Moorestown · NJ · 08057-1505About 4.4 miles awayEnergy PeopleMoorestown · Moorestown · NJ · 08057-1140About 4.4 miles awayGarden StateMAIN OFFICE · MOORESTOWN · NJ · 08057-3223About 4.4 miles awayNew Jersey CommunityMain Office · Moorestown · NJ · 08057About 4.4 miles awayHealthcare EmployeesMount Holly · Mount Holly · NJ · 08060About 5.2 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Edifi Credit Union

Membership eligibility from Edifi Credit Union's own published criteria. How we verify this.

Membership via the NJEA or occupations (public school employee)

  • LocationAtlantic, Burlington, Ocean, Mercer
  • AssociationNJEA
  • Occupationpublic school employee

Cost to join: About $5.

Verified from Edifi Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Edifi Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Edifi Credit Union ranks against New Jersey peers.

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Frequently Asked Questions

What rates does Edifi Credit Union offer?

Edifi Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Edifi Credit Union rates updated?

RateAPI verifies Edifi Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Edifi Credit Union's rate data?

Rate data is collected directly from Edifi Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Edifi Credit Union's auto & boat loan rates?

As of August 4, 2026, Edifi Credit Union offers vehicle loans from 4.99% APR.

What is Edifi Credit Union's HELOC rate?

As of August 4, 2026, Edifi Credit Union offers home equity lines of credit from 5.99% APR.

What is Edifi Credit Union's personal loan rate?

As of August 4, 2026, Edifi Credit Union offers personal loans from 10.99% APR.

What is Edifi Credit Union's best CD rate?

As of August 4, 2026, Edifi Credit Union offers savings and certificate (CD) yields up to 7.00% APY.

Related Rate Data

Compare Edifi Credit Union's rates against national credit-union benchmarks.

More New Jersey credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Edifi Credit Union rates

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Access this data programmatically with our REST API

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# Get rates for Edifi Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/edifi" \
  -H "Authorization: Bearer YOUR_API_KEY"
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