Jersey Central Credit Union
Verified rate book
Current Jersey Central Credit Union rates
15 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 24-Month Auto Loanauto_any_24mo | 4.250% APR | 4.250% | 24 mo | Standard |
| Up to 36-Month Auto Loanauto_any_36mo | 4.400% APR | 4.400% | 36 mo | Standard |
| Up to 48-Month Auto Loanauto_any_48mo | 4.550% APR | 4.550% | 48 mo | Standard |
| Up to 60-Month Auto Loanauto_any_60mo | 4.700% APR | 4.700% | 60 mo | Standard |
| Up to 72-Month Auto Loanauto_any_72mo | 4.850% APR | 4.850% | 72 mo | Standard |
| Up to 84-Month Auto Loanauto_any_84mo | 5.000% APR | 5.000% | 84 mo | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 5-Year Home Equity Loan (Fixed)heloc_fixed | 5.100% APR | 5.100% | — | Standard |
| Up to 10-Year Home Equity Loan (Fixed)heloc_fixed | 5.600% APR | 5.600% | — | Standard |
| Up to 15-Year Home Equity Loan (Fixed)heloc_fixed | 6.100% APR | 6.100% | — | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 12-Month Unsecured Personal Loanpersonal_unsecured_12mo | 6.750% APR | 6.750% | 12 mo | Standard |
| Up to 24-Month Unsecured Personal Loanpersonal_unsecured_24mo | 7.250% APR | 7.250% | 24 mo | Standard |
| Up to 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 7.750% APR | 7.750% | 36 mo | Standard |
| Up to 48-Month Unsecured Personal Loanpersonal_unsecured_48mo | 8.250% APR | 8.250% | 48 mo | Standard |
| Up to 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 8.750% APR | 8.750% | 60 mo | Standard |
| Personal Loan Rates (Variable)personal_unsecured | 18.000% APR | 18.000% | — | Standard |
Auto loans available from 4.25% APR for 24 months. HELOC rates from 5.1% APR. Personal loan rates from 6.75% APR.
Source: RateAPI.dev, verified from Jersey Central Credit Union's official website
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About Jersey Central Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4K
- Assets
- $24.2M
- Founded
- 1937
- Locations reported
- 2
- NCUA charter
- 2493
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Jersey Central Credit Union
Membership eligibility from Jersey Central Credit Union's own published criteria. How we verify this.
Membership via employers (Amtrak +27 more)
- EmployerAmtrak, Belvidere & Delaware River Railway, Borough of Fanwood, Borough of Kenilworth, Brighton Air Corp., Capobianco & Gaudenzi Accountants & Auditors, Chesapeake & Delaware, LLC, Conrail, CSX, Coast to Coast Legal Funding, CW Brabender Instruments, Delta Dental of NJ, Dover and Delaware River Railroad, Dover and Rockaway River Railroad, Eaton Corporation, Gascar Automotive, LLC (dba Paul's Garage), Hayward Industries, IFPTE - Union Council 8, New Jersey Transit, New York New Jersey Rail, Norfolk Southern, Raritan Central Railway, Schielke Insurance Agency, Topco Inc., Township of Clark, Township of Cranford, Township of Scotch Plains, Wines of France Inc.
Cost to join: About $100 (a $0 membership fee plus a $100 minimum deposit).
Verified from Jersey Central Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Jersey Central Credit Union?
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Frequently Asked Questions
What rates does Jersey Central Credit Union offer?
Jersey Central Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Jersey Central Credit Union rates updated?
RateAPI verifies Jersey Central Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Jersey Central Credit Union's rate data?
Rate data is collected directly from Jersey Central Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Jersey Central Credit Union's auto loan rates?
As of August 4, 2026, Jersey Central Credit Union offers auto loans from 4.25% APR.
What is Jersey Central Credit Union's HELOC rate?
As of August 4, 2026, Jersey Central Credit Union offers home equity lines of credit from 5.1% APR.
What is Jersey Central Credit Union's personal loan rate?
As of August 4, 2026, Jersey Central Credit Union offers personal loans from 6.75% APR.
Related Rate Data
Compare Jersey Central Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Jersey Central Credit Union rates
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# Get rates for Jersey Central Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/jersey-central" \
-H "Authorization: Bearer YOUR_API_KEY"