H. E. Telephone Credit Union

Rochelle Park, New Jersey
Last verified: August 4, 2026
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Verified rate book

Current H. E. Telephone Credit Union rates

8 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

3 offers
H. E. Telephone Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed5.250% APR5.250%—Standard
3/5 YEAR ADJUSTABLEarm4.750% APR4.750%—Standard
15/20 YEAR FIXED20 year fixed5.000% APR5.000%—Standard

Savings & CD rates

5 offers
H. E. Telephone Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
36-Month Certificatecd_36mo4.75% APY4.75%36 moStandard
48-Month Certificatecd_48mo5.25% APY5.25%48 moStandard
60-Month Certificatecd_60mo5.25% APY5.25%60 moStandard
120-Month Certificatecd_120mo5.75% APY5.75%120 moStandard
60-Month Certificatecd_60mo5.75% APY5.75%60 moStandard

As of August 4, 2026, H. E. Telephone Credit Union offers a 30-year fixed mortgage at 5.25% APR. Savings and certificate yields up to 5.75% APY.

Source: RateAPI.dev, verified from H. E. Telephone Credit Union's official website

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About H. E. Telephone Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.7K
Assets
$46.1M
Founded
1966
Locations reported
1
NCUA charter
17569
Charter type
Federal credit union

Services and member support

  • Electronic statements

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

VisionsSaddle Brook · Saddle Brook · NJ · 07663About 0.8 miles away1st BergenCorporate · Hackensack · NJ · 07601-5805About 2.1 miles awayNorth JerseyElmwood Park · Elmwood Park · NJ · 07407About 2.2 miles awayPolish & SlavicGarfield Branch · Garfield · NJ · 07026About 2.4 miles awayAffinityRiver Edge Branch · River Edge · NJ · 07661About 2.5 miles awayTeaneckTFCU · TEANECK · NJ · 07666About 3.6 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join H. E. Telephone Credit Union

Membership eligibility from H. E. Telephone Credit Union's own published criteria. How we verify this.

Membership criteria are published on H. E. Telephone Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from H. E. Telephone Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does H. E. Telephone Credit Union offer?

H. E. Telephone Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are H. E. Telephone Credit Union rates updated?

RateAPI verifies H. E. Telephone Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get H. E. Telephone Credit Union's rate data?

Rate data is collected directly from H. E. Telephone Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is H. E. Telephone Credit Union's mortgage rate?

As of August 4, 2026, H. E. Telephone Credit Union offers a 30-year fixed mortgage at 5.25% APR.

What is H. E. Telephone Credit Union's best CD rate?

As of August 4, 2026, H. E. Telephone Credit Union offers savings and certificate (CD) yields up to 5.75% APY.

Related Rate Data

Compare H. E. Telephone Credit Union's rates against national credit-union benchmarks.

More New Jersey credit unionsMortgage rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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terminal
# Get rates for H. E. Telephone Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/h-e-telephone" \
  -H "Authorization: Bearer YOUR_API_KEY"
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