1st Bergen Credit Union
Verified rate book
Current 1st Bergen Credit Union rates
17 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 36-Month Auto Loanauto_any_36mo | 4.500% APR | 4.500% | 36 mo | Standard |
| Up to 60-Month Auto Loanauto_any_60mo | 5.000% APR | 5.000% | 60 mo | Standard |
| Up to 84-Month Auto Loanauto_any_84mo | 5.750% APR | 5.750% | 84 mo | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 24-Month Unsecured Personal Loanpersonal_unsecured_24mo | 7.250% APR | 7.250% | 24 mo | Standard |
| Up to 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 8.000% APR | 8.000% | 36 mo | Standard |
| Up to 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 8.750% APR | 8.750% | 60 mo | Standard |
Savings & CD rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Primary Share Accountshare_savings | 0.75% APY | 0.75% | — | Standard |
| Standard Club Savingssavings | 0.75% APY | 0.75% | — | Specialty offer |
| Vacation Club Savingssavings | 0.80% APY | 0.80% | — | Specialty offer |
| Teacher's Club Savingssavings | 1.25% APY | 1.25% | — | Specialty offer |
| 36-Month Certificatecd_36mo | 1.75% APY | 1.75% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 2.00% APY | 2.00% | 24 mo | Standard |
| 6-Month Certificatecd_6mo | 2.75% APY | 2.75% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 2.75% APY | 2.75% | 12 mo | Standard |
| 3-Month Certificatecd_3mo | 3.00% APY | 3.00% | 3 mo | Standard |
| 60-Month Certificatecd_60mo | 3.25% APY | 3.25% | 60 mo | Standard |
| 5 Month Dream Builder Certificate*cd_5mo | 5.00% APY | 5.00% | 5 mo | Standard |
Auto loans available from 4.5% APR for 36 months. Personal loan rates from 7.25% APR. Savings and certificate yields up to 5.00% APY.
Source: RateAPI.dev, verified from 1st Bergen Credit Union's official website
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About 1st Bergen Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.7K
- Assets
- $11.3M
- Founded
- 2009
- Locations reported
- 3
- NCUA charter
- 24810
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join 1st Bergen Credit Union
Membership eligibility from 1st Bergen Credit Union's own published criteria. How we verify this.
Community charter: live/work in Bergen County, Ocean County, NJ
- LocationBergen County, Ocean County — NJ
Cost to join: About $5.
Verified from 1st Bergen Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does 1st Bergen Credit Union offer?
1st Bergen Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are 1st Bergen Credit Union rates updated?
RateAPI verifies 1st Bergen Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get 1st Bergen Credit Union's rate data?
Rate data is collected directly from 1st Bergen Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are 1st Bergen Credit Union's auto loan rates?
As of August 4, 2026, 1st Bergen Credit Union offers auto loans from 4.5% APR.
What is 1st Bergen Credit Union's personal loan rate?
As of August 4, 2026, 1st Bergen Credit Union offers personal loans from 7.25% APR.
What is 1st Bergen Credit Union's best CD rate?
As of August 4, 2026, 1st Bergen Credit Union offers savings and certificate (CD) yields up to 5.00% APY.
Related Rate Data
Compare 1st Bergen Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for 1st Bergen Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/1st-bergen" \
-H "Authorization: Bearer YOUR_API_KEY"