Garden State Credit Union

Moorestown, New Jersey
Last verified: August 4, 2026
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Verified rate book

Current Garden State Credit Union rates

46 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

5 offers
Garden State Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
60-Month New Auto Loanauto_new_60mo4.990% APR4.990%60 mo · newStandard
60-Month Used Auto Loanauto_used_60mo4.990% APR4.990%60 mo · usedStandard
72-Month New Auto Loanauto_new_72mo5.740% APR5.740%72 mo · newStandard
72-Month Used Auto Loanauto_used_72mo5.990% APR5.990%72 mo · usedStandard
84-Month New Auto Loanauto_new_84mo5.990% APR5.990%84 mo · newStandard

Personal loan rates

6 offers
Garden State Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured9.740% APR9.740%—Standard
All Other Secured Unsecured Loan Rates (3 Years)personal_unsecured_36mo9.740% APR9.740%36 moStandard
All Other Secured Unsecured Loan Rates (4 Years)personal_unsecured_48mo9.990% APR9.990%48 moStandard
All Other Secured Unsecured Loan Rates (5 Years)personal_unsecured_60mo10.240% APR10.240%60 moStandard
All Other Secured Unsecured Loan Rates (6 Years)personal_unsecured_72mo10.740% APR10.740%72 moStandard
All Other Secured Unsecured Loan Rates (7 Years)personal_unsecured_84mo10.740% APR10.740%84 moStandard

Savings & CD rates

35 offers
Garden State Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Traditional IRA Money Market Account (Less Than $250.00)ira0.01% APY0.01%—Standard
Platinum Money Market Savings Account Checking Account ($2,500.00. - $9,999.99)money_market0.15% APY0.15%—Specialty offer
Traditional IRA Money Market Account ($250.00 – $19,999.99)ira0.15% APY0.15%—Standard
Platinum Money Market Savings Account Checking Account ($10,000 - $24,999.99)money_market0.20% APY0.20%—Specialty offer
Traditional IRA Money Market Account ($20,000.00 - $49,999.99)ira0.30% APY0.30%—Standard
Platinum Money Market Savings Account Checking Account ($25,000.00 - $49,999.99)money_market0.35% APY0.35%—Specialty offer
Certificates of Deposit - Rollover / New Balances $1,000 - $49,999.99 (3 months)cd_3mo0.50% APY0.50%3 moStandard
Platinum Money Market Savings Account Checking Account ($50,000 - $99,999.99)money_market0.50% APY0.50%—Specialty offer
Platinum Money Market Savings Account Checking Account ($100,00000 & $249,000.99)money_market0.65% APY0.65%—Specialty offer
Traditional IRA Money Market Account ($50,000.00 - $99,999.99)ira0.75% APY0.75%—Standard
Certificates of Deposit - Rollover / New Balances $50,000 Above (3 months)cd_3mo0.75% APY0.75%3 moStandard
Education IRA Money Market ($50,000.00 - $99,999.99)ira0.80% APY0.80%—Standard
Education IRA Money Market ($100,000.00 & Greater)ira1.05% APY1.05%—Standard
The Roth IRA Money Market ($100,000.00 & Greater)ira1.06% APY1.06%—Standard
Certificates of Deposit - Rollover / New Balances $1,000 - $49,999.99 (6 months)cd_6mo2.50% APY2.50%6 moStandard
Traditional IRA Money Market Account ($100,000.00 & Greater)ira2.50% APY2.50%—Standard
Certificates of Deposit - Rollover / New Balances $1,000 - $49,999.99 (9 months)cd_9mo2.50% APY2.50%9 moStandard
Certificates of Deposit - Rollover / New Balances $1,000 - $49,999.99 (12 months)cd_12mo2.55% APY2.55%12 moStandard
Certificates of Deposit - Rollover / New Balances $1,000 - $49,999.99 (24 months)cd_24mo2.60% APY2.60%24 moStandard
Certificates of Deposit - Rollover / New Balances $1,000 - $49,999.99 (18 months)cd_18mo2.60% APY2.60%18 moStandard
Certificates of Deposit - Rollover / New Balances $1,000 - $49,999.99 (36 months)cd_36mo2.70% APY2.70%36 moStandard
Certificates of Deposit - Rollover / New Balances $1,000 - $49,999.99 (48 months)cd_48mo2.70% APY2.70%48 moStandard
Certificates of Deposit - Rollover / New Balances $1,000 - $49,999.99 (30 months)cd_30mo2.70% APY2.70%30 moStandard
Certificates of Deposit - Rollover / New Balances $1,000 - $49,999.99 (60 months)cd_60mo2.70% APY2.70%60 moStandard
Platinum Money Market Savings Account Checking Account ($250,000.00 & Greater)money_market2.75% APY2.75%—Specialty offer
Certificates of Deposit - Rollover / New Balances $50,000 Above (9 months)cd_9mo2.79% APY2.75%9 moStandard
Certificates of Deposit - Rollover / New Balances $50,000 Above (6 months)cd_6mo2.79% APY2.75%6 moStandard
Certificates of Deposit - Rollover / New Balances $50,000 Above (12 months)cd_12mo2.84% APY2.80%12 moStandard
Certificates of Deposit - Rollover / New Balances $50,000 Above (18 months)cd_18mo2.84% APY2.80%18 moStandard
Certificates of Deposit - Rollover / New Balances $50,000 Above (24 months)cd_24mo2.94% APY2.90%24 moStandard
Certificates of Deposit - Rollover / New Balances $50,000 Above (30 months)cd_30mo2.94% APY2.90%30 moStandard
Certificates of Deposit - Rollover / New Balances $50,000 Above (36 months)cd_36mo2.94% APY2.90%36 moStandard
Certificates of Deposit - Rollover / New Balances $50,000 Above (48 months)cd_48mo2.94% APY2.90%48 moStandard
Certificates of Deposit - Rollover / New Balances $50,000 Above (60 months)cd_60mo2.94% APY2.90%60 moStandard
The Roth IRA Money Market ($50,000.00 - $99,999.99)ira3.00% APY3.00%—Standard

Auto loans available from 4.99% APR for 60 months. Personal loan rates from 9.74% APR. Savings and certificate yields up to 3.00% APY.

Source: RateAPI.dev, verified from Garden State Credit Union's official website

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About Garden State Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.2K
Assets
$37M
Founded
1960
Locations reported
3
NCUA charter
14015
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Credit-builder products
  • Payday Alternative Loans I
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

American HeritageMoorestown · Moorestown · NJ · 08057-1505Branch in the same ZIPEnergy PeopleMoorestown · Moorestown · NJ · 08057-1140Branch in the same ZIPNew Jersey CommunityMain Office · Moorestown · NJ · 08057Branch in the same ZIPAndrews Federal Credit UnionMt. Laurel · Mount Laurel · NJ · 08054About 3.0 miles awayFirst HarvestMount Laurel · Mount Laurel · NJ · 08054-1172About 3.0 miles awayCampbellCAMPBELL FEDERAL CU · Maple Shade · NJ · 08052-2036About 3.4 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Garden State Credit Union

Membership eligibility from Garden State Credit Union's own published criteria. How we verify this.

To join: You can join through the American Consumer Council.

Cost to join: About $5.

Verified from Garden State Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Garden State Credit Union?

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Frequently Asked Questions

What rates does Garden State Credit Union offer?

Garden State Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Garden State Credit Union rates updated?

RateAPI verifies Garden State Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Garden State Credit Union's rate data?

Rate data is collected directly from Garden State Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Garden State Credit Union's auto loan rates?

As of August 4, 2026, Garden State Credit Union offers auto loans from 4.99% APR.

What is Garden State Credit Union's personal loan rate?

As of August 4, 2026, Garden State Credit Union offers personal loans from 9.74% APR.

What is Garden State Credit Union's best CD rate?

As of August 4, 2026, Garden State Credit Union offers savings and certificate (CD) yields up to 3.00% APY.

Related Rate Data

Compare Garden State Credit Union's rates against national credit-union benchmarks.

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Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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