Granite State Credit Union
Verified rate book
Current Granite State Credit Union rates
31 published offers verified as of July 29, 2026.
Mortgage rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.776% APR | 6.625% | — | Standard |
| Low Down Payment 30-Year Fixed30 year fixed | 7.245% APR | 6.625% | — | Standard |
| 15-Year Fixed15 year fixed | 5.535% APR | 5.375% | — | Standard |
| 10-Year Fixed10 year fixed | 4.974% APR | 4.750% | — | Standard |
| 7/1 ARM7 1 arm | 6.446% APR | 5.625% | — | Standard |
| 5/1 ARM5 1 arm | 6.571% APR | 5.500% | — | Standard |
| 20-Year Fixed20 year fixed | 6.571% APR | 6.375% | — | Standard |
| 3/1 ARM3 1 arm | 6.762% APR | 5.375% | — | Standard |
| No Down Payment 5/1 ARM5 1 arm | 7.309% APR | 6.250% | — | Standard |
| Low Down Payment 3/3 ARM3 3 arm | 7.344% APR | 6.500% | — | Standard |
| 10 Year Land Loan Mortgage Programother | 8.853% APR | 7.000% | — | Standard |
| 15 Year Land Loan Mortgage Programother | 9.414% APR | 8.000% | — | Standard |
| Construction Loan Mortgage Programother | 12.270% APR | 7.000% | — | Standard |
Auto & vehicle rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used Motorcyclesmotorcycle_any_42mo | 4.390% APR | 4.250% | any | Standard |
| New & Used Snowmobile, ATV, Personal Watercraftpowersports_any_42mo | 4.390% APR | 4.250% | any | Standard |
| New & Used Boats and RV Loanboat_any_42mo | 4.390% APR | 4.250% | any | Standard |
| 66-Month Used Auto Loanauto_used_66mo | 4.840% APR | 4.750% | 66 mo · used | Standard |
| 66-Month New Auto Loanauto_new_66mo | 4.840% APR | 4.750% | 66 mo · new | Standard |
| 78-Month New Auto Loanauto_new_78mo | 5.580% APR | 5.500% | 78 mo · new | Standard |
| 78-Month Used Auto Loanauto_used_78mo | 5.580% APR | 5.500% | 78 mo · used | Standard |
| 90-Month Used Auto Loanauto_used_90mo | 6.320% APR | 6.250% | 90 mo · used | Standard |
| 90-Month New Auto Loanauto_new_90mo | 6.320% APR | 6.250% | 90 mo · new | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15-Year HELOCheloc | 6.500% APR | 6.500% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 6.500% APR | 6.500% | — | Standard |
| 10-Year HELOCheloc | 6.500% APR | 6.500% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Other Collateral Loanpersonal_secured | 4.390% APR | 4.250% | — | Standard |
| Personal Loans Under $30Kpersonal_unsecured | 11.510% APR | 10.990% | — | Standard |
| Personal Loans $30K & Overpersonal_unsecured | 12.150% APR | 11.990% | — | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Flexible Term Certificates - Term Share & IRAira_cd | 1.00% APY | 1.00% | — | Standard |
| Money Marketmoney_market | 1.77% APY | 1.75% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Anything That Moves Loanother | 4.390% % | 4.390% | — | Standard |
As of July 29, 2026, Granite State Credit Union offers a 30-year fixed mortgage at 6.776% APR. Vehicle loans available from 4.39% APR. HELOC rates from 6.5% APR. Personal loan rates from 4.39% APR. Savings and certificate yields up to 1.77% APY.
Source: RateAPI.dev, verified from Granite State Credit Union's official website
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About Granite State Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 53.5K
- Assets
- $754M
- Founded
- 1945
- Locations reported
- 10
- NCUA charter
- 63272
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Granite State Credit Union
Membership eligibility from Granite State Credit Union's own published criteria. How we verify this.
Community charter: live/work in NH
- LocationNH
Cost to join: About $10.
Verified from Granite State Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Granite State Credit Union?
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Frequently Asked Questions
What rates does Granite State Credit Union offer?
Granite State Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 29, 2026 directly from the credit union's official website.
How often are Granite State Credit Union rates updated?
RateAPI verifies Granite State Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 29, 2026.
Where does RateAPI get Granite State Credit Union's rate data?
Rate data is collected directly from Granite State Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Granite State Credit Union's mortgage rate?
As of July 29, 2026, Granite State Credit Union offers a 30-year fixed mortgage at 6.776% APR.
What are Granite State Credit Union's auto, boat, motorcycle & powersports loan rates?
As of July 29, 2026, Granite State Credit Union offers vehicle loans from 4.39% APR.
What is Granite State Credit Union's HELOC rate?
As of July 29, 2026, Granite State Credit Union offers home equity lines of credit from 6.5% APR.
What is Granite State Credit Union's personal loan rate?
As of July 29, 2026, Granite State Credit Union offers personal loans from 4.39% APR.
What is Granite State Credit Union's best CD rate?
As of July 29, 2026, Granite State Credit Union offers savings and certificate (CD) yields up to 1.77% APY.
Related Rate Data
Compare Granite State Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Granite State Credit Union
curl "https://api.rateapi.dev/credit-unions/new-hampshire/granite-state" \
-H "Authorization: Bearer YOUR_API_KEY"