Gallup Credit Union
Verified rate book
Current Gallup Credit Union rates
22 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loan (2024 and Newer)auto_new | 4.870% APR | 4.870% | new | Standard |
| Used Auto Loan (2023 and Older)auto_used | 5.200% APR | 5.200% | used | Standard |
| RV Loanrv | 6.990% APR | 6.990% | — | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 3.000% APR | 3.000% | — | Standard |
| Gallup stock line of credit - 75% Loan to Value (LTV)ploc_variable | 7.500% APR | 7.500% | — | Standard |
| Personal Loanpersonal | 8.990% APR | 8.990% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 8.990% APR | 8.990% | — | Standard |
| Personal Line of Creditploc_variable | 10.500% APR | 10.500% | — | Standard |
| Overdraft protection (for free checking)personal | 15.500% APR | 15.500% | — | Standard |
Savings & CD rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingssavings | 0.75% APY | 0.75% | — | Standard |
| Below $3,000savings | 0.75% APY | 0.75% | — | Standard |
| $3,000 To $9,999.99savings | 1.25% APY | 1.25% | — | Standard |
| $10,000 To $24,999.99savings | 1.50% APY | 1.50% | — | Standard |
| $25,000 To $99,999.99savings | 2.00% APY | 2.00% | — | Standard |
| $100,000 And Oversavings | 2.25% APY | 2.25% | — | Standard |
| 12-Month Certificatecd_12mo | 3.00% APY | 3.00% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 3.00% APY | 3.00% | 18 mo | Standard |
| 6-Month Certificatecd_6mo | 3.00% APY | 3.00% | 6 mo | Standard |
| 24-Month Certificatecd_24mo | 3.25% APY | 3.25% | 24 mo | Standard |
| 30-Month Certificatecd_30mo | 3.25% APY | 3.25% | 30 mo | Standard |
| 36-Month Certificatecd_36mo | 3.25% APY | 3.25% | 36 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Gallup stock (new stock purchases)other | 6.000% % | 6.000% | — | Standard |
Vehicle loans available from 4.87% APR. Personal loan rates from 3% APR. Savings and certificate yields up to 3.25% APY.
Source: RateAPI.dev, verified from Gallup Credit Union's official website
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About Gallup Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.4K
- Assets
- $16.3M
- Founded
- 1979
- Locations reported
- 3
- NCUA charter
- 23292
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Gallup Credit Union
Membership eligibility from Gallup Credit Union's own published criteria. How we verify this.
Membership via employers (Gallup)
- EmployerGallup
Verified from Gallup Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Gallup Credit Union offer?
Gallup Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Gallup Credit Union rates updated?
RateAPI verifies Gallup Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Gallup Credit Union's rate data?
Rate data is collected directly from Gallup Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Gallup Credit Union's auto & rv loan rates?
As of August 4, 2026, Gallup Credit Union offers vehicle loans from 4.87% APR.
What is Gallup Credit Union's personal loan rate?
As of August 4, 2026, Gallup Credit Union offers personal loans from 3% APR.
What is Gallup Credit Union's best CD rate?
As of August 4, 2026, Gallup Credit Union offers savings and certificate (CD) yields up to 3.25% APY.
Related Rate Data
Compare Gallup Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Gallup Credit Union rates
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# Get rates for Gallup Credit Union
curl "https://api.rateapi.dev/credit-unions/nebraska/gallup" \
-H "Authorization: Bearer YOUR_API_KEY"