Omaha Credit Union

Omaha, Nebraska
Last verified: August 3, 2026
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Verified rate book

Current Omaha Credit Union rates

23 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

14 offers
Omaha Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
36-Month New Auto Loan (2024–2026)auto_new_36mo3.990% APR3.990%36 mo · newStandard
48-Month New Auto Loan (2024–2026)auto_new_48mo4.240% APR4.240%48 mo · newStandard
60-Month New Auto Loan (2024–2026)auto_new_60mo4.490% APR4.490%60 mo · newStandard
72-Month New Auto Loan (2024–2026)auto_new_72mo4.990% APR4.990%72 mo · newStandard
48-Month Used Auto Loanauto_used_48mo5.240% APR5.240%48 mo · usedStandard
84-Month New Auto Loan (2024–2026)auto_new_84mo5.490% APR5.490%84 mo · newStandard
60-Month Used Auto Loanauto_used_60mo5.490% APR5.490%60 mo · usedStandard
New Motorcycle (2024 and Newer) – New and Usedmotorcycle_any_72mo5.740% APR5.740%72 mo · anyStandard
New RV (2024 and Newer) – New and Usedrv_any_180mo5.740% APR5.740%180 mo · anyStandard
New Boat (2024 and Newer) – New and Usedboat_any_84mo5.740% APR5.740%84 mo · anyStandard
72-Month Used Auto Loanauto_used_72mo5.990% APR5.990%72 mo · usedStandard
84-Month Used Motorcycle Loan (2023 and Older)motorcycle_used_84mo6.490% APR6.490%84 mo · usedStandard
84-Month Used Boat Loan (2023 and Older)boat_used_84mo6.490% APR6.490%84 mo · usedStandard
180-Month Used RV Loan (2023 and Older)rv_used_180mo6.490% APR6.490%180 mo · usedStandard

HELOC rates

2 offers
Omaha Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
80% LTV ($250,000 Maximum)heloc6.750% APR6.750%Standard
90% LTV ($250,000 Maximum)heloc7.750% APR7.750%Standard

Savings & CD rates

7 offers
Omaha Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
60-Month Certificatecd_60mo2.50% APY2.47%60 moStandard
48-Month Certificatecd_48mo2.50% APY2.47%48 moStandard
36-Month Certificatecd_36mo2.50% APY2.47%36 moStandard
24-Month Certificatecd_24mo2.50% APY2.47%24 moStandard
18-Month Certificatecd_18mo3.00% APY2.96%18 moStandard
12-Month Certificatecd_12mo3.50% APY3.44%12 moStandard
6-Month Certificatecd_6mo4.00% APY3.93%6 moStandard

Vehicle loans available from 3.99% APR for 36 months. HELOC rates from 6.75% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Omaha Credit Union's official website

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About Omaha Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
8.3K
Assets
$117M
Founded
1935
Locations reported
4
NCUA charter
135
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Omaha Credit Union

Membership eligibility from Omaha Credit Union's own published criteria. How we verify this.

Community charter: live/work in Douglas, Sarpy, Washington +2 more, NE, IA

  • LocationDouglas, Sarpy, Washington, Pottawattamie, Harrison — NE, IA

Cost to join: About $5.

Verified from Omaha Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Omaha Credit Union?

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Frequently Asked Questions

What rates does Omaha Credit Union offer?

Omaha Credit Union currently offers vehicle loan, and HELOC rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Omaha Credit Union rates updated?

RateAPI verifies Omaha Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Omaha Credit Union's rate data?

Rate data is collected directly from Omaha Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Omaha Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 3, 2026, Omaha Credit Union offers vehicle loans from 3.99% APR.

What is Omaha Credit Union's HELOC rate?

As of August 3, 2026, Omaha Credit Union offers home equity lines of credit from 6.75% APR.

What is Omaha Credit Union's best CD rate?

As of August 3, 2026, Omaha Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Omaha Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Omaha Credit Union
curl "https://api.rateapi.dev/credit-unions/nebraska/omaha" \
  -H "Authorization: Bearer YOUR_API_KEY"