Southwest Montana Community Credit Union
Verified rate book
Current Southwest Montana Community Credit Union rates
66 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 1st Mortgageother | 5.970% APR | 5.970% | — | Standard |
| 2nd Mortgageother | 7.320% APR | 7.320% | — | Standard |
Auto & vehicle rates
45 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month Used Auto Loan (2021–2023)auto_used_24mo | 4.240% APR | 4.240% | 24 mo · used | Standard |
| 24-Month New Auto Loan (2024–2026)auto_new_24mo | 4.240% APR | 4.240% | 24 mo · new | Standard |
| Details (24 Months)auto_any_24mo | 4.240% APR | 4.240% | 24 mo | Standard |
| 36-Month New Auto Loan (2024–2026)auto_new_36mo | 4.490% APR | 4.490% | 36 mo · new | Standard |
| Details (36 Months)auto_any_36mo | 4.490% APR | 4.490% | 36 mo | Standard |
| Details (48 Months)auto_any_48mo | 4.490% APR | 4.490% | 48 mo | Standard |
| 36-Month Used Auto Loan (2021–2023)auto_used_36mo | 4.490% APR | 4.490% | 36 mo · used | Standard |
| RV's, Campers, Travel Trailer, Boats and more! (48 Months)rv_any_48mo | 4.750% APR | 4.750% | 48 mo | Standard |
| RV's, Campers, Travel Trailer, Boats and more! (36 Months)rv_any_36mo | 4.750% APR | 4.750% | 36 mo | Standard |
| New RV's, Campers, Travel Trailer, Boats and more! (60 Months)rv_new_60mo | 4.750% APR | 4.750% | 60 mo · new | Standard |
| New RV's, Campers, Travel Trailer, Boats and more! (48 Months)rv_new_48mo | 4.750% APR | 4.750% | 48 mo · new | Standard |
| New RV's, Campers, Travel Trailer, Boats and more! (36 Months)rv_new_36mo | 4.750% APR | 4.750% | 36 mo · new | Standard |
| RV's, Campers, Travel Trailer, Boats and more! (60 Months)rv_any_60mo | 4.750% APR | 4.750% | 60 mo | Standard |
| 60-Month New Auto Loan (2024–2026)auto_new_60mo | 4.990% APR | 4.990% | 60 mo · new | Standard |
| 48-Month Used Auto Loan (2021–2023)auto_used_48mo | 4.990% APR | 4.990% | 48 mo · used | Standard |
| Details (60 Months)auto_any_60mo | 4.990% APR | 4.990% | 60 mo | Standard |
| 60-Month Used Auto Loan (2021–2023)auto_used_60mo | 5.240% APR | 5.240% | 60 mo · used | Standard |
| 72-Month New Auto Loan (2024–2026)auto_new_72mo | 5.300% APR | 5.300% | 72 mo · new | Standard |
| Details (72 Months)auto_any_72mo | 5.300% APR | 5.300% | 72 mo | Standard |
| New RV's, Campers, Travel Trailer, Boats and more! (72 Months)rv_new_72mo | 5.500% APR | 5.500% | 72 mo · new | Standard |
| RV's, Campers, Travel Trailer, Boats and more! (72 Months)rv_any_72mo | 5.500% APR | 5.500% | 72 mo | Standard |
| Used RV's, Campers, Travel Trailer, Boats and more! (36 Months)rv_used_36mo | 5.500% APR | 5.500% | 36 mo · used | Standard |
| Details (84 Months)auto_any_84mo | 5.600% APR | 5.600% | 84 mo | Standard |
| 84-Month New Auto Loan (2024–2026)auto_new_84mo | 5.600% APR | 5.600% | 84 mo · new | Standard |
| 72-Month Used Auto Loan (2021–2023)auto_used_72mo | 5.740% APR | 5.740% | 72 mo · used | Standard |
| 24-Month Used Auto Loan (2016–2020)auto_used_24mo | 5.990% APR | 5.990% | 24 mo · used | Standard |
| New RV's, Campers, Travel Trailer, Boats and more! (84 Months)rv_new_84mo | 6.000% APR | 6.000% | 84 mo · new | Standard |
| 2026, 2025, 2024 (min. 20K Principle)auto_any_84mo | 6.000% APR | 6.000% | 84 mo | Standard |
| RV's, Campers, Travel Trailer, Boats and more! (84 Months)rv_any_84mo | 6.000% APR | 6.000% | 84 mo | Standard |
| 84-Month Used Auto Loan (2021–2023)auto_used_84mo | 6.240% APR | 6.240% | 84 mo · used | Standard |
| Used RV's, Campers, Travel Trailer, Boats and more! (48 Months)rv_used_48mo | 6.250% APR | 6.250% | 48 mo · used | Standard |
| New RV's, Campers, Travel Trailer, Boats and more! (96 Months)rv_new_96mo | 6.500% APR | 6.500% | 96 mo · new | Standard |
| 2026, 2025, 2024 (min. 35K Principle)auto_any_96mo | 6.500% APR | 6.500% | 96 mo | Standard |
| RV's, Campers, Travel Trailer, Boats and more! (96 Months)rv_any_96mo | 6.500% APR | 6.500% | 96 mo | Standard |
| 36-Month Used Auto Loan (2016–2020)auto_used_36mo | 6.990% APR | 6.990% | 36 mo · used | Standard |
| 2026, 2025, 2024 (min. 50K Principle)auto_any_120mo | 7.000% APR | 7.000% | 120 mo | Standard |
| RV's, Campers, Travel Trailer, Boats and more! (120 Months)rv_any_120mo | 7.000% APR | 7.000% | 120 mo | Standard |
| Used RV's, Campers, Travel Trailer, Boats and more! (60 Months)rv_used_60mo | 7.000% APR | 7.000% | 60 mo · used | Standard |
| New RV's, Campers, Travel Trailer, Boats and more! (120 Months)rv_new_120mo | 7.000% APR | 7.000% | 120 mo · new | Standard |
| Used RV's, Campers, Travel Trailer, Boats and more! (72 Months)rv_used_72mo | 7.500% APR | 7.500% | 72 mo · used | Standard |
| 2023, 2022, 2021 (min 15K Principle)auto_any_72mo | 7.500% APR | 7.500% | 72 mo | Standard |
| 48-Month Used Auto Loan (2016–2020)auto_used_48mo | 7.740% APR | 7.740% | 48 mo · used | Standard |
| 60-Month Used Auto Loan (2016–2020)auto_used_60mo | 7.990% APR | 7.990% | 60 mo · used | Standard |
| Used RV's, Campers, Travel Trailer, Boats and more! (84 Months)rv_used_84mo | 8.000% APR | 8.000% | 84 mo · used | Standard |
| 2023, 2022, 2021 (min 20K Principle)auto_any_84mo | 8.000% APR | 8.000% | 84 mo | Standard |
Savings & CD rates
18 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Legacy Share Draft Checkingsavings | 0.02% APY | 0.02% | — | Standard |
| Kasasa Cash* (Qualifications not met)savings | 0.05% APY | 0.05% | — | Standard |
| Membership Share ($25.00 to open account)savings | 0.10% APY | 0.10% | — | Standard |
| Kasasa Saver* (Qualifications not met)savings | 0.15% APY | 0.15% | — | Standard |
| 3-Month Certificateshare_certificate_3mo | 0.30% APY | 0.30% | 3 mo | Standard |
| IRAira | 0.35% APY | 0.35% | — | Standard |
| Money Marketmoney_market | 0.50% APY | 0.50% | — | Standard |
| 6-Month Certificateshare_certificate_6mo | 2.50% APY | 2.50% | 6 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 3.00% APY | 3.00% | 12 mo | Standard |
| Kasasa Saver* (0 - $20,000)savings | 3.00% APY | 2.96% | — | Standard |
| Kasasa Saver* ($20,000)savings | 3.00% APY | 0.20% | — | Standard |
| 24-Month Certificateshare_certificate_24mo | 3.25% APY | 3.25% | 24 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 3.50% APY | 3.50% | 36 mo | Standard |
| 48-Month Certificateshare_certificate_48mo | 3.75% APY | 3.75% | 48 mo | Standard |
| 60-Month Certificateshare_certificate_60mo | 3.80% APY | 3.80% | 60 mo | Standard |
| Kasasa Cash* (0 - $20,000)savings | 5.00% APY | 4.89% | — | Standard |
| Kasasa Cash* ($20,000+)savings | 5.00% APY | 5.00% | — | Standard |
| Free Kasasa Cash Checkingsavings | 5.00% APY | 5.00% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Landother | 7.490% % | 7.490% | — | Standard |
As of August 4, 2026, Southwest Montana Community Credit Union offers mortgage rates from 5.97% APR. Vehicle loans available from 4.24% APR for 24 months. Savings and certificate yields up to 5.00% APY.
Source: RateAPI.dev, verified from Southwest Montana Community Credit Union's official website
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About Southwest Montana Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 11.5K
- Assets
- $202.6M
- Founded
- 1941
- Locations reported
- 5
- NCUA charter
- 4401
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Southwest Montana Community Credit Union
Membership eligibility from Southwest Montana Community Credit Union's own published criteria. How we verify this.
Community charter: live/work in Anaconda-Deer Lodge, Butte-Silver Bow, Granite +4 more, MT
- LocationAnaconda-Deer Lodge, Butte-Silver Bow, Granite, Powell, Jefferson, Beaverhead, Madison — MT
Verified from Southwest Montana Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Southwest Montana Community Credit Union?
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Frequently Asked Questions
What rates does Southwest Montana Community Credit Union offer?
Southwest Montana Community Credit Union currently offers mortgage, and vehicle loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Southwest Montana Community Credit Union rates updated?
RateAPI verifies Southwest Montana Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Southwest Montana Community Credit Union's rate data?
Rate data is collected directly from Southwest Montana Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Southwest Montana Community Credit Union's mortgage rate?
As of August 4, 2026, Southwest Montana Community Credit Union offers mortgage rates from 5.97% APR.
What are Southwest Montana Community Credit Union's auto & rv loan rates?
As of August 4, 2026, Southwest Montana Community Credit Union offers vehicle loans from 4.24% APR.
What is Southwest Montana Community Credit Union's best CD rate?
As of August 4, 2026, Southwest Montana Community Credit Union offers savings and certificate (CD) yields up to 5.00% APY.
Related Rate Data
Compare Southwest Montana Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Southwest Montana Community Credit Union
curl "https://api.rateapi.dev/credit-unions/montana/southwest-montana-community" \
-H "Authorization: Bearer YOUR_API_KEY"