Community 1st Credit Union
Verified rate book
Current Community 1st Credit Union rates
4 published offers verified as of July 30, 2026.
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 8.500% APR | 8.500% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Certificate Securedpersonal_secured_12mo | 3.750% APR | 3.750% | 12 mo | Standard |
| 36-Month Overdraft Line of Creditpersonal_unsecured_36mo | 9.740% APR | 9.740% | 36 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 13.990% APR | 13.990% | — | Standard |
HELOC rates from 8.5% APR. Personal loan rates from 3.75% APR. Credit card rates from 13.99% APR.
Source: RateAPI.dev, verified from Community 1st Credit Union's official website
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About Community 1st Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.9K
- Assets
- $44.1M
- Founded
- 1953
- Locations reported
- 2
- NCUA charter
- 8588
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Mobile check deposit
- Student scholarships
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Community 1st Credit Union
Membership eligibility from Community 1st Credit Union's own published criteria. How we verify this.
Membership criteria are published on Community 1st Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationCarter, Custer — MT
Verified from Community 1st Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Community 1st Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Community 1st Credit Union ranks against Montana peers.
Frequently Asked Questions
What rates does Community 1st Credit Union offer?
Community 1st Credit Union currently offers HELOC, personal loan, and credit card rates. The rates shown on this page were last verified July 30, 2026 directly from the credit union's official website.
How often are Community 1st Credit Union rates updated?
RateAPI verifies Community 1st Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 30, 2026.
Where does RateAPI get Community 1st Credit Union's rate data?
Rate data is collected directly from Community 1st Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Community 1st Credit Union's HELOC rate?
As of July 30, 2026, Community 1st Credit Union offers home equity lines of credit from 8.5% APR.
What is Community 1st Credit Union's personal loan rate?
As of July 30, 2026, Community 1st Credit Union offers personal loans from 3.75% APR.
Related Rate Data
Compare Community 1st Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Community 1st Credit Union rates
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Use it via API
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# Get rates for Community 1st Credit Union
curl "https://api.rateapi.dev/credit-unions/montana/community-1st" \
-H "Authorization: Bearer YOUR_API_KEY"