Valley Financial Credit Union
Verified rate book
Current Valley Financial Credit Union rates
8 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Mobile Homes - Primary Residenceother | 7.490% APR | 7.490% | — | Standard |
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 72-Month Auto Loanauto_any_72mo | 4.990% APR | 4.990% | 72 mo | Standard |
| 60-Month RV Loanrv_any_60mo | 5.740% APR | 5.740% | 60 mo | Standard |
| 120-Month RV Loanrv_any_120mo | 7.490% APR | 7.490% | 120 mo | Standard |
| 180-Month RV Loanrv_any_180mo | 8.240% APR | 8.240% | 180 mo | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 9.490% APR | 9.490% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 11.490% APR | 11.490% | — | Standard |
| Platinum Visa Rewards Credit Cardcredit_card_rewards | 13.490% APR | 13.490% | — | Standard |
As of August 4, 2026, Valley Financial Credit Union offers mortgage rates from 7.49% APR. Vehicle loans available from 4.99% APR for 72 months. Personal loan rates from 9.49% APR. Credit card rates from 11.49% APR.
Source: RateAPI.dev, verified from Valley Financial Credit Union's official website
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About Valley Financial Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 38.9K
- Assets
- $593.7M
- Founded
- 1949
- Locations reported
- 12
- NCUA charter
- 68689
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Valley Financial Credit Union
Membership eligibility from Valley Financial Credit Union's own published criteria. How we verify this.
Community charter: live/work in Beaverhead, Big Horn, Park
- LocationBeaverhead, Big Horn, Park
Cost to join: About $25.
Verified from Valley Financial Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Valley Financial Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Valley Financial Credit Union ranks against Montana peers.
Frequently Asked Questions
What rates does Valley Financial Credit Union offer?
Valley Financial Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Valley Financial Credit Union rates updated?
RateAPI verifies Valley Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Valley Financial Credit Union's rate data?
Rate data is collected directly from Valley Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Valley Financial Credit Union's mortgage rate?
As of August 4, 2026, Valley Financial Credit Union offers mortgage rates from 7.49% APR.
What are Valley Financial Credit Union's auto & rv loan rates?
As of August 4, 2026, Valley Financial Credit Union offers vehicle loans from 4.99% APR.
What is Valley Financial Credit Union's personal loan rate?
As of August 4, 2026, Valley Financial Credit Union offers personal loans from 9.49% APR.
Related Rate Data
Compare Valley Financial Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Valley Financial Credit Union rates
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# Get rates for Valley Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/montana/valley-financial" \
-H "Authorization: Bearer YOUR_API_KEY"