R G Credit Union

Raymore, Missouri
Last verified: August 4, 2026
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Verified rate book

Current R G Credit Union rates

98 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

12 offers
R G Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed5.900% APR5.900%—Standard
VA 30-Year Fixed30 year fixed5.900% APR5.900%—Standard
30-Year Fixed30 year fixed6.150% APR6.150%—Standard
15-Year Fixed15 year fixed5.400% APR5.400%—Standard
VA 15-Year Fixed15 year fixed5.400% APR5.400%—Standard
15-Year Fixed15 year fixed5.650% APR5.650%—Standard
VA 10-Year Fixed10 year fixed5.150% APR5.150%—Standard
10-Year Fixed10 year fixed5.150% APR5.150%—Standard
10-Year Fixed10 year fixed5.400% APR5.400%—Standard
VA 20-Year Fixed20 year fixed5.650% APR5.650%—Standard
20-Year Fixed20 year fixed5.650% APR5.650%—Standard
20-Year Fixed20 year fixed5.900% APR5.900%—Standard

Auto & vehicle rates

11 offers
R G Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Auto Loanauto_new3.990% APR3.990%newStandard
New Vehicle loan (as low as)auto_new_36mo3.990% APR3.990%36 mo · newStandard
Up to 36-Month New Auto Loan (2025 and Newer)auto_new_36mo3.990% APR3.990%36 mo · newStandard
New (2025 and newer) 37-60 monthsauto_new_60mo4.190% APR4.190%60 mo · newStandard
Up to 36-Month Used Auto Loanauto_used_36mo4.490% APR4.490%36 mo · usedStandard
New (2025 and newer) 61-72 monthsauto_new_72mo4.490% APR4.490%72 mo · newStandard
Used Auto Loanauto_used4.490% APR4.490%usedStandard
Used 37-60 Monthsauto_used_60mo4.690% APR4.690%60 mo · usedStandard
Used 61-72 Monthsauto_used_72mo4.990% APR4.990%72 mo · usedStandard
New (2025 and newer) 73-84 monthsauto_new_84mo5.090% APR5.090%84 mo · newStandard
Used 73-84 Monthsauto_used_84mo5.590% APR5.590%84 mo · usedStandard

HELOC rates

13 offers
R G Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed7.150% APR7.150%—Standard
Fixed Rate Second Mortgages (5-Yr)heloc_fixed7.150% APR7.150%—Standard
Current Fixed Home Equity Rates (5-Yr - 100% LTV)heloc_fixed7.150% APR7.150%—Standard
10-YR - 100% LTVheloc7.250% APR7.250%—Standard
10 Yr Draw / 15 Yr Repaymentheloc7.250% APR7.250%—Standard
Current Fixed Home Equity Rates (10-YR - 100% LTV)heloc_fixed7.250% APR7.250%—Standard
Fixed Rate Second Mortgages (10-YR)heloc_fixed7.250% APR7.250%—Standard
Home Equity Loan (Fixed)heloc_fixed7.250% APR7.250%—Standard
Variable Rate HELOC (HELOC) (10 Yr Draw / 15 Yr Repayment)heloc_variable7.250% APR7.250%—Standard
HELOC (Variable)heloc_variable7.250% APR7.250%—Standard
Fixed Rate Second Mortgages (15-Yr)heloc_fixed7.350% APR7.350%—Standard
Current Fixed Home Equity Rates (15-Yr - 100% LTV)heloc_fixed7.350% APR7.350%—Standard
15-Yr - 100% LTVheloc7.350% APR7.350%—Standard

Personal loan rates

5 offers
R G Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Secured - 100% Share/Term Share Secured Up To 60 Monthspersonal_secured_60mo4.000% APR4.000%60 moStandard
100% Share / Term Share Securedpersonal_secured4.000% APR4.000%—Standard
Secured - 100% Share/Term Share Secured 61-120 Monthspersonal_secured_120mo5.000% APR5.000%120 moStandard
Signature Loan - 1 to 60 monthspersonal_unsecured_60mo8.990% APR8.990%60 moStandard
Signature Loanpersonal_unsecured8.990% APR8.990%—Standard

Credit card rates

2 offers
R G Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
R-G Federal Credit Union Platinum Visa (Rates starting as low as)credit_card_platinum8.750% APR8.750%—Standard
R-G Federal Credit Union Classic Visa Cardcredit_card12.750% APR12.750%—Standard

Savings & CD rates

53 offers
R G Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
If qualifications not metsavings0.01% APY0.01%—Standard
$5.00 To $4,999.99savings0.05% APY0.05%—Standard
Savings ($5–$4,999.99)share_savings0.05% APY0.05%—Standard
Savings ($5,000–$24,999.99)share_savings0.10% APY0.10%—Standard
$5,000.00 To $24,999.99savings0.10% APY0.10%—Standard
Savings ($25,000–$49,999.99)share_savings0.15% APY0.15%—Standard
$25,000.00 To $49,999.99savings0.15% APY0.15%—Standard
Savings ($50,000–$99,999.99)share_savings0.20% APY0.20%—Standard
$50,000.00 To $99,999.99savings0.20% APY0.20%—Standard
Savings ($100,000–$149,999.99)share_savings0.25% APY0.25%—Standard
$100,000.00 To $149,999.99savings0.25% APY0.25%—Standard
Any Balancesavings0.25% APY0.25%—Standard
Savings ($150,000–$249,999.99)share_savings0.30% APY0.30%—Standard
Savings ($500,000+)share_savings0.30% APY0.30%—Standard
Savings ($250,000–$499,999.99)share_savings0.30% APY0.30%—Standard
$150,000.00 To $249,999.99savings0.30% APY0.30%—Standard
$500,000.00 And Abovesavings0.30% APY0.30%—Standard
$250,000.00 To $499,999.99savings0.30% APY0.30%—Standard
Smart Savers Club and Holiday Club Accountsavings0.75% APY0.75%—Standard
60-Month Savings ($500–$250,000)share_savings1.98% APY1.98%60 moStandard
Any Balance (if monthly qualifications met**)savings2.00% APY2.00%—Standard
48-Month Savings ($500–$250,000)share_savings2.23% APY2.23%48 moStandard
IRA Term Share Accounts (Traditional & Roth - $500+) (60 Months)ira2.24% APY2.24%60 moStandard
36-Month Savings ($500–$250,000)share_savings2.47% APY2.47%36 moStandard
IRA Term Share Accounts (Traditional & Roth - $500+) (48 Months)ira2.48% APY2.48%48 moStandard
IRA Term Share Accounts (Traditional & Roth - $500+) (36 Months)ira2.73% APY2.73%36 moStandard
12-Month Savings ($500–$250,000)share_savings2.97% APY2.97%12 moStandard
Premier Term Share Accounts ($100,000 - $250,000) (36 Months)share_savings3.05% APY3.05%36 moStandard
36-Month Certificatecd_36mo3.05% APY3.05%36 moStandard
Premier Term Share Accounts ($100,000 - $250,000) (48 Month)share_savings3.10% APY3.10%48 moStandard
48-Month Certificatecd_48mo3.10% APY3.10%48 moStandard
60-Month Certificatecd_60mo3.14% APY3.14%60 moStandard
Premier Term Share Accounts ($100,000 - $250,000) (60 Months)share_savings3.14% APY3.14%60 moStandard
Money Marketmoney_market3.20% APY3.20%—Standard
Minimum $10,000savings3.20% APY3.20%—Standard
6-Month Savings ($500–$250,000)share_savings3.22% APY3.22%6 moStandard
Premier Term Share Accounts ($100,000 - $250,000) (12 Months)share_savings3.45% APY3.45%12 moStandard
12-Month Certificatecd_12mo3.45% APY3.45%12 moStandard
6-Month Certificatecd_6mo3.69% APY3.69%6 moStandard
Premier Term Share Accounts ($100,000 - $250,000) (6 Months)share_savings3.69% APY3.69%6 moStandard
IRA Term Share Accounts (Traditional & Roth - $500+) (12 Months)ira3.70% APY3.70%12 moStandard
24-Month Savings ($500–$250,000)share_savings3.85% APY3.85%24 moStandard
Term Share Accountshare_savings3.90% APY3.85%24 moStandard
New Money 24-Months Term Share Accountshare_savings3.90% APY3.90%24 moStandard
24-Month Certificatecd_24mo3.93% APY3.93%24 moStandard
Premier Term Share Accounts ($100,000 - $250,000) (24 Months)share_savings3.93% APY3.93%24 moStandard
IRA Term Share Accounts (Traditional & Roth - $500+) (6 Months)ira3.94% APY3.94%6 moStandard
Premier Term Share Accountshare_savings4.00% APY3.93%24 moStandard
New Money 24-Months (Premier) Term Share Accountshare_savings4.00% APY4.00%24 moStandard
IRA Term Share Accounts (Traditional & Roth - $500+) (24 Months)ira4.04% APY4.04%24 moStandard
New Money 24-Months (IRA) Term Share Accountira4.10% APY4.10%24 moStandard
IRA Term Share Accountira4.10% APY4.04%24 moStandard
24-Month Savingsshare_savings4.10% APY4.10%24 moStandard

Other rates

2 offers
R G Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
FI NAME - PROD, TERMother1.000% %1.000%—Standard
My Rate MARKET NAME Average - PROD, TERMother2.000% %2.000%—Standard

As of August 4, 2026, R G Credit Union offers a 30-year fixed mortgage at 5.9% APR. Auto loans available from 3.99% APR. HELOC rates from 7.15% APR. Personal loan rates from 4% APR. Credit card rates from 8.75% APR. Savings and certificate yields up to 4.10% APY.

Source: RateAPI.dev, verified from R G Credit Union's official website

Latest available market position · Snapshot August 1, 2026

R G Credit Union statewide rate position

This dated snapshot compares the credit union's best published rate in each tracked product with other MO credit unions in the same product market. Products may age out of the current rate book until they are verified again.

Best statewide position#1 of 19New Auto Loan (best offer, cars)
Percentile bandTop 6%among comparable MO offers
Products tracked5in this dated snapshot
Best-position spread51 bp better than state medianState market leader
Published rate position by comparable product on August 1, 2026
ProductPublished rateState rankState bestState medianPosition vs. median
30-Year Fixed Mortgage (purchase)5.90% APR#1 of 8 · top 13%5.90%6.88%97 bp better than state median
New Auto Loan (best offer, cars)3.99% APR#1 of 19 · top 6%3.99%4.50%51 bp better than state median
Used Auto Loan (best offer, cars)4.49% APR#3 of 20 · top 15%4.09%5.00%51 bp better than state median
HELOC (best offer)7.15% APR#20 of 24 · top 84%4.50%6.59%56 bp behind state median
Personal Loan (unsecured, best offer)8.99% APR#16 of 43 · top 38%4.00%9.99%100 bp better than state median

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About R G Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
8.1K
Assets
$146.7M
Founded
1957
Locations reported
4
NCUA charter
11962
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

CommunityamericaRaymore · Raymore · MO · 64083-8308Branch in the same ZIPMazumaRaymore Branch · Raymore · MO · 64083-9194Branch in the same ZIPCSDCSD CREDIT UNION · KANSAS CITY · MO · 64134-1841About 9.1 miles awayRaytown-Lee's Summit CommunityLee's Summit Branch · Lees Summit · MO · 64063About 9.2 miles awayPublic SafetySouth Branch · Kansas City · MO · 64137About 10.3 miles awayCatholic FamilyVital Records Centor · Lees Summit · MO · 64086-3517About 11.6 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join R G Credit Union

Membership eligibility from R G Credit Union's own published criteria. How we verify this.

Community charter: live/work in Bates, Benton, Cass +9 more

  • LocationBates, Benton, Cass, Cedar, Henry, Hickory, Jackson, Johnson, Morgan, Pettis, St. Clair, Vernon

Cost to join: About $6 (a $1 membership fee plus a $5 minimum deposit).

Verified from R G Credit Union's membership page. Final membership determination is always made by the credit union.

Work at R G Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where R G Credit Union ranks against Missouri peers.

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Frequently Asked Questions

What rates does R G Credit Union offer?

R G Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are R G Credit Union rates updated?

RateAPI verifies R G Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get R G Credit Union's rate data?

Rate data is collected directly from R G Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is R G Credit Union's mortgage rate?

As of August 4, 2026, R G Credit Union offers a 30-year fixed mortgage at 5.9% APR.

What are R G Credit Union's auto loan rates?

As of August 4, 2026, R G Credit Union offers auto loans from 3.99% APR.

What is R G Credit Union's HELOC rate?

As of August 4, 2026, R G Credit Union offers home equity lines of credit from 7.15% APR.

What is R G Credit Union's personal loan rate?

As of August 4, 2026, R G Credit Union offers personal loans from 4% APR.

What is R G Credit Union's best CD rate?

As of August 4, 2026, R G Credit Union offers savings and certificate (CD) yields up to 4.10% APY.

Related Rate Data

Compare R G Credit Union's rates against national credit-union benchmarks.

More Missouri credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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