Legacy Credit Union

Joplin, Missouri
Last verified: August 4, 2026
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Verified rate book

Current Legacy Credit Union rates

16 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

10 offers
Legacy Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
48-Month New Auto Loanauto_new_48mo4.250% APR4.250%48 mo · newStandard
60-Month Used Auto Loan (2022 and Newer)auto_used_60mo5.000% APR5.000%60 mo · usedStandard
60-Month Used Auto Loan (2018–2021)auto_used_60mo5.750% APR5.750%60 mo · usedStandard
New Sports & Leisureauto_new_60mo5.750% APR5.750%60 mo · newStandard
New Boats/Motors/Trailersboat_new_84mo5.750% APR5.750%84 mo · newStandard
84-Month New RV Loanrv_new_84mo6.000% APR6.000%84 mo · newStandard
Used RV Loanrv_used6.250% APR6.250%usedStandard
Used Sports & Leisureauto_used_48mo6.250% APR6.250%48 mo · usedStandard
Used Boats/Motors/Trailersboat_used_108mo6.250% APR6.250%108 mo · usedStandard
60-Month Used Auto Loan (2017 and Older)auto_used_60mo6.750% APR6.750%60 mo · usedStandard

Personal loan rates

3 offers
Legacy Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured2.450% APR2.450%Standard
Signature Loanpersonal_unsecured12.000% APR12.000%Standard
Tide-You-Over Loans (TYOL)personal15.000% APR15.000%Standard

Other rates

3 offers
Legacy Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Storm Shelter Loanother4.250% %4.250%Standard
New Lawn and Gardenother4.750% %4.750%Standard
Used Lawn and Gardenother5.250% %5.250%Standard

Vehicle loans available from 4.25% APR for 48 months. Personal loan rates from 2.45% APR.

Source: RateAPI.dev, verified from Legacy Credit Union's official website

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About Legacy Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.2K
Assets
$25.4M
Founded
1952
Locations reported
2
NCUA charter
64708
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Electronic statements
  • Mobile check deposit
  • Financial education

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Legacy Credit Union

Membership eligibility from Legacy Credit Union's own published criteria. How we verify this.

Membership via employers (Missouri Department of Transportation (Southwest District) +2 more) or occupations (Doctors, Nurses, Clinical Staff in the medical fi…

  • LocationJasper County
  • EmployerMissouri Department of Transportation (Southwest District), Missouri State Highway Patrol (Troop D), Missouri Southern State University
  • OccupationDoctors, Nurses, Clinical Staff in the medical field, Local, State, and Federal Government Employees, Teachers, Administrators, and Staff in K-12 Education

Verified from Legacy Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Legacy Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Legacy Credit Union ranks against Missouri peers.

Frequently Asked Questions

What rates does Legacy Credit Union offer?

Legacy Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Legacy Credit Union rates updated?

RateAPI verifies Legacy Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Legacy Credit Union's rate data?

Rate data is collected directly from Legacy Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Legacy Credit Union's auto, rv & boat loan rates?

As of August 4, 2026, Legacy Credit Union offers vehicle loans from 4.25% APR.

What is Legacy Credit Union's personal loan rate?

As of August 4, 2026, Legacy Credit Union offers personal loans from 2.45% APR.

Related Rate Data

Compare Legacy Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Legacy Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Legacy Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/legacy" \
  -H "Authorization: Bearer YOUR_API_KEY"