Horizon Credit Union
Verified rate book
Current Horizon Credit Union rates
27 published offers verified as of August 4, 2026.
Auto & vehicle rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Vehicle Loans: 2026/25/24/23/22 modelsauto | 4.500% APR | 4.500% | — | Standard |
| Vehicle Loans: 2026/25/24/23/22 models ($45,000 and over)auto | 5.500% APR | 5.500% | — | Standard |
| Vehicle Loans: 2021/20/19/18 modelsauto | 5.500% APR | 5.500% | — | Standard |
| Vehicle Loans: 2021/20/19/18 models (Can go up to 72 mos if amount is $20,000 or moreauto_any_72mo | 6.500% APR | 6.500% | 72 mo | Standard |
| Vehicle Loans: 2017-2014 models (up to $15,000)auto | 7.000% APR | 7.000% | — | Standard |
| Vehicle Loans: 2017-2014 models ( up to $15,000)auto | 7.500% APR | 7.500% | — | Standard |
| Vehicle Loans: 2013 and earlier models (up to $8,000)auto | 7.500% APR | 7.500% | — | Standard |
| Vehicle Loans: 2017-2014 models ( $15,000 and over)auto | 8.000% APR | 8.000% | — | Standard |
| Vehicle Loans: 2013 and earlier models ($8,000 and over)auto | 8.000% APR | 8.000% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 3.000% APR | 3.000% | — | Standard |
| Christmas/Vacation Loanpersonal | 11.000% APR | 11.000% | — | Standard |
| Signature Loanpersonal_unsecured | 12.000% APR | 12.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 13.900% APR | 13.900% | — | Standard |
Savings & CD rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingsshare_savings | 0.50% APY | 0.50% | — | Standard |
| Club Accountsavings | 0.60% APY | 0.60% | — | Specialty offer |
| Certificates of Deposit / 12 monthscd_12mo | 1.51% APY | 1.50% | 12 mo | Standard |
| Certificates of Deposit / 24 monthscd_24mo | 2.02% APY | 2.00% | 24 mo | Standard |
| Certificates of Deposit / 36 monthscd_36mo | 2.27% APY | 2.25% | 36 mo | Standard |
| Certificates of Deposit / 16 monthscd_16mo | 2.52% APY | 2.50% | 16 mo | Standard |
| Certificates of Deposit / 48 monthscd_48mo | 2.52% APY | 2.50% | 48 mo | Standard |
| Certificates of Deposit / 60 monthscd_60mo | 3.03% APY | 3.00% | 60 mo | Standard |
| Certificates of Deposit / 15 monthscd_15mo | 3.85% APY | 3.80% | 15 mo | Standard |
Equipment loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Equipment (up to $5,000; 95% of appraised value)equipment | 5.500% APR | 5.500% | — | Standard |
| Equipment ($5,001 to $40,000; 95% of appraised value)equipment | 7.500% APR | 7.500% | — | Standard |
| Equipment $40,001 to $49,999; 95% of appraised value)equipment | 8.500% APR | 8.500% | — | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Lawnmowers (up to $5,000; 95% of appraised value)other | 7.500% % | 7.500% | — | Standard |
| Lawnmowers (over $5,000; 95% of appraised value)other | 8.500% % | 8.500% | — | Standard |
Auto loans available from 4.5% APR. Personal loan rates from 3% APR. Credit card rates from 13.9% APR. Savings and certificate yields up to 3.85% APY. Equipment loans from 5.5% APR.
Source: RateAPI.dev, verified from Horizon Credit Union's official website
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About Horizon Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.3K
- Assets
- $57.5M
- Founded
- 1954
- Locations reported
- 2
- NCUA charter
- 63844
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial counseling
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Horizon Credit Union
Membership eligibility from Horizon Credit Union's own published criteria. How we verify this.
Community charter: live/work in Adair, Chariton, Knox +6 more, MO
- LocationAdair, Chariton, Knox, Linn, Macon, Monroe, Randolph, Shelby, Sullivan — MO
Cost to join: About $25.
Verified from Horizon Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Horizon Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Horizon Credit Union ranks against Missouri peers.
Frequently Asked Questions
What rates does Horizon Credit Union offer?
Horizon Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Horizon Credit Union rates updated?
RateAPI verifies Horizon Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Horizon Credit Union's rate data?
Rate data is collected directly from Horizon Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Horizon Credit Union's auto loan rates?
As of August 4, 2026, Horizon Credit Union offers auto loans from 4.5% APR.
What is Horizon Credit Union's personal loan rate?
As of August 4, 2026, Horizon Credit Union offers personal loans from 3% APR.
What is Horizon Credit Union's best CD rate?
As of August 4, 2026, Horizon Credit Union offers savings and certificate (CD) yields up to 3.85% APY.
Related Rate Data
Compare Horizon Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Horizon Credit Union rates
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# Get rates for Horizon Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/horizon" \
-H "Authorization: Bearer YOUR_API_KEY"