City Credit Union

Independence, Missouri
Last verified: August 4, 2026
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Verified rate book

Current City Credit Union rates

29 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

5 offers
City Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
RVs & Watercraftsrv_any_84mo4.840% APR4.840%84 moStandard
New & Used Autosauto_any4.840% APR4.840%anyStandard
Motorcycles & ATVsmotorcycle_any_72mo5.840% APR5.840%72 moStandard
Antiquesauto_any_60mo6.220% APR6.220%60 moStandard
Older Vehicles (2004-2018) 85% LTVauto_used_48mo7.280% APR7.280%48 mo · usedStandard

HELOC rates

1 offer
City Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loanheloc6.750% APR6.750%Standard

Personal loan rates

4 offers
City Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured2.500% APR2.500%Standard
FLEX Line of Creditploc_variable10.690% APR10.690%Standard
Signature Loanpersonal_unsecured10.710% APR10.710%Standard
Back-to-School Loanpersonal12.000% APR12.000%Standard

Savings & CD rates

17 offers
City Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Vacation Savingssavings0.25% APY0.25%Specialty offer
Money Market Rates ($10,000 - $24,999.99)money_market0.69% APY0.69%Standard
Quarterly IRA Savingsira0.75% APY0.75%Standard
Money Market Rates ($25,000 - $49,999.99)money_market0.98% APY0.98%Standard
Money Market Rates ($50,000 - $99,999.99)money_market1.08% APY1.08%Standard
Money Market Rates ($100,000 - $149,999.99)money_market1.12% APY1.12%Standard
Money Market ($150,000+)money_market1.19% APY1.19%Standard
Money Market Rates ($2500 - $9999.99)money_market2.00% APY2.00%Standard
Money Market Rates ($1500 - $2499.99)money_market2.25% APY2.25%Standard
60-Month Certificatecd_60mo3.45% APY3.45%60 moStandard
48-Month Certificatecd_48mo3.50% APY3.50%48 moStandard
36-Month Certificatecd_36mo3.55% APY3.55%36 moStandard
24-Month Certificatecd_24mo3.60% APY3.60%24 moStandard
18-Month Certificatecd_18mo3.70% APY3.70%18 moStandard
12-Month Certificatecd_12mo3.80% APY3.80%12 moStandard
3-Month Certificatecd_3mo3.90% APY3.90%3 moStandard
6-Month Certificatecd_6mo3.95% APY3.95%6 moStandard

Other rates

2 offers
City Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELP Loans (up to $15,000)other3.020% %3.020%Standard
Untitled Collateralother6.520% %6.520%Standard

Vehicle loans available from 4.84% APR for 84 months. HELOC rates from 6.75% APR. Personal loan rates from 2.5% APR. Savings and certificate yields up to 3.95% APY.

Source: RateAPI.dev, verified from City Credit Union's official website

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About City Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4.2K
Assets
$64.4M
Founded
1960
Locations reported
1
NCUA charter
67924
Charter type
Federally insured state-chartered credit union

Services and member support

  • Electronic statements
  • Mobile check deposit
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join City Credit Union

Membership eligibility from City Credit Union's own published criteria. How we verify this.

Membership criteria are published on City Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from City Credit Union's membership page. Final membership determination is always made by the credit union.

Work at City Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where City Credit Union ranks against Missouri peers.

Frequently Asked Questions

What rates does City Credit Union offer?

City Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are City Credit Union rates updated?

RateAPI verifies City Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get City Credit Union's rate data?

Rate data is collected directly from City Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are City Credit Union's auto, rv & motorcycle loan rates?

As of August 4, 2026, City Credit Union offers vehicle loans from 4.84% APR.

What is City Credit Union's HELOC rate?

As of August 4, 2026, City Credit Union offers home equity lines of credit from 6.75% APR.

What is City Credit Union's personal loan rate?

As of August 4, 2026, City Credit Union offers personal loans from 2.5% APR.

What is City Credit Union's best CD rate?

As of August 4, 2026, City Credit Union offers savings and certificate (CD) yields up to 3.95% APY.

Related Rate Data

Compare City Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for City Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/city" \
  -H "Authorization: Bearer YOUR_API_KEY"