Arsenal Credit Union

Arnold, Missouri
Last verified: August 4, 2026
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Verified rate book

Current Arsenal Credit Union rates

43 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
Arsenal Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Patricia V.other6.590% APR6.590%—Standard

Auto & vehicle rates

5 offers
Arsenal Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New or used car: 2017-2027auto_any_64mo5.240% APR5.240%64 mo · anyStandard
36-Month Used Motorcycle Loanmotorcycle_used_36mo7.500% APR7.500%36 mo · usedStandard
72-Month New Motorcycle Loanmotorcycle_new_72mo9.750% APR9.750%72 mo · newStandard
New or used boatboat_any_120mo10.500% APR10.500%120 mo · anyStandard
New or used RVrv_any_120mo12.500% APR12.500%120 mo · anyStandard

HELOC rates

16 offers
Arsenal Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Variable-Rate HELOC (HELOC) - 80% Equityheloc_variable4.500% APR4.500%—Standard
HELOCheloc_variable4.990% APR4.990%—Standard
Home equity (fixed, 80%)heloc_fixed5.650% APR5.650%—Standard
Home equity (fixed, 100%)heloc_fixed5.850% APR5.850%—Standard
Variable-Rate HELOC (HELOC) - 100% Equityheloc_variable6.000% APR6.000%—Standard
Fixed-Rate 80% Home Equity Loanheloc_fixed6.250% APR6.250%—Standard
Fixed-Rate 100% Home Equity Loanheloc_fixed6.750% APR6.750%—Standard
Term (0-36 months)heloc7.500% APR7.500%—Standard
Term (37-60 months)heloc8.000% APR8.000%—Standard
Term (61-84 months)heloc9.750% APR9.750%—Standard
Term (0-60 months)heloc10.000% APR10.000%—Standard
Term (61-120 months)heloc10.500% APR10.500%—Standard
Term (121-144 months)heloc11.000% APR11.000%—Standard
Term (145-180 months)heloc11.500% APR11.500%—Standard
Term (0-84 months)heloc12.000% APR12.000%—Standard
Term (85-120 months)heloc12.500% APR12.500%—Standard

Personal loan rates

2 offers
Arsenal Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured12.490% APR12.490%—Standard
18-Month Personal Loanpersonal_unsecured_18mo12.490% APR12.490%18 moStandard

Credit card rates

7 offers
Arsenal Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Card Rates (49-63 months)credit_card4.990% APR4.990%—Standard
Credit Card Rates (64-72 months)credit_card5.240% APR5.240%—Standard
Credit Card Rates (73-84 months)credit_card6.490% APR6.490%—Standard
Credit Cardcredit_card9.900% APR9.900%—Standard
Fixed-rate Visa Platinumcredit_card_platinum9.900% APR9.900%—Standard
Share Secure Credit Cardcredit_card_secured13.900% APR13.900%—Standard
Youth Credit Card*credit_card13.900% APR13.900%—Standard

Savings & CD rates

10 offers
Arsenal Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
With IRA CD - APY / Rate (Monthly)ira_cd0.05% APY0.05%—Standard
With IRA CD - APY / Rate (Monthly)ira_cd0.08% APY0.08%—Standard
With IRA CD - APY / Rate (Monthly (Dividend))ira_cd0.15% APY0.15%—Standard
With IRA CD - APY / Rate (Monthly)ira_cd0.15% APY0.15%—Standard
With IRA CD - APY / Rate (Monthly)ira_cd0.95% APY0.95%—Standard
With IRA CD - APY / Rate (Monthly)ira_cd1.00% APY1.00%—Standard
With IRA CD - APY / Rate (Monthly)ira_cd1.15% APY1.15%—Standard
With IRA CD - APY / Rate (Monthly)ira_cd1.25% APY1.25%—Standard
With IRA CD - APY / Rate (Monthly)ira_cd1.35% APY1.35%—Standard
Premier Checkingsavings4.25% APY4.25%—Standard

Other rates

2 offers
Arsenal Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Patricia V.other12.990% %12.990%—Standard
Term (145-180 months)other17.750% %17.750%—Standard

As of August 4, 2026, Arsenal Credit Union offers mortgage rates from 6.59% APR. Vehicle loans available from 5.24% APR for 64 months. HELOC rates from 4.5% APR. Personal loan rates from 12.49% APR. Credit card rates from 4.99% APR. Savings and certificate yields up to 4.25% APY.

Source: RateAPI.dev, verified from Arsenal Credit Union's official website

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About Arsenal Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
29.8K
Assets
$395.1M
Founded
1948
Locations reported
4
NCUA charter
67195
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

CenturyBRANCH-JEFFCO · ARNOLD · MO · 63010Branch in the same ZIPFirst CommunityArnold · Arnold · MO · 63010-2006Branch in the same ZIPTogetherJeffco · Arnold · MO · 63010-2157Branch in the same ZIPCommunityamericaTesson Ferry · Saint Louis · MO · 63128About 4.3 miles awayMembers 1stMattis Road · Saint Louis · MO · 63128About 4.3 miles awayFirst MissouriSouth County Branch · Saint Louis · MO · 63129About 4.4 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Arsenal Credit Union

Membership eligibility from Arsenal Credit Union's own published criteria. How we verify this.

Membership via employers (National Geospatial-Intelligence Agency) or occupations (Real-estate agent +3 more)

  • LocationJefferson County, St. Louis County, Franklin County, Washington County, St. Francois County, Ste. Genevieve County, St. Clair County, Madison County, Monroe County, Randolph County
  • EmployerNational Geospatial-Intelligence Agency
  • OccupationReal-estate agent, Real-estate appraiser, Real-estate broker, Postal employee

Verified from Arsenal Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Arsenal Credit Union offer?

Arsenal Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Arsenal Credit Union rates updated?

RateAPI verifies Arsenal Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Arsenal Credit Union's rate data?

Rate data is collected directly from Arsenal Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Arsenal Credit Union's mortgage rate?

As of August 4, 2026, Arsenal Credit Union offers mortgage rates from 6.59% APR.

What are Arsenal Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 4, 2026, Arsenal Credit Union offers vehicle loans from 5.24% APR.

What is Arsenal Credit Union's HELOC rate?

As of August 4, 2026, Arsenal Credit Union offers home equity lines of credit from 4.5% APR.

What is Arsenal Credit Union's personal loan rate?

As of August 4, 2026, Arsenal Credit Union offers personal loans from 12.49% APR.

What is Arsenal Credit Union's best CD rate?

As of August 4, 2026, Arsenal Credit Union offers savings and certificate (CD) yields up to 4.25% APY.

Related Rate Data

Compare Arsenal Credit Union's rates against national credit-union benchmarks.

More Missouri credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Arsenal Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/arsenal" \
  -H "Authorization: Bearer YOUR_API_KEY"
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