Water's Edge Credit Union
Verified rate book
Current Water's Edge Credit Union rates
11 published offers verified as of August 3, 2026.
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 84-Month New Auto Loanauto_new_84mo | 4.490% APR | 4.490% | 84 mo · new | Standard |
| 84-Month Used Auto Loanauto_used_84mo | 4.990% APR | 4.990% | 84 mo · used | Standard |
| 84-Month New Motorcycle Loanmotorcycle_new_84mo | 5.490% APR | 5.490% | 84 mo · new | Standard |
| 84-Month Used Motorcycle Loanmotorcycle_used_84mo | 6.490% APR | 6.490% | 84 mo · used | Standard |
| New and Used Boat/RV Loanboat_any_144mo | 6.990% APR | 6.990% | 144 mo · any | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month Signature Loanpersonal_unsecured_48mo | 9.990% APR | 9.990% | 48 mo | Standard |
Savings & CD rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingsshare_savings | 0.20% APY | 0.20% | — | Standard |
| Christmas Club Accountcd_12mo | 0.50% APY | 0.50% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 3.00% APY | 3.00% | 24 mo | Standard |
| 12-Month Certificatecd_12mo | 3.00% APY | 3.00% | 12 mo | Standard |
| 60-Month Certificatecd_60mo | 3.00% APY | 3.00% | 60 mo | Standard |
Vehicle loans available from 4.49% APR for 84 months. Personal loan rates from 9.99% APR. Savings and certificate yields up to 3.00% APY.
Source: RateAPI.dev, verified from Water's Edge Credit Union's official website
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About Water's Edge Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 597
- Assets
- $5.1M
- Founded
- 1953
- Locations reported
- 1
- NCUA charter
- 8593
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Financial counseling
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Water's Edge Credit Union
Membership eligibility from Water's Edge Credit Union's own published criteria. How we verify this.
Membership criteria are published on Water's Edge Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Water's Edge Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Water's Edge Credit Union?
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Frequently Asked Questions
What rates does Water's Edge Credit Union offer?
Water's Edge Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Water's Edge Credit Union rates updated?
RateAPI verifies Water's Edge Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Water's Edge Credit Union's rate data?
Rate data is collected directly from Water's Edge Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Water's Edge Credit Union's auto, boat & motorcycle loan rates?
As of August 3, 2026, Water's Edge Credit Union offers vehicle loans from 4.49% APR.
What is Water's Edge Credit Union's personal loan rate?
As of August 3, 2026, Water's Edge Credit Union offers personal loans from 9.99% APR.
What is Water's Edge Credit Union's best CD rate?
As of August 3, 2026, Water's Edge Credit Union offers savings and certificate (CD) yields up to 3.00% APY.
Related Rate Data
Compare Water's Edge Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Water's Edge Credit Union rates
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# Get rates for Water's Edge Credit Union
curl "https://api.rateapi.dev/credit-unions/mississippi/waters-edge" \
-H "Authorization: Bearer YOUR_API_KEY"