Singing River Credit Union

Moss Point, Mississippi
Last verified: August 3, 2026
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Verified rate book

Current Singing River Credit Union rates

44 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

3 offers
Singing River Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
15-Year Fixed15 year fixed5.950% APR5.950%—Standard
20-Year Fixed20 year fixed6.250% APR6.250%—Standard
Construction Loanother6.500% APR6.500%—Standard

Auto & vehicle rates

11 offers
Singing River Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto3.790% APR3.790%—Standard
New & Used Autoauto_any_36mo3.790% APR3.790%36 mo · anyStandard
New & Used Autoauto_any_48mo3.990% APR3.990%48 mo · anyStandard
48-Month Auto Loanauto_any_48mo3.990% APR3.990%48 moStandard
New & Used Autoauto_any_60mo5.250% APR5.250%60 mo · anyStandard
60-Month Auto Loanauto_any_60mo5.250% APR5.250%60 moStandard
New & Used Autoauto_any_72mo5.490% APR5.490%72 mo · anyStandard
72-Month Auto Loanauto_any_72mo5.490% APR5.490%72 moStandard
84-Month Auto Loanauto_any_84mo5.740% APR5.740%84 moStandard
New & Used Autoauto_any_84mo5.740% APR5.740%84 mo · anyStandard
First-Time Auto Loanauto_any_60mo8.990% APR8.990%60 moStandard

Personal loan rates

7 offers
Singing River Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured9.990% APR9.990%—Standard
Signature Loanpersonal_unsecured9.990% APR9.990%—Standard
Signature Loanpersonal_unsecured10.990% APR10.990%—Standard
Signature Loanpersonal_unsecured11.990% APR11.990%—Standard
Signature Loanpersonal_unsecured13.990% APR13.990%—Standard
Signature Loanpersonal_unsecured15.990% APR15.990%—Standard
Signature Loanpersonal_unsecured17.990% APR17.990%—Standard

Credit card rates

2 offers
Singing River Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Credit Card — Intro Ratecredit_card3.990% APR3.990%—Introductory offer
Credit Cardcredit_card10.990% APR10.990%—Standard

Savings & CD rates

21 offers
Singing River Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Savingssavings0.10% APY0.10%—Standard
IRAira0.20% APY0.20%—Standard
Money Marketmoney_market0.30% APY0.30%—Standard
Money Marketmoney_market0.35% APY0.35%—Standard
3-Month Certificatecd_3mo0.35% APY0.35%3 moStandard
Christmas Savingssavings0.45% APY0.45%—Standard
3-Month Certificatecd_3mo0.45% APY0.45%3 moStandard
3-Month Certificatecd_3mo0.55% APY0.55%3 moStandard
12-Month Certificatecd_12mo0.75% APY0.75%12 moStandard
36-Month Certificatecd_36mo0.85% APY0.85%36 moStandard
36-Month Certificatecd_36mo0.95% APY0.95%36 moStandard
24-Month Certificatecd_24mo1.00% APY1.00%24 moStandard
36-Month Certificatecd_36mo1.06% APY1.05%36 moStandard
48-Month Certificatecd_48mo1.11% APY1.10%48 moStandard
48-Month Certificatecd_48mo1.21% APY1.20%48 moStandard
60-Month Certificatecd_60mo1.26% APY1.25%60 moStandard
48-Month Certificatecd_48mo1.31% APY1.30%48 moStandard
60-Month Certificatecd_60mo1.36% APY1.35%60 moStandard
60-Month Certificatecd_60mo1.46% APY1.45%60 moStandard
13-Month Certificatecd_13mo3.25% APY3.25%13 moStandard
5-Month Certificatecd_5mo3.60% APY3.60%5 moStandard

As of August 3, 2026, Singing River Credit Union offers a 15-year fixed mortgage at 5.95% APR. Auto loans available from 3.79% APR. Personal loan rates from 9.99% APR. Credit card rates from 10.99% APR. Savings and certificate yields up to 3.60% APY.

Source: RateAPI.dev, verified from Singing River Credit Union's official website

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About Singing River Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
32.8K
Assets
$402.5M
Founded
1953
Locations reported
8
NCUA charter
8694
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships
  • Credit-builder products
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

NavigatorMoss Point Branch · Moss Point · MS · 39563Branch in the same ZIPGulf TrustGulf Trust Federal Credit Union · Pascagoula · MS · 39567About 4.8 miles awayKeeslerPascagoula · Pascagoula · MS · 39567About 4.8 miles awayAll inPascagoula · Pascagoula · MS · 39581About 5.7 miles awayChevronBR#23 Pascagoula · Pascagoula · MS · 39581About 5.7 miles awayAlabamaWest Mobile Branch · Mobile · AL · 36695-2844About 20.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Singing River Credit Union

Membership eligibility from Singing River Credit Union's own published criteria. How we verify this.

Community charter: live/work in Baldwin, Choctaw, Clarke +45 more

  • LocationBaldwin, Choctaw, Clarke, Conecuh, Escambia, Sumter, Washington, Wilcox, Greene, Hale, Marengo, Mobile, Monroe, Adams, Amite, Forrest, Franklin, George, Hancock, Harrison, Jackson, Jasper, Jefferson, Jefferson Davis, Jones, Copiah, Covington, Pike, Rankin, Scott, Simpson, Smith, Stone, Walthall, Wayne, Wilkinson, Claiborne, Kemper, Lamar, Lauderdale, Leake, Lawrence, Lincoln, Marion, Neshoba, Newton, Pearl River, Perry

Cost to join: About $10.

Verified from Singing River Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Singing River Credit Union?

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Frequently Asked Questions

What rates does Singing River Credit Union offer?

Singing River Credit Union currently offers mortgage, Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Singing River Credit Union rates updated?

RateAPI verifies Singing River Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Singing River Credit Union's rate data?

Rate data is collected directly from Singing River Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Singing River Credit Union's mortgage rate?

As of August 3, 2026, Singing River Credit Union offers a 15-year fixed mortgage at 5.95% APR.

What are Singing River Credit Union's auto loan rates?

As of August 3, 2026, Singing River Credit Union offers auto loans from 3.79% APR.

What is Singing River Credit Union's personal loan rate?

As of August 3, 2026, Singing River Credit Union offers personal loans from 9.99% APR.

What is Singing River Credit Union's best CD rate?

As of August 3, 2026, Singing River Credit Union offers savings and certificate (CD) yields up to 3.60% APY.

Related Rate Data

Compare Singing River Credit Union's rates against national credit-union benchmarks.

More Mississippi credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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