Centuryfirst Credit Union
Verified rate book
Current Centuryfirst Credit Union rates
12 published offers verified as of July 31, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New RV’s, Watercraft, Lawnmowers Motorcyclesrv_new_72mo | 8.250% APR | 8.250% | 72 mo · new | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Lines of Creditheloc | 8.750% APR | 8.750% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Seasonal Specialspersonal | 8.000% APR | 8.000% | — | Standard |
| Signature Loanpersonal_unsecured | 10.250% APR | 10.250% | — | Standard |
| Personal Line of Creditploc_variable | 15.000% APR | 15.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 16.500% APR | 16.500% | — | Standard |
Savings & CD rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Christmas Club Accountsavings | 0.35% APY | 0.35% | — | Standard |
| Money Marketmoney_market | 0.45% APY | 0.45% | — | Standard |
| Savingssavings | 0.50% APY | 0.50% | — | Standard |
| IRAira | 0.60% APY | 0.60% | — | Standard |
| Certificatecd | 1.10% APY | 1.10% | — | Standard |
| Bonus Dividendsavings | 2.80% APY | 2.80% | — | Standard |
Rv loans available from 8.25% APR for 72 months. HELOC rates from 8.75% APR. Personal loan rates from 8% APR. Credit card rates from 16.5% APR. Savings and certificate yields up to 2.80% APY.
Source: RateAPI.dev, verified from Centuryfirst Credit Union's official website
Loading branch locator…
About Centuryfirst Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 16.1K
- Assets
- $141.7M
- Founded
- 1956
- Locations reported
- 8
- NCUA charter
- 24668
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Centuryfirst Credit Union
Membership eligibility from Centuryfirst Credit Union's own published criteria. How we verify this.
Membership via employers (Finlo Construction CO, Inc. +1 more) or occupations (senior citizens or retirees)
- LocationForrest, Lamar, Jones, Hinds
- EmployerFinlo Construction CO, Inc., William Carey University
- Occupationsenior citizens or retirees
Verified from Centuryfirst Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Centuryfirst Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Centuryfirst Credit Union ranks against Mississippi peers.
Frequently Asked Questions
What rates does Centuryfirst Credit Union offer?
Centuryfirst Credit Union currently offers RV loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified July 31, 2026 directly from the credit union's official website.
How often are Centuryfirst Credit Union rates updated?
RateAPI verifies Centuryfirst Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 31, 2026.
Where does RateAPI get Centuryfirst Credit Union's rate data?
Rate data is collected directly from Centuryfirst Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Centuryfirst Credit Union's rv loan rates?
As of July 31, 2026, Centuryfirst Credit Union offers rv loans from 8.25% APR.
What is Centuryfirst Credit Union's HELOC rate?
As of July 31, 2026, Centuryfirst Credit Union offers home equity lines of credit from 8.75% APR.
What is Centuryfirst Credit Union's personal loan rate?
As of July 31, 2026, Centuryfirst Credit Union offers personal loans from 8% APR.
What is Centuryfirst Credit Union's best CD rate?
As of July 31, 2026, Centuryfirst Credit Union offers savings and certificate (CD) yields up to 2.80% APY.
Related Rate Data
Compare Centuryfirst Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Centuryfirst Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Mississippi credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Centuryfirst Credit Union
curl "https://api.rateapi.dev/credit-unions/mississippi/centuryfirst" \
-H "Authorization: Bearer YOUR_API_KEY"